$575,000
UNDER CONTRACT

2528 Monocacy Bottom Rd Adamstown, MD 21710

Estimated payment $3,506/month

Total Views 2,247
3 Beds
2 Baths
3,085 Sq Ft
$186 Price per Sq Ft

Highlights

  • 0.93 Acre Lot
  • Open Floorplan
  • Recreation Room
  • Urbana Elementary School Rated A
  • Wood Burning Stove
  • Rambler Architecture

About This Home

Life is different on “The Bottom.”
Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it... or they don’t.
And the people who know?
They tend to stay.
Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is tucked away, off the beaten path, and surrounded by the kind of peace you simply do not find in most neighborhoods anymore.
And yet, that is what makes this location so special.
You feel like you are in another world... but you are still just minutes from everything.
About 5 minutes to Urbana. About 8 minutes to Frederick. Easy access to shopping, restaurants, commuter routes, schools, and daily convenience — but when you come home, it feels like you have left the noise behind.
That is the magic of The Bottom.
And sitting on nearly an acre, just a few hundred yards before the road comes to an end, 2528 Monocacy Bottom Road gives you the lifestyle people quietly wish they could find.
Even better?
The hard work has already been done.
This 3 bedroom, 2 full bath home has been beautifully renovated and is ready for its next owner. With over 3,000 finished square feet, a 2.5-car garage, two sheds, and .93 acres of usable outdoor space, this is the kind of home that gives you breathing room inside and out.
The main level is bright, clean, and comfortable, with refinished hardwood flooring, fresh paint, updated finishes, and a layout that simply works. The living room is large and welcoming, with a fireplace and big windows overlooking the rear of the property. It is the kind of room that feels equally right for a quiet night in, a holiday gathering, or a lazy Sunday afternoon with nothing on the schedule.
The kitchen has been fully updated with a fresh, modern feel — white cabinetry, sleek countertops, stainless steel appliances, subway tile backsplash, updated lighting, and clean finishes throughout. It connects easily to the dining area and living space, giving the home a comfortable, open flow without losing the warmth and character people love in an established home.
There are three bedrooms on the main level, and all three are generously sized. No tiny afterthought bedrooms here. Each one offers real space, good natural light, and flexibility for family, guests, office space, or whatever life needs next.
Both full bathrooms have been updated as well, giving the home a fresh move-in-ready feel from top to bottom.
The lower level adds a whole second layer of living. You get a large family room with a wood-burning fireplace, a bonus room or office, and an additional rec room that gives you options — movie room, playroom, home gym, hobby space, guest overflow, or just a place to spread out.
That lower level matters. It takes the home from “nice rancher” to “real lifestyle space.”
Outside, the property continues the story.
Nearly an acre gives you room to breathe. Room for gardens. Room for pets. Room for play. Room to host. Room to sit quietly and actually hear yourself think. Add in the 2.5-car garage and two sheds, and you have the storage, workshop, and utility space that most homes just don’t offer anymore.
The updates are significant: newer roof, new kitchen, new HVAC, new well pump, updated bathrooms, refinished hardwood flooring, new basement carpet, and fresh paint throughout.
In other words, this is not a project.
This is a lifestyle home in a location people rarely get the chance to buy into.
Because life on The Bottom is different.
Slower. Quieter. More connected. More peaceful.
And once you understand it, you understand why people rarely leave.
Welcome to 2528 Monocacy Bottom Road.
Renovated, move-in ready, and tucked into one of Frederick County’s best-kept secrets.

Listing Agent

Anthony Verdi

(240) 815-0890 ericverdi.impact@gmail.com IMPACT Maryland Real Estate Brokerage Phone: 2408150890 Listed on: 05/19/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,846

Year Built

  • Built in 1978 | Remodeled in 2026

Lot Details

  • 40,510 Sq Ft Lot
  • Property is Fully Fenced
  • Property is in very good condition
  • Property is zoned R1

Parking

  • 2 Car Attached Garage
  • 12 Driveway Spaces
  • Oversized Parking
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Wet Bar
  • Paneling
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Gas Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room

Kitchen

  • Galley Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Rear Basement Entry
  • Natural lighting in basement

Schools

  • Urbana Elementary And Middle School
  • Urbana High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Shed
  • Run-In Shed

Community Details

  • No Home Owners Association
  • Monocacy Overlook Subdivision

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 1107204906

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,846

Year Built

Built in 1978 | Remodeled in 2026

Lot Details

0.93 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 5/19/2026 12:00:00 AM
  • Year Built: 1978
  • Year Renovated: 2026
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: 4226
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Flooring Type: Hardwood, Luxury Vinyl Tile, Carpet
  • Interior Amenities: Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Galley, Wet/Dry Bar
  • Fireplace Features: Gas/Propane, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Paneled Walls, Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 2, Full Bath
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Improved, Outside Entrance, Rear Entrance
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 3270
  • Living Area Sq Ft: 3085
  • Price Per Sq Ft: 351.68
  • Above Grade Finished Sq Ft: 1635
  • Below Grade Finished Sq Ft: 1450
  • Below Grade Sq Ft: 185
  • Total Below Grade Sq Ft: 1635
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Run-in Shed
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 14
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 12

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric, Wood, Propane - Leased
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: URBANA
  • High School: URBANA
  • Middle Or Junior School: URBANA

Lot Info

  • Fencing: Fully
  • Lot Size Acres: 0.93
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40510.00
  • Property Condition: Very Good, Good
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4846.00
  • Assessor Parcel Number: 1107204906
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,034 $399,867 -- --
2024 $4,651 $371,900 $158,700 $213,200
2023 $4,183 $347,400 $0 $0
2022 $3,898 $322,900 $0 $0
2021 $3,554 $298,400 $135,400 $163,000
2020 $3,554 $293,233 $0 $0
2019 $3,494 $288,067 $0 $0
2018 $3,464 $282,900 $126,300 $156,600
2017 $3,375 $282,900 $0 $0
2016 $3,010 $272,767 $0 $0
2015 $3,010 $267,700 $0 $0
2014 $3,010 $266,467 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/19/2026 05/19/26 For Sale $575,000 -- $186 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $415,500 Clear Title Llc
Interfamily Deed Transfer -- None Available
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $377,876 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDFR2082196

Bright MLS

APN: 07-204906

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