T
Seller's Agent in 2025
Tracy Gerstner
Coldwell Banker General Property
(816) 390-2691
6 in this area
42 Total Sales
2516 N 4th St Saint Joseph, MO 64505
Northside NeighborhoodEstimated Value: $173,000 - $218,000
2
Beds
2
Baths
2,287
Sq Ft
$85/Sq Ft
Est. Value
Highlights
- Family Room with Fireplace
- Ranch Style House
- No HOA
- Recreation Room
- Wood Flooring
- Covered Patio or Porch
About This Home
As of October 2025Welcome to this spacious, all-level ranch home, perfectly situated on an extra-large lot just steps away from Lafayette High School - enjoy Friday night lights right from your own yard!
Inside, you'll find 2 large bedrooms and 2 full bathrooms, along with a comfortable and functional layout that includes both a formal dining room and a cozy eat-in kitchen. The updated windows throughout bring in loads of natural light, and fireplaces on both levels provide warmth year-round.
The finished basement offers incredible flexibility - use it as a second family room, recreation area, or even a third bedroom. With its own full bathroom, garage access, and plenty of closets and storage, it’s ideal for guests, teens, or extended family.
Step outside and enjoy the large, fully fenced yard, perfect for kids, pets, or entertaining. The covered patio is great for year-round relaxation, rain or shine. Located on a quiet street, this home offers both peace and convenience.
Make your appointment today before its gone!
Last Agent to Sell the Property
Coldwell Banker General Property Brokerage Phone: 816-390-2691 Listed on: 09/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,100
Year Built
- Built in 1959
Lot Details
- 13,068 Sq Ft Lot
- Wood Fence
- Paved or Partially Paved Lot
Parking
- 1 Car Attached Garage
- Inside Entrance
- Front Facing Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
- Frame Construction
- Composition Roof
Interior Spaces
- Ceiling Fan
- Wood Burning Fireplace
- Gas Fireplace
- Thermal Windows
- Family Room with Fireplace
- 2 Fireplaces
- Combination Dining and Living Room
- Recreation Room
Kitchen
- Eat-In Kitchen
- Built-In Electric Oven
- Microwave
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Garage Access
- Sump Pump
- Fireplace in Basement
- Laundry in Basement
Schools
- Lindbergh Elementary School
- Lafayette High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Bowens Addition Subdivision
Listing and Financial Details
- Assessor Parcel Number 06-3.0-05-002-002-044.000
- $0 special tax assessment
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 21, 2025
Closed on
Oct 20, 2025
Sold by
Bought by
Seller's Agent
Tracy Gerstner
Coldwell Banker General Property
Buyer's Agent
Edney Banos
BHHS Stein & Summers Real Estate
List Price
$189,000
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.79%
Original Mortgage
$180,500
Outstanding Balance
$180,500
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$13,273
Purchase Details
Closed on
Jul 14, 2025
Sold by
Bought by
Purchase Details
Listed on
Nov 26, 2018
Closed on
Jan 22, 2019
Sold by
Bought by
Seller's Agent
Joann Cobb
JOANN COBB, REALTORS
Buyer's Agent
Tracy Gerstner
Coldwell Banker General Property
List Price
$112,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.55%
Original Mortgage
$110,854
Interest Rate
5.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 25, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,594
Interest Rate
6.36%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 31, 2004
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | St Joseph Title | ||
| -- | Advantage Title Llc | ||
| -- | Advantage Title Llc | ||
| -- | None Available | ||
| -- | St Joseph Title & Abstract C | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $180,500 | ||
| Previous Owner | $110,854 | ||
| Previous Owner | $89,594 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/20/2025 10/20/25 | Sold | -- | -- | -- | |
| 09/21/2025 09/21/25 | For Sale | $189,000 | +67.4% | $83 / Sq Ft | |
| 01/22/2019 01/22/19 | Sold | -- | -- | -- | View Prior Sale |
| 12/16/2018 12/16/18 | Pending | -- | -- | -- | |
| 11/26/2018 11/26/18 | For Sale | $112,900 | -- | $52 / Sq Ft |
Source: Heartland MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,175 | $16,440 | $1,940 | $14,500 |
| 2024 | $1,102 | $15,430 | $1,940 | $13,490 |
| 2023 | $1,102 | $15,430 | $1,940 | $13,490 |
| 2022 | $1,017 | $15,430 | $1,940 | $13,490 |
| 2021 | $1,021 | $15,430 | $1,940 | $13,490 |
| 2020 | $1,015 | $15,430 | $1,940 | $13,490 |
| 2019 | $980 | $15,430 | $1,940 | $13,490 |
| 2018 | $885 | $15,430 | $1,940 | $13,490 |
| 2017 | $877 | $15,430 | $0 | $0 |
| 2015 | $0 | $15,430 | $0 | $0 |
| 2014 | $961 | $15,430 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Gerstner
-
Edney Banos
E
Buyer's Agent in 2025
Edney Banos
BHHS Stein & Summers Real Estate
(816) 385-1518
24 in this area
147 Total Sales
-
Joann Cobb
J
Seller's Agent in 2019
Joann Cobb
JOANN COBB, REALTORS
(816) 596-7653
7 in this area
85 Total Sales
Map
Source: Heartland MLS
MLS Number: 2576736
APN: 06-3.0-05-002-002-044.000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price.
Listings courtesy of Heartland MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: TEN-X, INC., local REALTOR®- Arlene Richardson - (888) 952-6393
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