Seller's Agent in 2026
Monica Smith
Lucky Palms Realty
(850) 461-4676
5 in this area
55 Total Sales
2548 Bluewater Dr Navarre, FL 32566
4
Beds
3.5
Baths
2,409
Sq Ft
0.9
Acres Lot
Highlights
- Cabana
- Primary Bedroom Suite
- Newly Painted Property
- Holley-Navarre Intermediate School Rated A-
- 0.9 Acre Lot
- Traditional Architecture
About This Home
As of March 2026The pool home you've been searching for! This 4-bedroom home with a bonus room and 3.5 bathrooms sits on a nearly 1-acre lot (.9 acres) in Whispering Pines and features NO HOA. The property boundary extends beyond the fenced area, providing a natural wooded privacy buffer between you and neighboring homes. Enjoy Florida living with a heated saltwater pool installed in 2023. The 17' x 34' pool features a sundeck, bubbler, umbrella holder, and a Paramount in-floor cleaning system for extremely low maintenance. The saltwater system creates luxuriously soft, low-chemical water. The outdoor living space includes a screened-in lanai with a bug-proof UV-protective screen designed to reduce heat and sun exposure while still allowing plenty of sunlight for a tan. The patio is finished with natural travertine pavers, which are slip-resistant, low maintenance, and stay cool underfoot. Enjoy your morning coffee and listen to the birds sing, or relax during a heavy rainstorm and replenish your soul. A covered patio area allows outdoor enjoyment during rain or shine. Inside, large back doors open to allow fresh air to flow throughout the home during cooler months, creating seamless indoor-outdoor living. Additional Upgrades & Features include: New 4-ton HVAC system (2023) with Reme Halo UV air sanitizer, New water heater (2023), Granite countertops, Wood-look tile flooring in the primary bedroom and main living areas, Expanded mudroom and laundry room, Externally vented range hood, Canvas hurricane shutters with mounting hardware included, Oversized Garage with built-in workbenches, hanging tool storage, refrigerator, and fishing-rod holders, a BHyve smart irrigation system and more!
Last Agent to Sell the Property
Lucky Palms Realty License #3443601 Listed on: 01/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,249
Year Built
- Built in 2014
Lot Details
- 39,204 Sq Ft Lot
- Lot Dimensions are 375'x108'x324''x118'
- Property fronts a county road
- Cul-De-Sac
- Street terminates at a dead end
- Back Yard Fenced
- Interior Lot
- Level Lot
- Sprinkler System
- Lawn Pump
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Traditional Architecture
- Newly Painted Property
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Ridge Vents on the Roof
- Cement Board or Planked
Interior Spaces
- 2,409 Sq Ft Home
- 1-Story Property
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Recessed Lighting
- Double Pane Windows
- Solar Screens
- Mud Room
- Living Room
- Bonus Room
- Screened Porch
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Home Security
- Hurricane or Storm Shutters
- Fire and Smoke Detector
Pool
- Cabana
- Heated In Ground Pool
- Gunite Pool
Outdoor Features
- Covered Deck
- Rain Gutters
Schools
- Holley-Navarre Elementary And Middle School
- Navarre High School
Utilities
- High Efficiency Air Conditioning
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Septic Tank
Community Details
- Whispering Pines Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 11-2S-26-5689-01000-0110
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 27, 2013
Closed on
Oct 28, 2013
Sold by
Schmidt Gregory J and Schmidt Gina E
Bought by
Gurtler Erik C and Gurtler Alicia A
Seller's Agent
Marcia Monti
Levin Rinke Realty
Buyer's Agent
- Ecn.rets.n5820
ecn.rets.RETS_OFFICE
List Price
$224,975
Sold Price
$224,975
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.92%
Original Mortgage
$269,975
Outstanding Balance
$201,197
Interest Rate
4.52%
Mortgage Type
VA
Estimated Equity
$381,056
Purchase Details
Closed on
Feb 6, 2004
Sold by
Bergen Christopher W
Bought by
Schmidt Gregory J and Schmidt Gina E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,500
Interest Rate
5.77%
Purchase Details
Closed on
Nov 29, 1999
Sold by
Seeley Steven D and Seeley Vonny C
Bought by
Bergen Christopher W and Bergen Pamela M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,250
Interest Rate
7.94%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $45,000 | Attorney | |
| Warranty Deed | $35,000 | -- | |
| Warranty Deed | $25,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $269,975 | VA | |
| Previous Owner | $31,500 | No Value Available | |
| Previous Owner | $23,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/16/2026 03/16/26 | Sold | $570,000 | -3.2% | $237 / Sq Ft | |
| 02/09/2026 02/09/26 | Pending | -- | -- | -- | |
| 01/30/2026 01/30/26 | Price Changed | $589,000 | -1.8% | $244 / Sq Ft | |
| 01/07/2026 01/07/26 | For Sale | $600,000 | +166.7% | $249 / Sq Ft | |
| 12/27/2013 12/27/13 | For Sale | $224,975 | 0.0% | $96 / Sq Ft | |
| 10/29/2013 10/29/13 | Sold | $224,975 | +399.9% | $96 / Sq Ft | View Prior Sale |
| 10/28/2013 10/28/13 | Sold | $45,000 | 0.0% | -- | View Prior Sale |
| 08/20/2013 08/20/13 | Pending | -- | -- | -- | |
| 08/19/2013 08/19/13 | Pending | -- | -- | -- | |
| 07/18/2013 07/18/13 | For Sale | $45,000 | -- | -- |
Source: Emerald Coast Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,134 | $306,925 | -- | -- |
| 2024 | $2,812 | $298,275 | -- | -- |
| 2023 | $2,812 | $267,743 | $0 | $0 |
| 2022 | $2,735 | $259,945 | $0 | $0 |
| 2021 | $2,715 | $252,374 | $0 | $0 |
| 2020 | $2,705 | $248,890 | $0 | $0 |
| 2019 | $2,646 | $243,294 | $0 | $0 |
| 2018 | $2,634 | $238,758 | $0 | $0 |
| 2017 | $2,632 | $233,847 | $0 | $0 |
| 2016 | $2,540 | $229,037 | $0 | $0 |
| 2015 | $2,591 | $227,445 | $0 | $0 |
| 2014 | $622 | $45,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Smith
-
Christopher Schultz
Buyer's Agent in 2026
Christopher Schultz
Keller Williams Realty Cview
(850) 699-8891
5 in this area
52 Total Sales
-
Becky Popma
Seller's Agent in 2013
Becky Popma
Dream Team Realty of NW Florida LLC
(850) 585-7282
2 in this area
32 Total Sales
-
Marcia Monti
Seller's Agent in 2013
Marcia Monti
Levin Rinke Realty
(850) 313-9902
1 in this area
6 Total Sales
-
-
Buyer's Agent in 2013
- Ecn.rets.n5820
ecn.rets.RETS_OFFICE
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 992341
APN: 11-2S-26-5689-01000-0110
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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