$295,000
SOLD MAR 27, 2026

245 Laurel Dr Lusby, MD 20657

3 Beds
1 Bath
960 Sq Ft
6,500 Sq Ft Lot Lot

Sale Details

Date Sold: March 27, 2026

$307 Per Sq Ft

1% Below List Price

16 Days on Market

Highlights

  • Rambler Architecture
  • Porch
  • More Than Two Accessible Exits
  • Cul-De-Sac
  • Solar owned by seller
  • Central Air

About This Home

As of March 2026

Welcome to easy living in the water-oriented community of White Sands in Lusby, Maryland. This charming 3-bedroom, 1-bath home has been thoughtfully updated and is truly move-in ready. Inside, you’ll find brand new flooring, a beautifully redone bathroom, and a remodeled pantry off of the kitchen that provides extra storage most homes this size simply don’t have.
Major upgrades bring peace of mind, including a 1-year-old roof with a transferable warranty and owned solar panels—not leased—which help keep electric bills impressively low (sellers report bills rarely exceeding $100). Outside, the fully fenced backyard is perfect for pets, play, or relaxing evenings.
Located in White Sands, residents enjoy access to the community building and parks, access to the river, and other neighborhood amenities that make coastal living feel effortless. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this home offers comfort, efficiency, and a lifestyle you’ll love—all just minutes from the Chesapeake Bay and the Patuxent River.

Last Agent to Sell the Property

Haley Taylor

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC - Dunkirk Brokerage Phone: 8554500442 License #675679 Listed on: 02/06/2026

Last Buyer's Agent

Brandy DiAna

(240) 222-3200 agents@yourfivestaragent.com Five Star Real Estate License #677680

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,430

Year Built

  • Built in 1991

Lot Details

  • 6,500 Sq Ft Lot
  • Cul-De-Sac
  • No Through Street
  • Level Lot
  • Back Yard Fenced

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Stick Built Home

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Crawl Space
  • Flood Lights

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Storage Shed
  • Rain Gutters
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Additional Features

  • More Than Two Accessible Exits
  • Solar owned by seller

Community Details

  • White Sands Civic Association Llc HOA
  • White Sands Subdivision

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0501060783

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,430

Year Built

Built in 1991

Lot Details

6,500 Sq Ft Lot

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2/7/2026 12:00:00 AM
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 311.46
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Storage Barn/Shed
  • Construction Materials: Stick Built
  • Exterior Features: Flood Lights, Gutter System
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Private

Condo/Co-op/Association

  • HOA Fees: 17.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: WHITE SANDS CIVIC ASSOCIATION LLC
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Rear
  • Lot Features: Cul-De-Sac, Level, No Thru Street, Rear Yard
  • Lot Size Acres: 0.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6500.00
  • Outdoor Living Structures: Porch(es)
  • Zoning: R
  • In City Limits: No

Green Features

  • Green Power: Pv Solar Array(s) Owned

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2430.00
  • Assessor Parcel Number: 0501060783
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2023
Closed on
Oct 10, 2023
Sold by
Smith Marquis
Bought by
Ritchie Frank Charles
Seller's Agent
James Marcum
CENTURY 21 New Millennium
Buyer's Agent
Lindsey Burch
Samson Properties
List Price
$247,000
Sold Price
$250,000
Premium/Discount to List
$3,000
1.21%
Views
298

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$13,736
Outstanding Balance
$13,469
Interest Rate
7.18%
Estimated Equity
$283,688

Purchase Details

Listed on
Jul 22, 2014
Closed on
Feb 20, 2015
Sold by
Warner Cheryl
Bought by
Smith Marquis
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Ken Phipps
CENTURY 21 New Millennium
List Price
$99,000
Sold Price
$102,000
Premium/Discount to List
$3,000
3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.95%
Original Mortgage
$98,697
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 28, 2009
Sold by
U S Bank National Association
Bought by
Warner Cheryl

Purchase Details

Closed on
Jun 13, 2006
Sold by
Sage Kip R and Sage Cecelia
Bought by
Mackall Kendrick Eduardo and Mackall Cassandra Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,900
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 25, 2006
Sold by
Sage Kip R and Sage Cecelia
Bought by
Mackall Kendrick Eduardo and Mackall Cassandra Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,900
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 25, 2005
Sold by
Ritchie David B
Bought by
Sage Kip R and Sage Cecelia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.37%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 20, 2005
Sold by
Ritchie David B
Bought by
Sage Kip R and Sage Cecelia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $250,000 Lakeside Title
Deed $102,000 Homeland Title & Escrow Ltd
Deed $132,000 --
Deed $131,250 --
Deed $206,900 --
Deed $206,900 --
Deed $190,000 --
Deed $190,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $13,736 No Value Available
Open $228,937 FHA
Previous Owner $98,697 FHA
Previous Owner $9,896 FHA
Previous Owner $206,900 Purchase Money Mortgage
Previous Owner $206,900 Purchase Money Mortgage
Previous Owner $152,000 Adjustable Rate Mortgage/ARM
Previous Owner $38,000 Credit Line Revolving
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/27/2026 03/27/26 Sold $295,000 -1.3% $307 / Sq Ft
02/06/2026 02/06/26 For Sale $299,000 +19.6% $311 / Sq Ft
10/05/2023 10/05/23 Sold $250,000 +1.2% $260 / Sq Ft View Prior Sale
09/04/2023 09/04/23 Pending -- -- --
08/31/2023 08/31/23 For Sale $247,000 +142.2% $257 / Sq Ft
02/20/2015 02/20/15 Sold $102,000 +3.0% $106 / Sq Ft View Prior Sale
08/07/2014 08/07/14 Pending -- -- --
07/22/2014 07/22/14 For Sale $99,000 -- $103 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,242 $187,200 $0 $0
2024 $2,083 $172,900 $0 $0
2023 $392 $158,600 $71,800 $86,800
2022 $384 $154,333 $0 $0
2021 $368 $150,067 $0 $0
2020 $368 $145,800 $71,800 $74,000
2019 $359 $140,333 $0 $0
2018 $1,604 $134,867 $0 $0
2017 $1,563 $129,400 $0 $0
2016 -- $129,400 $0 $0
2015 $1,922 $129,400 $0 $0
2014 $1,922 $145,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2024906

Bright MLS

APN: 01-060783

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