Seller's Agent in 2025
Janay Thomas
EXP REALTY LLC
(407) 309-1805
3 in this area
112 Total Sales
2523 Water Valley Dr Saint Cloud, FL 34771
North Saint Cloud NeighborhoodEstimated Value: $554,000 - $604,000
4
Beds
3
Baths
3,246
Sq Ft
$177/Sq Ft
Est. Value
Highlights
- Gated Community
- Main Floor Primary Bedroom
- Separate Formal Living Room
- Open Floorplan
- Loft
- End Unit
About This Home
As of July 2025Experience luxury, space, and energy efficiency in this beautifully upgraded 4-bedroom, 3-bath executive home located in the highly sought-after gated community of Lake Pointe at Toho. With $9,000 in seller concessions and fully paid-off solar panels, this home offers incredible savings—lowering both upfront and long-term costs.
Perfect for both elegant entertaining and everyday family life, this home features a 3-way split floor plan that provides privacy and flexibility. Enter through a grand foyer that opens into formal living and dining rooms—ideal for hosting holidays or special gatherings. The heart of the home is a spacious gourmet kitchen with stainless steel appliances, 42” cabinets, an island, corner pantry, breakfast bar, and a sunny breakfast nook—all overlooking the large family room, making it easy to stay connected while cooking or entertaining. The private owner’s suite is a true retreat, featuring a bay window, two walk-in closets with mirrored doors, and a luxurious bath with a soaking tub, walk-in shower, dual vanities, and a separate water closet. A versatile flex room connects to the master—perfect for a nursery, home office, gym, or quiet reading space. Two secondary bedrooms share a full bath in their own wing, while the fourth bedroom is privately situated with access to the third full bath, making it ideal for guests or multigenerational living.
Upstairs, a massive 28x17 loft offers endless potential as a game room, man cave, play area, or homework room—plenty of space for a pool table, sectional, or media center. Set on a stately corner lot with low-maintenance landscaping, this home also includes a 3-car garage and pavered driveway. The energy-efficient design, upgraded insulation, and solar panels make this home as practical as it is beautiful.
Lake Pointe is a family-friendly, amenity-rich community featuring a swimming pool, two playgrounds, tennis and basketball courts, and walking trails along scenic East Lake Toho. Located just minutes from Lake Nona Medical City, Nemours Hospital, the VA Hospital, UCF College of Medicine, and Orlando International Airport, with easy access to 417 and all of Central Florida.
This home truly checks all the boxes—location, space, style, and savings. Don’t miss your chance to make it yours. Schedule your private tour today and ask about the seller-paid closing cost credit!
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 407-292-5400 License #3394213 Listed on: 03/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,182
Year Built
- Built in 2006
Lot Details
- 13,286 Sq Ft Lot
- West Facing Home
- Fenced
- Landscaped
- Corner Lot
- Oversized Lot
- Garden
- Property is zoned OPUD
HOA Fees
- $133 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Bi-Level Home
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,246 Sq Ft Home
- Open Floorplan
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Sliding Doors
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Home Office
- Loft
- Bonus Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Eco-Friendly Details
- Solar Heating System
- Reclaimed Water Irrigation System
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
- Private Mailbox
Schools
- Narcoossee Elementary School
- Narcoossee Middle School
- Tohopekaliga High School
Utilities
- Central Air
- Heating Available
- Thermostat
- Underground Utilities
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 156 / 1
- Assessor Parcel Number 07-25-31-3885-0001-1560
Community Details
Overview
- Association fees include pool, private road
- Sentry Management Association, Phone Number (407) 846-6323
- Lake Pointe Subdivision
Recreation
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Park
- Dog Park
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 14, 2025
Closed on
Jul 18, 2025
Sold by
Bought by
Seller's Agent
Janay Thomas
EXP REALTY LLC
Buyer's Agent
Alexis McKenzie
REAL BROKER, LLC
List Price
$649,000
Sold Price
$568,000
Premium/Discount to List
-$81,000
-12.48%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,982
Avg. Annual Appreciation
1.32%
Original Mortgage
$520,146
Outstanding Balance
$519,265
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$55,717
Purchase Details
Closed on
Dec 3, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,600
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 19, 2018
Closed on
Jul 11, 2019
Sold by
Bought by
Seller's Agent
Miriam Melendez
QUALITY ONE REALTY CORP
Buyer's Agent
Jocelyn Davis
DJ & LINDSEY REAL ESTATE
List Price
$360,000
Sold Price
$360,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.00%
Original Mortgage
$288,000
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 4, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$346,250
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $568,000 | First American Title Insurance | ||
| $568,000 | First American Title Insurance | ||
| -- | Vision Title Llc | ||
| $100 | New Title Company Name | ||
| -- | Security National T&E Llc | ||
| $360,000 | Security National T&E Llc | ||
| $432,900 | Universal Land Title Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $520,146 | ||
| Closed | $520,146 | ||
| Previous Owner | $293,600 | ||
| Previous Owner | $288,000 | ||
| Previous Owner | $346,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $568,000 | -3.6% | $175 / Sq Ft | |
| 05/30/2025 05/30/25 | Pending | -- | -- | -- | |
| 05/10/2025 05/10/25 | Price Changed | $589,000 | -1.8% | $181 / Sq Ft | |
| 04/22/2025 04/22/25 | Price Changed | $599,900 | -6.3% | $185 / Sq Ft | |
| 03/20/2025 03/20/25 | Price Changed | $640,000 | -1.4% | $197 / Sq Ft | |
| 03/14/2025 03/14/25 | For Sale | $649,000 | +80.3% | $200 / Sq Ft | |
| 07/22/2019 07/22/19 | Sold | $360,000 | 0.0% | $111 / Sq Ft | View Prior Sale |
| 06/25/2019 06/25/19 | For Sale | $360,000 | 0.0% | $111 / Sq Ft | |
| 06/21/2019 06/21/19 | Pending | -- | -- | -- | |
| 06/20/2019 06/20/19 | Pending | -- | -- | -- | |
| 06/10/2019 06/10/19 | Price Changed | $360,000 | 0.0% | $111 / Sq Ft | |
| 06/10/2019 06/10/19 | For Sale | $360,000 | 0.0% | $111 / Sq Ft | |
| 05/13/2019 05/13/19 | Off Market | $360,000 | -- | -- | |
| 02/11/2019 02/11/19 | Price Changed | $378,000 | -1.8% | $116 / Sq Ft | |
| 12/07/2018 12/07/18 | Price Changed | $385,000 | -3.5% | $119 / Sq Ft | |
| 09/19/2018 09/19/18 | For Sale | $399,000 | -- | $123 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,813 | $497,300 | $90,000 | $407,300 |
| 2024 | $4,800 | $520,300 | $90,000 | $430,300 |
| 2023 | $4,800 | $339,381 | $0 | $0 |
| 2022 | $4,621 | $329,497 | $0 | $0 |
| 2021 | $4,594 | $319,900 | $60,000 | $259,900 |
| 2020 | $4,953 | $304,500 | $55,000 | $249,500 |
| 2019 | $4,574 | $275,100 | $50,000 | $225,100 |
| 2018 | $4,583 | $277,500 | $50,000 | $227,500 |
| 2017 | $4,458 | $263,000 | $45,000 | $218,000 |
| 2016 | $4,279 | $248,900 | $40,000 | $208,900 |
| 2015 | $4,280 | $243,200 | $40,000 | $203,200 |
| 2014 | $4,058 | $235,500 | $34,000 | $201,500 |
Source: Public Records
Agents Affiliated with this Home
-
Janay Thomas
-
Alexis McKenzie
Buyer's Agent in 2025
Alexis McKenzie
REAL BROKER, LLC
(321) 438-9670
1 in this area
107 Total Sales
-
Miriam Melendez
M
Seller's Agent in 2019
Miriam Melendez
QUALITY ONE REALTY CORP
(407) 435-6727
14 Total Sales
-
Jocelyn Davis
Buyer's Agent in 2019
Jocelyn Davis
DJ & LINDSEY REAL ESTATE
(407) 590-7310
62 Total Sales
Map
Source: Stellar MLS
MLS Number: O6288868
APN: 07-25-31-3885-0001-1560
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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