NOT LISTED FOR SALE

2526 Prospect Rd Toccoa, GA 30577

Estimated Value: $176,000 - $195,925

3 Beds
2 Baths
1,664 Sq Ft
$111/Sq Ft Est. Value

Sale Details

Date Sold: December 3, 2025

Last sale price $177,000 $106 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,130 / mo

Highlights

  • Deck
  • No HOA
  • Central Heating and Cooling System
  • Ranch Style House
  • Separate Outdoor Workshop

About This Home

As of December 2025

4.75% % Rate Assumable FHA with Roam! Priced to sell, investor potential, motivated seller! This 3-bedroom, 2-bath home located at 2526 Prospect Road in Toccoa, Georgia sits on a peaceful, open lot that offers plenty of space and endless potential. -Whether you're a first-time homebuyer or an investor looking for your next project, this property is full of opportunity. -Inside, you'll find a functional layout with great bones. One bedroom will need updated flooring, giving you the chance to customize the space to your taste. The second (dairy) bath has been recently updated, offering a glimpse of what the rest of the home could become with a little TLC. With a motivated seller and so much room to add value, this is your chance to create something special. Don't miss out on this affordable property with tons of potential.

Last Agent to Sell the Property

Mark Spain

Mark Spain Real Estate License #178501 Listed on: 11/19/2025

Mark Spain Real Estate

Co-Listed By

Josh Allen

eXp Realty License #439416

Last Buyer's Agent

Brett Ivester

Hammock Realty North Georgia License #396980

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,491

Year Built

  • Built in 2001

Lot Details

  • 1.38

Home Design

  • 1,664 Sq Ft Home
  • Ranch Style House
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Carport

Outdoor Features

  • Deck
  • Separate Outdoor Workshop

Schools

  • Franklin County Middle School
  • Franklin County High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Septic Tank
  • Phone Available
  • Cable TV Available

Additional Features

  • Dishwasher
  • 1.38 Acre Lot

Community Details

  • No Home Owners Association
  • No Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,491

Year Built

Built in 2001

Lot Details

1.38 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • ArchitecturalStyle: Ranch
  • Co List Office: TECH01
  • Electric: 220 Volts
  • Financing Type: Conventional 95%
  • Levels: One
  • Lot Size Acres: 1.38
  • Other Sturctures: Workshop
  • Property Sub-Type: Single Family Residence
  • Structure Type: Other
  • Total Finished Area2: 1664
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 1664
  • Above Grade Finished Sq Ft: 1664
  • Interior Amenities: Other
  • Full Bathrooms: 2
  • Flooring: Other

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Lot Features: Other
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Metal
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Carport
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: None
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Franklin County
  • High School Bus: Yes
  • Middle School: Franklin County
  • Middle School Bus: Yes

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1491

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2025
Closed on
Dec 3, 2025
Sold by
Bray Cody
Bought by
Harris Emmaleigh Nicole and Sheriff Jared Tyler
Seller's Agent
Mark Spain
Mark Spain Real Estate
Buyer's Agent
Brett Ivester
Hammock Realty North Georgia
Sold Price
$177,000
Views
8
Current Estimated Value
$184,981

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,981
Avg. Annual Appreciation
11.07%
Original Mortgage
$168,150
Outstanding Balance
$167,990
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$16,991

Purchase Details

Closed on
Feb 8, 2019
Sold by
Segars Kayla
Bought by
Bray Cody

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,518
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 25, 2009
Sold by
Yearwood Kathryn L
Bought by
Segars Kayla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,650
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2003
Sold by
Sutton Christine
Bought by
Yearwood Kathryn L

Purchase Details

Closed on
Nov 27, 2002
Sold by
Segars Mark
Bought by
Sutton Christine

Purchase Details

Closed on
Jan 5, 1994
Bought by
Segars Mark
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Harris Emmaleigh Nicole $177,000 --
Bray Cody $137,000 --
Segars Kayla $91,000 --
Yearwood Kathryn L -- --
Sutton Christine $10,000 --
Segars Mark -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harris Emmaleigh Nicole $168,150
Previous Owner Bray Cody $134,518
Previous Owner Segars Kayla $97,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2025 12/03/25 Sold $177,000 -- $106 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
Source: Georgia MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,701 $73,602 $9,054 $64,548
2024 $1,520 $63,840 $3,747 $60,093
2023 $1,500 $58,150 $3,407 $54,743
2022 $1,354 $52,492 $2,645 $49,847
2021 $1,293 $47,001 $2,645 $44,356
2020 $1,307 $47,001 $2,645 $44,356
2019 $1,263 $47,001 $2,645 $44,356
2018 $1,075 $40,020 $2,844 $37,176
2017 $1,118 $40,020 $2,844 $37,176
2016 $1,072 $36,747 $2,844 $33,903
2015 -- $36,747 $2,844 $33,903
2014 -- $36,747 $2,844 $33,903
2013 -- $38,223 $2,844 $35,379
Source: Public Records

Agents Affiliated with this Home

  • Mark Spain

    Seller's Agent in 2025

    Mark Spain

    Mark Spain

    (678) 537-8980

    9,781 Total Sales

    Mark Spain
    Section Image

  • J

    Seller Co-Listing Agent in 2025

    Josh Allen

    eXp Realty

    (706) 725-0716

    17 Total Sales

    Josh Allen
    Section Image
  • Brett Ivester

    Buyer's Agent in 2025

    Brett Ivester

    Hammock Realty North Georgia

    (706) 599-4203

    60 Total Sales

    Brett Ivester
    Section Image
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Map

Source: Georgia MLS

MLS Number: 10630847

Georgia MLS

APN: 002-026-A

Georgia Franklin County Toccoa 30577

2526 Prospect Rd, Toccoa, GA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Georgia MLS The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.

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