25 Elsmar Ave Fort Thomas, KY 41075
Estimated payment $1,991/month
Highlights
- Cape Cod Architecture
- No HOA
- Living Room
- Highlands Middle School Rated A
- Formal Dining Room
- Tile Flooring
About This Home
Charming Cape Cod in the Heart of Fort Thomas -- and Yes, It's Even Better in Person This one has to be experienced! Nestled in one of Fort Thomas's most sought-after neighborhoods, this beautifully updated 1.5-story Cape Cod checks every box and then some. With 3 bedrooms and 2 full baths, the layout offers the best of both worlds -- true one-level living on the main floor, plus a spacious additional bedroom upstairs for guests, a teen, or a dedicated home office. The finished lower level adds even more functional space with a fully remodeled bathroom and brand new carpet -- perfect for a family room, playroom, or workout space. No detail has been overlooked inside. Every room has been freshly painted with intentional, designer touches throughout. The kitchen features Corian countertops (2020), the first floor bathroom has been fully remodeled, and gorgeous LVP flooring flows throughout the main level. A smart thermostat keeps things efficient year-round. Step outside and the love continues -- a new patio door (2023) opens to a charming fire pit patio area, perfect for evenings with friends and family. The detached garage, great yard, and a brand new blacktop driveway round out a property that truly has it all. Homes like this in Fort Thomas -- move-in ready, thoughtfully updated, and full of character -- don't last. Come see it before someone else does.
Home Details
Home Type
- Single Family
Year Built
- Built in 1947
Lot Details
- 6,186 Sq Ft Lot
- Lot Dimensions are 100x62x100x62
Parking
- Garage
- Driveway
Home Design
- Cape Cod Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 970 Sq Ft Home
- 1.5-Story Property
- Electric Fireplace
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Schools
- Johnson Elementary School
- Highlands Middle School
- Highlands High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $831 | $225,300 | $45,000 | $180,300 |
| 2024 | $867 | $225,300 | $45,000 | $180,300 |
| 2023 | $890 | $225,300 | $45,000 | $180,300 |
| 2022 | $964 | $225,300 | $45,000 | $180,300 |
| 2021 | $929 | $210,190 | $40,000 | $170,190 |
| 2020 | $743 | $161,500 | $40,000 | $121,500 |
| 2019 | $749 | $161,500 | $40,000 | $121,500 |
| 2018 | $739 | $161,500 | $40,000 | $121,500 |
| 2017 | $672 | $161,500 | $40,000 | $121,500 |
| 2016 | $572 | $128,000 | $0 | $0 |
| 2015 | $581 | $128,000 | $0 | $0 |
| 2014 | $570 | $128,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/07/2026 04/07/26 | Pending | -- | -- | -- |
| 04/06/2026 04/06/26 | For Sale | $365,000 | -- | $376 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $210,190 | Lawyers Ttl Of Cincinnati In | |
| Warranty Deed | $161,500 | 360 American Title Svcs Llc | |
| Deed | $128,000 | None Available | |
| Deed | $81,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $206,382 | FHA | |
| Previous Owner | $129,200 | New Conventional | |
| Previous Owner | $32,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $128,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $76,000 | New Conventional |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641252
APN: 999-99-15-947.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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Ask me questions while you tour the home.