NOT LISTED FOR SALE

2514 Smith Harbour Dr Denver, NC 28037

Estimated Value: $2,654,842 - $2,965,000

4 Beds
4.5 Baths
5,398 Sq Ft
$521/Sq Ft Est. Value

Sale Details

Date Sold: March 20, 2026

Last sale price $2,850,000 $528 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $16,244 / mo

116 Days on Market

Highlights

  • Water Views
  • Covered Dock
  • Saltwater Pool
  • St. James Elementary School Rated A-
  • Pier
  • Cape Cod Architecture

About This Home

As of March 2026

Nestled on the Western shore of Lake Norman, 2514 Smith Harbour Drive offers an extraordinary blend of luxury, comfort, and resort-style living. Designed to take full advantage of its big water views, this Nantucket-inspired home is filled with natural light, where a wall of French doors opens to a sweeping terrace overlooking the lake and backyard oasis. Inside, the open layout showcases a warm and inviting great room with a double-sided fireplace, flowing into the formal dining room. The updated chef’s kitchen is complete with a built-in refrigerator, a gas cooktop, a large movable island, and ample storage. The main living spaces connect seamlessly to the covered screened porch, featuring a fully equipped outdoor kitchen and kegerator, which creates the perfect setting for entertaining family and friends year-round. The gorgeous primary suite is a true retreat, featuring custom built-in bookshelves, a spa-inspired updated bath, and peaceful lake views. Three additional ensuite bedrooms, a private office, and two laundry rooms provide flexibility and convenience for today’s lifestyle. Step outside to enjoy your very own resort: a sparkling pool, private sandy beach, fenced yard, and a covered dock that makes lake life effortless. The property also features a versatile workshop integrated with a separate entrance, offering space for hobbies, storage, or creative projects. Every detail of this home has been thoughtfully designed to blend elegance with function — delivering an unmatched waterfront lifestyle on Lake Norman.

Last Agent to Sell the Property

Susan Dolan

Ivester Jackson Christie's Brokerage Email: susand@ivesterjackson.com License #268094 Listed on: 10/21/2025

Last Buyer's Agent

Steven Lorimer

Howard Hanna Allen Tate Charlotte South License #283084

Howard Hanna Allen Tate Charlotte South

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 31,581 Sq Ft Lot
  • Lot Dimensions are 39x237x239x215
  • Cul-De-Sac
  • Back Yard Fenced
  • Wooded Lot
  • Property is zoned PD-MU

HOA Fees

  • $36 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Cottage
  • Architectural Shingle Roof
  • Stone Veneer

Interior Spaces

  • 1.5-Story Property
  • Sound System
  • Wired For Data
  • Built-In Features
  • Bar Fridge
  • Ceiling Fan
  • See Through Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Water Views
  • Crawl Space
  • Walk-In Attic
  • Carbon Monoxide Detectors

Kitchen

  • Convection Oven
  • Gas Cooktop
  • Range Hood
  • Convection Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Saltwater Pool
  • Pier
  • Waterfront has a Concrete Retaining Wall
  • Covered Dock
  • Deck
  • Enclosed Patio or Porch
  • Terrace

Schools

  • East Lincoln Middle School
  • East Lincoln High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 76055

Community Details

Overview

  • Aam Association
  • Secondary HOA Phone (980) 247-1611
  • Smithstone Subdivision, Custom Floorplan
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0.73 Acres

HOA Fees

$36 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cape Cod, Cottage
  • Year Built: 2004
  • Restrictions: Architectural Review,Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: 0
  • Proposed Special Assessment Desc: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 527.97
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: susand@ivesterjackson.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Attic Walk In, Built-in Features, Cable Prewire, Entrance Foyer, Garden Tub, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 3740
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1658
  • Appliances: Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater
  • Other Equipment: Network Ready, Surround Sound
  • Above Grade Finished Sq Ft: 5398
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Gas, Gas Log, Great Room, See Through
  • Living Area: 5398
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced, Full
  • Pool Features: Heated, Outdoor Pool, Salt Water
  • View: Water
  • Water Body Name: Lake Norman
  • Waterfront Features: Covered structure, Dock, Pier, Retaining Wall
  • Construction Type: Cedar Shake, Stone Veneer
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Terrace

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop

Utilities

  • Heating: Central
  • Sewer: County Sewer
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Multiple Locations, Upper Level, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Dual, Multi Units
  • Utilities: Cable Connected, Electricity Connected, Natural Gas, Phone Connected, Underground Utilities
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool
  • Association Fee: 218
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: AAM
  • Association Phone #2: 980-247-1611
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 436.00

Schools

  • Middle Or Junior School: East Lincoln
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 76055
  • Development Status: Completed
  • Lot Size Acres: 0.725
  • Lot Size: 39X237X239X215
  • Additional Parcels: No
  • Zoning Specification: PD-MU

MLS Schools

  • Elementary School: Unspecified
  • High School: East Lincoln

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Mar 13, 2026
Sold by
Bought by
Seller's Agent
Susan Dolan
Ivester Jackson Christie's
Buyer's Agent
Steven Lorimer
Howard Hanna Allen Tate Charlotte South
List Price
$3,195,000
Sold Price
$2,850,000
Premium/Discount to List
-$345,000
-10.8%
Views
166
Current Estimated Value
$2,813,947

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$36,053
Avg. Annual Appreciation
-4.15%
Original Mortgage
$2,280,000
Outstanding Balance
$2,280,000
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$533,947

Purchase Details

Listed on
Mar 23, 2022
Closed on
Jul 28, 2022
Sold by
Bought by
Seller's Agent
Steven Koleno
Beycome Brokerage Realty LLC
Buyer's Agent
Kim Trouten
Howard Hanna Allen Tate SouthPark
List Price
$2,599,900
Sold Price
$2,060,000
Premium/Discount to List
-$539,900
-20.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.33%

Purchase Details

Closed on
Dec 2, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2004
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$2,850,000 Master Title
$2,060,000 Chicago Title
$1,200,000 None Available
$293,600 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $2,280,000
Previous Owner $900,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 Sold $2,850,000 -4.8% $528 / Sq Ft
11/19/2025 11/19/25 Price Changed $2,995,000 -6.3% $555 / Sq Ft
10/21/2025 10/21/25 For Sale $3,195,000 +55.1% $592 / Sq Ft
08/01/2022 08/01/22 Sold $2,060,000 -10.4% $384 / Sq Ft View Prior Sale
06/14/2022 06/14/22 Pending -- -- --
05/31/2022 05/31/22 Price Changed $2,299,900 -6.1% $429 / Sq Ft
04/25/2022 04/25/22 Price Changed $2,449,900 -5.8% $457 / Sq Ft
03/23/2022 03/23/22 For Sale $2,599,900 -- $485 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,177 $2,158,401 $485,303 $1,673,098
2024 $13,018 $2,144,739 $485,303 $1,659,436
2023 $13,013 $2,144,739 $485,303 $1,659,436
2022 $10,264 $1,373,308 $389,535 $983,773
2021 $10,332 $1,373,308 $389,535 $983,773
2020 $9,572 $1,373,308 $389,535 $983,773
2019 $9,572 $1,373,308 $389,535 $983,773
2018 $8,175 $1,153,376 $370,907 $782,469
2017 $8,074 $1,153,376 $370,907 $782,469
2016 $8,039 $1,153,376 $370,907 $782,469
2015 $8,320 $1,153,376 $370,907 $782,469
2014 $8,431 $1,217,143 $422,055 $795,088
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4312951

Canopy MLS

APN: 76055

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