$475,000
$25K PRICE DROP

Estimated payment $3,467/month

Total Views 4,796
3 Beds
2 Baths
2,191 Sq Ft
$217 Price per Sq Ft

Highlights

  • 210 Feet of Waterfront
  • Assigned Boat Slip
  • Water access To Gulf or Ocean
  • Dock has access to electricity and water
  • Parking available for a boat
  • Boat Ramp

About This Home

MOTIVATED SELLER! SELLER FINANCE AVAILABLE with 20% down. Welcome to waterfront living at its finest in Emerald Pointe, one of Punta Gorda's most sought-after gated communities on Charlotte Harbor. This stunning 3-bedroom, 2-bath third-floor condo delivers breathtaking panoramic harbor views from an expansive wraparound balcony accessible from every room in the residence. Wake up to sunrises over the water, watch sailboats glide through the harbor, and unwind each evening in a setting that feels more like a private resort than a home.
Inside, the open layout is anchored by a wood-burning fireplace in the family room, creating a warm gathering space for everyday living and entertaining alike. The eat-in kitchen features a breakfast nook overlooking the bay, while a formal dining area provides space for elegant evenings with guests. A dedicated sitting area offers yet another vantage point to take in the marina views and watch the boats come and go. The oversized primary suite is a true retreat with private balcony access, a large walk-in closet, and a luxurious ensuite bath featuring dual vanities and a jetted garden tub. Spacious guest bedrooms round out the living space, each with balcony access of their own.
Emerald Pointe offers an unmatched lifestyle with resort-caliber amenities including a yacht club, clubhouse, multiple pools, tennis courts, pickleball, a fitness center, putting green, game room, and a seasonal on-site restaurant. Boaters will love the private community boat ramp, assigned dock space, and direct access to Charlotte Harbor and the Gulf of Mexico. This is a vibrant, social community with regular events and activities year-round, all within a secure gated setting with 24-hour guard service.
Covered ground-level parking beneath the building, a welcoming lobby, and elevator access add everyday convenience. Located just minutes from historic downtown Punta Gorda, you will enjoy world-class dining, boutique shopping, farmers markets, and waterfront nightlife all within a short drive. Whether you are seeking a full-time residence or a seasonal retreat, this is coastal living at its best. Schedule your private showing today.

Listing Agent

Cole Murray

KELLER WILLIAMS ISLAND LIFE REAL ESTATE Brokerage Phone: 941-254-6467 License #3415630 Listed on: 04/16/2026

KELLER WILLIAMS ISLAND LIFE REAL ESTATE

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,110

Year Built

  • Built in 1981

Lot Details

  • North Facing Home
  • Irrigation Equipment

HOA Fees

  • $787 Monthly HOA Fees

Property Views

Home Design

  • Entry on the 3rd floor
  • Slab Foundation
  • Steel Frame
  • Tile Roof
  • Membrane Roofing
  • Stucco

Interior Spaces

  • 2,191 Sq Ft Home
  • 4-Story Property
  • Open Floorplan
  • Furnished
  • Shelving
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Inside Utility
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry closet
  • Dryer
  • Washer

Parking

  • Ground Level Parking
  • Guest Parking
  • Parking available for a boat
  • Assigned Parking

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • River Access
  • Access To Marina
  • Fishing Pier
  • Access to Saltwater Canal
  • No Wake Zone
  • Minimum Wake Zone
  • Boat Ramp
  • Assigned Boat Slip
  • Dock has access to electricity and water
  • Dock made with wood
  • Wrap Around Porch
  • Screened Patio
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, fidelity bond, insurance, maintenance structure, ground maintenance, maintenance, management, pest control, private road, recreational facilities, security, sewer, trash, water
  • Emerald Pointe Association, Phone Number (941) 637-1150
  • Visit Association Website
  • Emerald Pointe Community
  • Emerald Pointe Ph 04 Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox
  • Elevator

Recreation

  • Racquetball
  • Recreation Facilities
  • Fitness Center

Pet Policy

  • Pets up to 25 lbs
  • Pet Size Limit
  • 1 Pet Allowed

Security

  • Security Guard
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,110

Year Built

Built in 1981

Lot Details

2,614 Sq Ft Lot

HOA Fees

$787 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Pest Control, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Metal Frame, Stucco
  • Fireplace: Yes
  • Living Area: 2191
  • Lot Size Acres: 0.06
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 2191
  • Lot Size Sq Ft: 2449
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 3
  • Building Area Total Srch Sq M: 203.55
  • Escrow State: FL
  • Floor Number: 3
  • Minimum Lease: 2 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 216.80
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Corner Unit,Elevated,Mid Rise
  • Amenities Additional Fees: Reservations for the clubhouse need an application and a non-refundable deposit
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Boat Slip,Community Boat Ramp,Dock,Fishing,Marina,Private Boat Ramp,River,Water Access,Waterfront
  • Attribution Contact: 941-254-6467
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 4
  • Window Features: Blinds, Window Treatments
  • Additional Rooms: Den/Library/Office,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 203.55

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Storage
  • Roof: Membrane, Tile
  • Pool Private: No
  • View: Water
  • Water Body Name: PEACE RIVER
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch, Screened, Wrap Around
  • Road Surface Type: Asphalt, Paved
  • Water Access: Bay/Harbor,Canal - Brackish,Canal - Saltwater,Gulf/Ocean,Intracoastal Waterway,Marina,River
  • Water Extras: Assigned Boat Slip,Boat Ramp - Private,Fishing Pier,Minimum Wake Zone,No Wake Zone,Sailboat Water
  • Water Frontage Feet Canal Salt: 70
  • Water View: Bay/Harbor - Partial,Canal
  • Water View YN: 1
  • Waterfront Feet Total: 210
  • Flood Zone Panel: 0233G
  • Water Frontage Feet Bay Harbor: 70
  • Water Frontage Feet Canal Bracki: 70

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Assigned, Boat, Ground Level, Guest

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool, Racquetball, Sidewalks, Tennis Court(s)
  • Association Amenities: Cable TV, Clubhouse, Elevators, Fitness Center, Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association Name: EMERALD POINTE
  • Phone: 941-637-1150
  • Association: Yes
  • Security: Fire Alarm, Gated Community, Security Gate, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: One (1) dog or one (1) cat permitted, not to exceed 25lbs at maturity.
  • Association Fee Requirement: Required
  • Condo Fees: 787
  • Condo Land Included YN: 0
  • Max Pet Weight: 25
  • Association Email: emeraldpointe.alan@gmail.com
  • Monthly Condo Fee Amount: 787
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://www.emeraldpointe33950.com

Fee Information

  • Total Annual Fees: 9444.00
  • Total Monthly Fees: 787.00

Lot Info

  • Zoning: GM-15
  • Parcel Number: 412305529154
  • Additional Parcels: No
  • Flood Zone Code: 11AE

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please see condo association documents rules and regulations.

Tax Info

  • Tax Annual Amount: 1109.88
  • Tax Book Number: 2-50
  • Tax Lot: D308

Multi Family

  • Waterfront Features: Bay/Harbor, Canal - Brackish, Canal - Saltwater
  • Approval Process: Tenant approval with application and fee.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,117 $115,557
2024 $1,082 $112,300
2023 $1,082 $109,029 $0 $0
2022 $1,112 $105,853 $0 $0
2021 $1,091 $102,770 $0 $0
2020 $1,048 $101,351 $0 $0
2019 $1,023 $99,072 $0 $0
2018 $924 $97,225 $0 $0
2017 $909 $95,225 $0 $0
2016 $900 $93,266 $0 $0
2015 $909 $92,618 $0 $0
2014 $907 $91,883 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 Price Changed $475,000 -5.0% $217 / Sq Ft
04/16/2026 04/16/26 For Sale $499,900 -- $228 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Source: Public Records

About the Listing Agent

Cole Murray

KELLER WILLIAMS ISLAND LIFE REAL ESTATE

(941) 655-9677

Section Image

Here at Murray & Team we take pride in every transaction we have the privilege of working on. As a family oriented real estate team, husband and wife, we understand the importance of finding and creating a home for your family. Each of us has grown up in the southwest, FL area and bring a range of different specialties from our education and experience. Cole earned a marketing degree from the University of North Florida and Diana has worked as a creative designer. Together we are very excited

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Source: Stellar MLS

MLS Number: N6143941

Stellar MLS

APN: 412305529154

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