$1,250,000
SOLD JUN 30, 2026
2 Beds
2 Baths
1,392 Sq Ft
6,300 Sq Ft Lot

Sale Details

Date Sold: June 30, 2026

$898 Per Sq Ft

24% Below List Price

241 Days on Market

Highlights

  • Ocean Front
  • Cathedral Ceiling
  • Quartz Countertops
  • Open Water Access
  • Furnished
  • Impact Glass

About This Home

As of June 2026

Experience the perfect blend of character, durability, and Keys style at this quintessential cottage on the oceanside of Summerland Key. This thoughtfully crafted home welcomes you with the warmth of original Miami-Dade cypress floors and soaring ceilings that fill the interior with a sense of openness and timeless charm. Designed for peace of mind, the property boasts a metal roof, Hardie board siding, and upgraded impact windows and doors, ensuring both storm protection and long-lasting quality. Inside, the recently renovated retro-inspired kitchen takes center stage with teal blue appliances that add a playful splash of vintage appeal. Spacious living areas flow seamlessly to the screened waterside porch, where sweeping ocean views provide the ultimate backdrop for relaxing afternoons and entertaining guests. The bathrooms have been tastefully updated with custom tile and finishes, blending coastal elegance with modern function. Outdoors, a brand-new 100 foot long pier dock with 10K lift stretches across turquoise waters, creating the perfect launch point for your boat, paddleboards, or evening sunset strolls. A separate outbuilding offers incredible flexibility—ideal as a workshop, anglers room, or bonus storage for all your fishing and diving gear, plus additional storage shed. Tropical landscaping enhances the property, while the serene oceanside setting offers quick access to deep water for world-class fishing, diving, and island-hopping adventures. Whether you're seeking a primary residence, an island escape, or a vacation investment, this Summerland Key retreat delivers it all—original craftsmanship, modern upgrades, and the unmatched beauty of living directly on the ocean. It's a rare opportunity to own a home that truly embodies the Keys lifestyle!

Last Agent to Sell the Property

Ally Kelley

Ocean Sotheby's International License #SL3352184 Listed on: 10/01/2025

Ocean Sotheby's International

Co-Listed By

Jo Ann Cook

Ocean Sotheby's International License #3330898

Last Buyer's Agent

Jill Whitlatch

Taylor & Assoc. RE, Inc. License #3593411

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,580

Year Built

  • Built in 1958

Lot Details

  • 6,300 Sq Ft Lot
  • Ocean Front
  • Property is zoned IS - Improved Subivision District

Parking

  • Open Parking

Home Design

  • Frame Construction
  • Metal Roof
  • Hardboard

Interior Spaces

  • 1,392 Sq Ft Home
  • Furnished
  • Cathedral Ceiling
  • Ocean Views
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Open Water Access
  • Dock made with Composite Material
  • Shed

Utilities

  • Central Air
  • Separate Meters
  • Propane
  • Cable TV Available

Community Details

  • Summerland Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00198450-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,580

Year Built

Built in 1958

Lot Details

6,300 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Dockage Dock: Composite
  • Year Built: 1958
  • Building Style Stilt Column Height: Short - 4Ft & Under
  • Building Style Above Flood: Unknown
  • Property Sub Type: Single Family Residence
  • Co List Office Mls Id: 1039327
  • Co List Office Mls Id: 1039327
  • Subdivision Name: Summerland Beach (25.0)
  • Vehicle Storage: Open Parking
  • Waterview: Ocean View, Open Water View
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Cabinets, Dade County Pine, Quartz Countertops
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Gas Appliances
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Features: Cathedral Ceilings, Built-in Cabinets, Dade County Pine, Window Treatments, Quartz Countertops
  • WindowsDoors: Impact Rstnce Window, Impact Rstnce Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Shed, Storage
  • Construction Type: Frame, Hardi Board Siding
  • General Property Description: Waterfront: Yes
  • Waterfront: Oceanfront, Open Water
  • Roof: Metal Roof

Utilities

  • Utilities: Elect Separate Meter, Cable Available
  • Cooling: Central Air
  • Utilities: FKAA, Municipal Sewer, Propane, Elect Separate Meter, Cable Available

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00198450-000000
  • Lot Size Sq Ft: 6300.0

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 9580.33

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2020
Closed on
Jan 15, 2021
Sold by
Bought by
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
Buyer's Agent
Maryann Warren
Prudential Keyswide Properties
List Price
$899,000
Sold Price
$874,900
Premium/Discount to List
-$24,100
-2.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.67%
Original Mortgage
$699,920
Outstanding Balance
$611,678
Interest Rate
2.71%
Mortgage Type
New Conventional
Estimated Equity
$924,322

Purchase Details

Closed on
Nov 30, 2016
Sold by
Bought by

Purchase Details

Closed on
Aug 1, 1989
Bought by

Purchase Details

Closed on
Aug 1, 1984
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Summerland Key, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $874,900 True Title Florida Keys Inc
Special Warranty Deed -- Attorney
Warranty Deed $120,000 --
Warranty Deed $85,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $699,920 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2026 06/30/26 Sold $1,250,000 -10.4% $898 / Sq Ft
05/26/2026 05/26/26 Price Changed $1,395,000 -6.7% $1,002 / Sq Ft
03/19/2026 03/19/26 Price Changed $1,495,000 -6.3% $1,074 / Sq Ft
12/29/2025 12/29/25 Price Changed $1,595,000 -3.3% $1,146 / Sq Ft
10/01/2025 10/01/25 For Sale $1,650,000 +88.6% $1,185 / Sq Ft
01/19/2021 01/19/21 Sold $874,900 0.0% $629 / Sq Ft View Prior Sale
11/03/2020 11/03/20 Pending -- -- --
08/22/2020 08/22/20 Price Changed $874,900 -2.7% $629 / Sq Ft
04/30/2020 04/30/20 For Sale $899,000 -- $646 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,584 --
2024 $8,824 --
2023 $8,824 $1,043,872 $761,733 $282,139
2022 $7,737 $823,514 $539,280 $284,234
2021 $1,850 $165,340 $0 $0
2020 $1,836 $163,058 $0 $0
2019 $1,801 $159,392 $0 $0
2018 $1,796 $156,421 $0 $0
2017 $1,749 $153,204 $0 $0
2016 $1,751 $150,053 $0 $0
2015 $1,796 $149,010 $0 $0
2014 $1,831 $147,827 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 616673

APN: 00198450-000000

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