$325,000

Estimated payment $2,322/month

Total Views 401
3 Beds
2 Baths
1,744 Sq Ft
$186 Price per Sq Ft

Highlights

  • Fitness Center
  • Gated Community
  • Stone Countertops
  • Sallie Jones Elementary School Rated A-
  • Clubhouse
  • Community Pool

About This Home

PUNTA GORDA, FL - Welcome to effortless Florida living in the highly desirable Waterford Estates community of Punta Gorda. This beautifully maintained 3-bedroom, 2-bath home features the popular Eastham floor plan, thoughtfully designed for both comfort and everyday functionality. Positioned on a deep homesite, this property offers a large kitchen with a nice breakfast nook area overlooking the front of the home —creating the perfect setting for morning coffee or relaxed, everyday dining. The spacious front kitchen is truly the heart of the home, featuring generous cabinetry, ample prep space, quartz countertops, and stainless-steel appliances, all complemented by a bright, open feel.
Pride of ownership is evident throughout, with tasteful landscaping enhancing the home’s curb appeal and a list of valuable upgrades already in place. Enjoy peace of mind with a brand-new roof (2025), plus added conveniences including screened-in front entry, screened-in back covered lanai, gutters, hurricane shutters, a water softener system, and a reverse osmosis system in the kitchen for high-quality drinking water. The primary suite is complete with upgraded shower doors in the master bath, adding a polished touch to the space.
This home also comes with a 1 year warranty on the AC System and all appliances. Beyond the home itself, a rare financial opportunity awaits—this property offers a 2.625% VA ASSUMABLE MORTGAGE FOR A QUALIFIED BUYER, a standout advantage in today’s market. Located within Waterford Estates, residents enjoy a gated community with resort-style amenities, including a clubhouse complete with kitchen, all purpose room, card room and Billard room, two resort style pools, fitness center, pickleball courts, bocce ball courts, walking path, and more. One of the standout lifestyle perks of this home is its location within a golf cart-friendly community—with access to streets that allow street-ready golf carts—making it easy and fun to cruise through the neighborhood or take a short ride toward nearby shopping, dining, and downtown Punta Gorda. This is more than just a home—it’s a smart move, a peaceful setting, and a lifestyle you’ll love!

Listing Agent

Ann Webber

KELLER WILLIAMS ISLAND LIFE REAL ESTATE Brokerage Phone: 941-254-6467 License #684037 Listed on: 04/23/2026

KELLER WILLIAMS ISLAND LIFE REAL ESTATE

Co-Listing Agent

Michelle Tomao

KELLER WILLIAMS ISLAND LIFE REAL ESTATE Brokerage Phone: 941-254-6467 License #3451399

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,344

Year Built

  • Built in 2020

Lot Details

  • 7,993 Sq Ft Lot
  • South Facing Home
  • Irrigation Equipment
  • Property is zoned RMF10

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,744 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Water Filtration System
  • Electric Water Heater
  • Water Softener

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, escrow reserves fund, fidelity bond, insurance, maintenance structure, ground maintenance, management, private road, recreational facilities
  • Swfl Cam Services Association, Phone Number (239) 243-8700
  • Visit Association Website
  • Precedent Management Association, Phone Number (239) 344-8733
  • Built by D.R. Horton
  • Waterford Estates Ph 2B & 2C Subdivision, The Eastham Floorplan
  • Waterford Estates Community
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,344

Year Built

Built in 2020

Lot Details

7,993 Sq Ft Lot

HOA Fees

$237 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Maintenance Structure, Maintenance Grounds, Management, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1744
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 2289
  • Lot Size Sq Ft: 7993
  • Status: Active
  • Street Direction: E
  • Co List Office Mls Id: MFR284510349
  • Co List Office Phone: 941-254-6467
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 212.65
  • Escrow State: FL
  • Minimum Lease: 1 Month
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 186.35
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-254-6467
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Stone Counters, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 162.02

Exterior Features

  • Direction Faces: South
  • Exterior Features: Hurricane Shutters, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12015C0242G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Pool, Sidewalks
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities
  • Association Fee: 377.26
  • Association Fee Frequency: Quarterly
  • Association Name: SWFL CAM SERVICES
  • Phone: 239-243-8700
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 332.58
  • Association #2 Fee Frequency: Quarterly
  • Association: PRECEDENT MANAGEMENT
  • Association Phone #2: 239-344-8733
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: SEE HOA DOCUMENTS FOR FULL PET RESTRICTIONS
  • Association Fee Requirement: Required
  • Association Email: CAM@SWFLCAM.COM
  • Association URL: WWW.WATERFORDESTATESCNN.COM

Fee Information

  • Total Annual Fees: 2839.36
  • Total Monthly Fees: 236.61
  • Monthly HOA Amount: 125.75

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Zoning: RMF10
  • Parcel Number: 412308228021
  • Additional Parcels: No
  • Flood Zone Code: AE

Building Info

  • Builder Name: D.R. Horton

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: SEE HOA DOCUMENTS FOR FULL LEASE RESTRICTIONS

Tax Info

  • Tax Annual Amount: 4344.37
  • Tax Lot: 498
  • Tax Other Annual Assessment Amount: 1345

Multi Family

  • Approval Process: SEE HOA DOCUMENTS FOR FULL APPROVAL PROCESS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,076 $223,573 -- --
2024 $4,035 $217,272 -- --
2023 $4,035 $210,944 $0 $0
2022 $3,914 $204,800 $0 $0
2021 $3,902 $198,835 $19,125 $179,710
2020 $1,540 $17,000 $17,000 $0
2019 $366 $17,000 $17,000 $0
2018 $0 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/23/2026 04/23/26 For Sale $325,000 +38.6% $186 / Sq Ft
10/05/2020 10/05/20 Sold $234,445 0.0% $134 / Sq Ft View Prior Sale
09/01/2020 09/01/20 Pending -- -- --
08/14/2020 08/14/20 Price Changed $234,445 +0.9% $134 / Sq Ft
07/21/2020 07/21/20 For Sale $232,445 -- $132 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $234,445 Dhi Title Of Florida Inc
Warranty Deed $234,445 Dhi Title
Special Warranty Deed $5,138,100 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,000 VA
Closed $232,000 VA
Source: Public Records

Source: Stellar MLS

MLS Number: C7525171

Stellar MLS

APN: 412308228021

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