Seller's Agent in 2026
Tamra Minch
eXp Realty, LLC
(859) 444-2285
194 Total Sales
25 Elsmar Ave Fort Thomas, KY 41075
3
Beds
2
Baths
970
Sq Ft
6,186
Sq Ft Lot
Highlights
- Cape Cod Architecture
- No HOA
- Living Room
- Highlands Middle School Rated A
- Formal Dining Room
- Tile Flooring
About This Home
As of June 2026Charming Cape Cod in the Heart of Fort Thomas -- and Yes, It's Even Better in Person This one has to be experienced! Nestled in one of Fort Thomas's most sought-after neighborhoods, this beautifully updated 1.5-story Cape Cod checks every box and then some. With 3 bedrooms and 2 full baths, the layout offers the best of both worlds -- true one-level living on the main floor, plus a spacious additional bedroom upstairs for guests, a teen, or a dedicated home office. The finished lower level adds even more functional space with a fully remodeled bathroom and brand new carpet -- perfect for a family room, playroom, or workout space. No detail has been overlooked inside. Every room has been freshly painted with intentional, designer touches throughout. The kitchen features Corian countertops (2020), the first floor bathroom has been fully remodeled, and gorgeous LVP flooring flows throughout the main level. A smart thermostat keeps things efficient year-round. Step outside and the love continues -- a new patio door (2023) opens to a charming fire pit patio area, perfect for evenings with friends and family. The detached garage, great yard, and a brand new blacktop driveway round out a property that truly has it all. Homes like this in Fort Thomas -- move-in ready, thoughtfully updated, and full of character -- don't last. Come see it before someone else does.
Home Details
Home Type
- Single Family
Year Built
- Built in 1947
Lot Details
- 6,186 Sq Ft Lot
- Lot Dimensions are 100x62x100x62
Parking
- Garage
- Driveway
Home Design
- Cape Cod Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 970 Sq Ft Home
- 1.5-Story Property
- Electric Fireplace
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Schools
- Johnson Elementary School
- Highlands Middle School
- Highlands High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 6, 2026
Closed on
Jun 3, 2026
Sold by
Bought by
Seller's Agent
Tamra Minch
eXp Realty, LLC
Buyer's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
List Price
$365,000
Sold Price
$365,000
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.13%
Original Mortgage
$328,500
Outstanding Balance
$328,500
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$35,271
Purchase Details
Closed on
Jan 7, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,382
Interest Rate
3.37%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 16, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,200
Interest Rate
3.61%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 21, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,000
Interest Rate
6.5%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Nov 25, 1996
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
7.88%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $365,000 | Bluegrass Land Title | |
| Warranty Deed | $210,190 | Lawyers Ttl Of Cincinnati In | |
| Warranty Deed | $161,500 | 360 American Title Svcs Llc | |
| Deed | $128,000 | None Available | |
| Deed | $81,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $328,500 | New Conventional | |
| Previous Owner | $206,382 | FHA | |
| Previous Owner | $129,200 | New Conventional | |
| Previous Owner | $32,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $128,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $76,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/03/2026 06/03/26 | Sold | $365,000 | 0.0% | $376 / Sq Ft |
| 04/07/2026 04/07/26 | Pending | -- | -- | -- |
| 04/06/2026 04/06/26 | For Sale | $365,000 | -- | $376 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $831 | $225,300 | $45,000 | $180,300 |
| 2024 | $867 | $225,300 | $45,000 | $180,300 |
| 2023 | $890 | $225,300 | $45,000 | $180,300 |
| 2022 | $964 | $225,300 | $45,000 | $180,300 |
| 2021 | $929 | $210,190 | $40,000 | $170,190 |
| 2020 | $743 | $161,500 | $40,000 | $121,500 |
| 2019 | $749 | $161,500 | $40,000 | $121,500 |
| 2018 | $739 | $161,500 | $40,000 | $121,500 |
| 2017 | $672 | $161,500 | $40,000 | $121,500 |
| 2016 | $572 | $128,000 | $0 | $0 |
| 2015 | $581 | $128,000 | $0 | $0 |
| 2014 | $570 | $128,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tamra Minch
-
Patrick Henschen
Buyer's Agent in 2026
Patrick Henschen
Huff Realty - Ft. Mitchell
(859) 462-0101
130 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641252
APN: 999-99-15-947.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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