NOT LISTED FOR SALE

249 N Commerce St Seneca, IL 61360

Estimated Value: $261,000 - $320,000

3 Beds
3 Baths
1,541 Sq Ft
$191/Sq Ft Est. Value

Last Sold March 11, 2025

Last sale price $280,000 $182 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,781/month

4 Days on Market

Highlights

  • Open Floorplan
  • 2 Car Detached Garage
  • Built-In Features
  • Formal Dining Room
  • Shades
  • Walk-In Closet

About This Home

As of March 2025

Welcome home to this bright and lovely ranch in the heart of Seneca! Seneca school district is just the start of what you will love about living in this completely updated and modern home on a quaint corner lot! You will first be welcomed by the fresh landscaping and custom flower boxes and shutters in the front of the house, and appreciate the fully fenced backyard with patio and custom sand box. Inside updates include: quartz countertops; new luxury vinyl plank wood flooring in the kitchen and dining room; new carpet in the living room and all bedrooms; and modern tile work in upstairs bathrooms. Warm and inviting colors blend seamlessly with modern light fixtures; bathrooms are worthy of a magazine! Beautiful touches like the board and batten accent wall in one of the oversized bedrooms is just one of the many touches that make this home stand out above the rest. Custom cabinetry and floating wood shelves anchor the open-concept dining/kitchen/living area. The basement offers a large family area (carpeted), and laundry room (with freshly painted concrete and utility sink) as well as endless storage, and a work bench for builders. After you fall in love with the home, make your way outside to the 2+ car garage (29'x23') that boasts custom access to the overhead storage. New HVAC in 2019; New Water Heater in 2022. Additional photos to be uploaded soon!

Last Agent to Sell the Property

Colleen Burns

Heritage Select Realty License #475203357 Listed on: 02/04/2025

Heritage Select Realty

Last Buyer's Agent

Brian Kalsto

Real People Realty License #475159911

Real People Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,995

Year Built

  • Built in 1949 | Remodeled in 2020

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 101x120

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,541 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Shades
  • Blinds
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storage Room

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Laundry Chute
  • Gas Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Schools

  • Seneca Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,995

Year Built

Built in 1949 | Remodeled in 2020

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1949
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2020
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Water Softener Owned, Electric Cooktop
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Wood Laminate Floors, First Floor Bedroom, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Some Carpeting, Drapes/Blinds, Pantry
  • LivingArea: 1541
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Water Heater-Gas
  • Room Type: Storage
  • Estimated Total Finished Sq Ft: 2041
  • Basement Description: Partially Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Square Footage Comments: Basement square footage is approximate
  • Total Sq Ft: 3041
  • Window Features: Shades,Window Treatments
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Laundry Chute, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Seneca Township High School

Lot Info

  • Lot Size Acres: 0.24
  • Lot Dimensions: 101X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 2995.46
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2025
Closed on
Mar 5, 2025
Sold by
Steep Jordan Michael and Steep Courtney Bernice
Bought by
Jahp Brian E and Code 7 Trust
Seller's Agent
Colleen Burns
Heritage Select Realty
Buyer's Agent
Brian Kalsto
Real People Realty
List Price
$265,000
Sold Price
$280,000
Premium/Discount to List
$15,000
5.66%
Views
26
Current Estimated Value
$293,637

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,637
Avg. Annual Appreciation
6.05%

Purchase Details

Closed on
Nov 9, 2020
Sold by
Steep Martin W and Steep Marian M
Bought by
Steep Jordan Michael and Steep Courtney Bernice

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2020
Sold by
Steep Martin W and Wayne & Marian Steep Revocable
Bought by
Steep Martin W and Steep Martin W

Purchase Details

Closed on
Mar 30, 2006
Sold by
Steep Wayne R and Steep Marian M
Bought by
Steep Wayne R and Steep Marian M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jahp Brian E $280,000 None Available
Steep Jordan Michael $140,000 None Available
Steep Martin W -- None Available
Steep Wayne R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Steep Jordan Michael $130,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/11/2025 03/11/25 Sold $280,000 +5.7% $182 / Sq Ft
02/08/2025 02/08/25 Pending -- -- --
02/04/2025 02/04/25 For Sale $265,000 -- $172 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,960 $50,322 $5,599 $44,723
2023 $2,995 $50,428 $5,611 $44,817
2022 $2,270 $37,842 $4,871 $32,971
2021 $2,284 $37,842 $4,871 $32,971
2020 $2,250 $37,842 $4,871 $32,971
2019 $2,277 $38,136 $4,909 $33,227
2018 $1,922 $38,011 $4,893 $33,118
2017 $1,913 $38,011 $4,893 $33,118
2016 $1,939 $38,206 $4,918 $33,288
2015 $1,921 $38,206 $4,918 $33,288
2012 -- $43,028 $5,539 $37,489
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12284115

Midwest Real Estate Data (MRED)

APN: 24-24-311010