$370,000
SOLD MAY 1, 2026

2520 Champlain St Ottawa, IL 61350

4 Beds
3.5 Baths
2,316 Sq Ft
0.52 Acres Lot

Sale Details

Date Sold: May 1, 2026

$160 Per Sq Ft

5% Below List Price

220 Days on Market

Highlights

  • 0.52 Acre Lot
  • Fireplace
  • 2 Car Attached Garage
  • Wood Flooring
  • Enclosed Patio or Porch
  • Soaking Tub

About This Home

As of May 2026

Escape to your private, wooded oasis right in town! This stunning home offers a unique blend of convenience and natural beauty, with a serene backyard featuring a tranquil creek flowing through it. Imagine evenings spent around the custom firepit, complete with cozy bench swings, or relaxing in the screened-in three-seasons room. The full sized, finished, walkout basement provides easy access to a beautiful, three-tiered garden, perfect for cultivating your green thumb. Step inside the main level and you'll find a spacious living room with a cozy fireplace, a formal dining room for special occasions, and a kitchen with a center island that's perfect for cooking and gathering. The main floor also features a luxurious master suite, a true retreat with a walk-in shower and a separate jacuzzi tub. A convenient half bath is located just off the 2.5-car garage. Upstairs, a versatile loft overlooks the main floor, creating a bright and airy feel. Two additional bedrooms and a full bathroom complete the second floor, providing plenty of space for family and guests. This home offers the best of both worlds-a peaceful, private setting with all the amenities of in-town living.

Last Agent to Sell the Property

James Lockwood

Coldwell Banker Real Estate Group License #475198961 Listed on: 08/15/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Michelle Dockendorf

Lake Holiday Homes, Inc License #475162757

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,453

Year Built

  • Built in 1994

Lot Details

  • 22,651 Sq Ft Lot
  • Lot Dimensions are 100x199

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,316 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Shared Well
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,453

Year Built

Built in 1994

Lot Details

0.52 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1994
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • LivingArea: 2316
  • Room Type: Enclosed Porch, Family Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Yes, Attached, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School

Lot Info

  • Lot Size Acres: 0.52
  • Lot Dimensions: 100x199
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 17

Tax Info

  • Tax Annual Amount: 8453
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Apr 21, 2026
Sold by
Bought by
Seller's Agent
James Lockwood
Coldwell Banker Real Estate Group
Buyer's Agent
Michelle Dockendorf
Lake Holiday Homes, Inc
List Price
$390,000
Sold Price
$370,000
Premium/Discount to List
-$20,000
-5.13%
Views
175

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.79%
Original Mortgage
$351,500
Outstanding Balance
$351,165
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$30,648

Purchase Details

Closed on
Mar 30, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,283
Interest Rate
4.92%
Mortgage Type
VA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $370,000 None Available
Deed $222,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $351,500 New Conventional
Previous Owner $227,283 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Sold $370,000 -5.1% $160 / Sq Ft
03/23/2026 03/23/26 Pending -- -- --
03/10/2026 03/10/26 Price Changed $390,000 0.0% $168 / Sq Ft
03/10/2026 03/10/26 For Sale $390,000 +5.4% $168 / Sq Ft
12/11/2025 12/11/25 Off Market $370,000 -- --
09/08/2025 09/08/25 Price Changed $395,000 -1.2% $171 / Sq Ft
08/15/2025 08/15/25 For Sale $399,999 -- $173 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,271 $127,978 $15,323 $112,655
2024 $9,271 $115,965 $13,885 $102,080
2023 $8,453 $103,790 $12,427 $91,363
2022 $7,751 $94,201 $11,279 $82,922
2021 $7,318 $88,294 $10,572 $77,722
2020 $6,938 $83,874 $10,043 $73,831
2019 $7,156 $83,019 $9,941 $73,078
2018 $7,042 $81,025 $9,702 $71,323
2017 $6,816 $78,543 $9,405 $69,138
2016 $6,563 $75,175 $9,002 $66,173
2015 $3,130 $71,711 $8,587 $63,124
2012 -- $78,395 $9,388 $69,007
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12447422

Midwest Real Estate Data (MRED)

APN: 21-01-204010

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