2528 Monocacy Bottom Rd Adamstown, MD 21710
Estimated payment $3,506/month
Highlights
- 0.93 Acre Lot
- Open Floorplan
- Recreation Room
- Urbana Elementary School Rated A
- Wood Burning Stove
- Rambler Architecture
About This Home
Life is different on “The Bottom.”
Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it... or they don’t.
And the people who know?
They tend to stay.
Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is tucked away, off the beaten path, and surrounded by the kind of peace you simply do not find in most neighborhoods anymore.
And yet, that is what makes this location so special.
You feel like you are in another world... but you are still just minutes from everything.
About 5 minutes to Urbana. About 8 minutes to Frederick. Easy access to shopping, restaurants, commuter routes, schools, and daily convenience — but when you come home, it feels like you have left the noise behind.
That is the magic of The Bottom.
And sitting on nearly an acre, just a few hundred yards before the road comes to an end, 2528 Monocacy Bottom Road gives you the lifestyle people quietly wish they could find.
Even better?
The hard work has already been done.
This 3 bedroom, 2 full bath home has been beautifully renovated and is ready for its next owner. With over 3,000 finished square feet, a 2.5-car garage, two sheds, and .93 acres of usable outdoor space, this is the kind of home that gives you breathing room inside and out.
The main level is bright, clean, and comfortable, with refinished hardwood flooring, fresh paint, updated finishes, and a layout that simply works. The living room is large and welcoming, with a fireplace and big windows overlooking the rear of the property. It is the kind of room that feels equally right for a quiet night in, a holiday gathering, or a lazy Sunday afternoon with nothing on the schedule.
The kitchen has been fully updated with a fresh, modern feel — white cabinetry, sleek countertops, stainless steel appliances, subway tile backsplash, updated lighting, and clean finishes throughout. It connects easily to the dining area and living space, giving the home a comfortable, open flow without losing the warmth and character people love in an established home.
There are three bedrooms on the main level, and all three are generously sized. No tiny afterthought bedrooms here. Each one offers real space, good natural light, and flexibility for family, guests, office space, or whatever life needs next.
Both full bathrooms have been updated as well, giving the home a fresh move-in-ready feel from top to bottom.
The lower level adds a whole second layer of living. You get a large family room with a wood-burning fireplace, a bonus room or office, and an additional rec room that gives you options — movie room, playroom, home gym, hobby space, guest overflow, or just a place to spread out.
That lower level matters. It takes the home from “nice rancher” to “real lifestyle space.”
Outside, the property continues the story.
Nearly an acre gives you room to breathe. Room for gardens. Room for pets. Room for play. Room to host. Room to sit quietly and actually hear yourself think. Add in the 2.5-car garage and two sheds, and you have the storage, workshop, and utility space that most homes just don’t offer anymore.
The updates are significant: newer roof, new kitchen, new HVAC, new well pump, updated bathrooms, refinished hardwood flooring, new basement carpet, and fresh paint throughout.
In other words, this is not a project.
This is a lifestyle home in a location people rarely get the chance to buy into.
Because life on The Bottom is different.
Slower. Quieter. More connected. More peaceful.
And once you understand it, you understand why people rarely leave.
Welcome to 2528 Monocacy Bottom Road.
Renovated, move-in ready, and tucked into one of Frederick County’s best-kept secrets.
Listing Agent
(240) 815-0890 ericverdi.impact@gmail.com IMPACT Maryland Real Estate Brokerage Phone: 2408150890 Listed on: 05/19/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,846
Year Built
- Built in 1978 | Remodeled in 2026
Lot Details
- 40,510 Sq Ft Lot
- Property is Fully Fenced
- Property is in very good condition
- Property is zoned R1
Parking
- 2 Car Attached Garage
- 12 Driveway Spaces
- Oversized Parking
- Front Facing Garage
Home Design
- Rambler Architecture
- Block Foundation
- Frame Construction
- Architectural Shingle Roof
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Wet Bar
- Paneling
- Ceiling Fan
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Gas Fireplace
- Family Room
- Living Room
- Dining Room
- Home Office
- Recreation Room
Kitchen
- Galley Kitchen
- Stove
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Rear Basement Entry
- Natural lighting in basement
Schools
- Urbana Elementary And Middle School
- Urbana High School
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Well
- Electric Water Heater
- Septic Tank
Additional Features
- Shed
- Run-In Shed
Community Details
- No Home Owners Association
- Monocacy Overlook Subdivision
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 1107204906
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,034 | $399,867 | -- | -- |
| 2024 | $4,651 | $371,900 | $158,700 | $213,200 |
| 2023 | $4,183 | $347,400 | $0 | $0 |
| 2022 | $3,898 | $322,900 | $0 | $0 |
| 2021 | $3,554 | $298,400 | $135,400 | $163,000 |
| 2020 | $3,554 | $293,233 | $0 | $0 |
| 2019 | $3,494 | $288,067 | $0 | $0 |
| 2018 | $3,464 | $282,900 | $126,300 | $156,600 |
| 2017 | $3,375 | $282,900 | $0 | $0 |
| 2016 | $3,010 | $272,767 | $0 | $0 |
| 2015 | $3,010 | $267,700 | $0 | $0 |
| 2014 | $3,010 | $266,467 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/19/2026 05/19/26 | For Sale | $575,000 | -- | $186 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $415,500 | Clear Title Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $377,876 | New Conventional |
Source: Bright MLS
MLS Number: MDFR2082196
APN: 07-204906
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Ask me questions while you tour the home.