NOT LISTED FOR SALE

249 Derby Ln Louisa, VA 23093

Estimated Value: $400,000 - $460,000

3 Beds
2 Baths
1,680 Sq Ft
$255/Sq Ft Est. Value

About This Home

Life feels a little different here. Mornings begin with coffee on the deck as the sun rises over the trees, afternoons invite time on the water at nearby Lake Anna, & evenings end around a firepit under open skies. Tucked within the sought-after Bien Venue community on the public side of Lake Anna, this beautifully updated ranch home offers the relaxed lake lifestyle today’s buyers search for — complete with community access for boating, fishing, kayaking, & enjoying everything Lake Anna has to offer. Inside, the open-concept layout creates an effortless flow for entertaining & everyday living, while extensive updates provide peace of mind & modern style. The home features fresh paint & new carpeting (2022), followed by a stunning kitchen renovation (2023) showcasing brand-new granite countertops & updated finishes. In 2024, the property was transformed with professional landscaping & 7 new trees, creating enhanced privacy & a peaceful outdoor setting. Major 2025 upgrades include a brand-new roof, new water heater, & upgraded water filter system, offering valuable, move-in-ready improvements. Outside, the spacious yard, mature landscaping, detached shed, & inviting outdoor spaces create the perfect backdrop for relaxing weekends, entertaining friends, or enjoying the quiet beauty of the property year-round. Just moments from marinas, local dining, mini-golf, ice cream shops, wineries, & everyday conveniences, this location offers a rare balance of recreation, privacy, & convenience that makes Lake Anna one of Virginia’s most desirable destinations. Whether you are spending summer days on the lake, hosting sunset dinners with friends, or unwinding in comfort, this property offers far more than a place to live — it offers a lifestyle. Homes with this level of updating, privacy, & access rarely become available. Schedule your private showing today before this opportunity is gone.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 25, 2022
Sold by
Bought by
Current Estimated Value
$428,379

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,000
Outstanding Balance
$268,520
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$159,859

Purchase Details

Closed on
Jun 30, 2020
Sold by
Bought by

Purchase Details

Closed on
Mar 2, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,139
Interest Rate
4.75%
Mortgage Type
VA

Purchase Details

Closed on
Feb 18, 2010
Sold by
Bought by

Purchase Details

Closed on
Sep 22, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,800
Interest Rate
5.81%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 18, 2005
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$376,000 Barrett Michael J
-- None Available
$146,000 Tepeyac Title & Settlements
$179,100 None Available
$199,000 Homecastle Title Corp
$59,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $286,000
Previous Owner $149,139
Previous Owner $39,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/01/2026 06/01/26 For Sale $425,000 -- $253 / Sq Ft

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,313 $357,100 $43,200 $313,900
2024 $2,313 $321,300 $39,900 $281,400
2023 $2,203 $322,100 $36,600 $285,500
2022 $2,047 $284,300 $31,100 $253,200
2021 $1,727 $239,800 $31,100 $208,700
2020 $1,589 $220,700 $31,100 $189,600
2019 $1,578 $219,200 $31,100 $188,100
2018 $1,550 $215,300 $31,100 $184,200
2017 $1,506 $209,200 $31,100 $178,100
2016 $1,506 $209,200 $31,100 $178,100
2015 $1,462 $203,100 $32,700 $170,400
2013 -- $191,000 $34,900 $156,100
Source: Public Records

Agents Affiliated with this Home

  • Debbie Reynolds

    Seller's Agent in 2026

    Debbie Reynolds

    Keller Williams Realty

    (804) 455-7354

    3 in this area

    372 Total Sales

    Debbie Reynolds
    Section Image
  • Mike Ha

    Seller Co-Listing Agent in 2026

    Mike Ha

    Keller Williams Realty

    (757) 277-3176

    33 Total Sales

    Mike Ha
    Section Image
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Map

Virginia Louisa County Louisa 23093

249 Derby Ln, Louisa, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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