NOT LISTED FOR SALE

Estimated Value: $2,150,000 - $2,297,000

4 Beds
4.5 Baths
-- Sq Ft
4,580 Sq Ft Lot

Sale Details

Date Sold: October 10, 2025

Last sale price $2,125,000

Est. 5% increase in value since last sale

Current estimated payment $12,924 / mo

195 Days on Market

Highlights

  • 40 Feet of Waterfront
  • New Construction
  • Active Adult
  • Property has ocean access
  • Concrete Pool
  • 1-minute walk to Schwingggg

About This Home

As of October 2025

Welcome to the perfect coastal retreat in the heart of Key Largo. Located in The Harborage, this beautifully designed new construction canal-front home features four spacious bedrooms, each with its own private bath and balcony, ensuring everyone enjoys their own slice of paradise. The covered entryway invites you in, while an elevator makes it easy to navigate all levels of this inviting abode. With a strong 20K boat lift right outside your door, you'll have quick access to the crystal-clear canal and direct ocean access. Take a refreshing dip in the lovely concrete pool, sized at 26' x 10', complete with a convenient heater/chiller for year-round enjoyment. You'll love the ample covered outdoor spaces perfect for gathering with friends or soaking in the peaceful surroundings.

Last Agent to Sell the Property

Carlos Lorenzo

American Caribbean Real Estate License #0634298 Listed on: 03/04/2025

Last Buyer's Agent

Tina Fingerman

Beaches MLS License #276503012

Beaches MLS

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,837

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 4,580 Sq Ft Lot
  • 40 Feet of Waterfront
  • Home fronts a canal
  • South Facing Home

HOA Fees

  • $243 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Metal Roof

Interior Spaces

  • 3-Story Property
  • Elevator
  • French Doors
  • Entrance Foyer
  • Storage
  • Tile Flooring
  • Canal Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Parking

  • Covered Parking
  • Driveway

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • Property has ocean access
  • No Fixed Bridges
  • Seawall
  • Balcony
  • Open Patio
  • Outdoor Living Area
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 00555011004400

Community Details

Overview

  • Active Adult
  • The Harborage Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,837

Year Built

Built in 2025 | New Construction

Lot Details

4,580 Sq Ft Lot

HOA Fees

$243 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Year Built: 2025
  • Entry Level: 1
  • Unit Levels: Three Or More
  • New Construction: Yes
  • DelayedMarketingYN: No
  • Special Features: 4098

Interior Features

  • Interior Amenities: Entrance Foyer, Elevator, Other, Split Bedrooms, Storage, Walk-In Closet(s)
  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Flooring: Tile
  • Stories: 3

Exterior Features

  • Exterior Features: Balcony, Lighting, Outdoor Living Area
  • View: Canal
  • Road Frontage Type: Waterfront
  • Pool Features: Concrete, Heated, In Ground, Association
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: Canal Front, No Fixed Bridges, Ocean Access, Seawall
  • Waterfront: Yes
  • Construction Type: Block
  • Direction Faces: South
  • Patio And Porch Features: Open, Balcony
  • Property Condition: New Construction
  • Roof: Metal

Garage/Parking

  • Garage Yn: No
  • Parking Features: Covered, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 243.0
  • Community Features: Home Owners Association
  • Senior Community: Yes
  • Amenities: Clubhouse, Pool
  • Association Fee Frequency: Monthly
  • Association: Yes

Lot Info

  • Parcel #: 00555011004400
  • Lot Size Acres: 0.11
  • Mobile Dim Units: Feet
  • Zoning: Single Family

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3837.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
Oct 10, 2025
Sold by
Rj Group Capital Investments Llc
Bought by
Seller's Agent
Carlos Lorenzo
American Caribbean Real Estate
Buyer's Agent
Tina Fingerman
Beaches MLS
List Price
$2,299,000
Sold Price
$2,125,000
Premium/Discount to List
-$174,000
-7.57%
Current Estimated Value
$2,229,605

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,605
Avg. Annual Appreciation
5.48%

Purchase Details

Closed on
Aug 25, 2023
Sold by
Hurst Thomas L and Hurst Ana G
Bought by
Rj Group Capital Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,000
Interest Rate
6.78%
Mortgage Type
Balloon

Purchase Details

Closed on
Jun 29, 2023
Sold by
Zelinsky Alan D and Zelinsky Lucille B
Bought by
Hurst Thomas L and Hurst Ana G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,000
Interest Rate
6.78%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 11, 2016
Sold by
Zelinsky Lucille B
Bought by
Zelinsky Alan D and Zelinsky Lucille B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 4, 2006
Sold by
Zelinsky Alan D and Zelinsky Lucille B
Bought by
Lucille B Zelinsky Revocable Living Tr

Purchase Details

Closed on
Apr 1, 1990
Bought by
Zelinsky Alan D and Zelinsky Lucille B

Purchase Details

Closed on
Mar 1, 1988
Bought by
Zelinsky Alan D and Zelinsky Lucille B

Purchase Details

Closed on
Jun 1, 1978
Bought by
Zelinsky Alan D and Zelinsky Lucille B
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Key Largo, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$2,125,000 Platinum National Title
Rj Group Capital Investments Llc $590,000 None Listed On Document
Hurst Thomas L $425,000 None Listed On Document
Zelinsky Alan D -- Absolute First Title Llc
Lucille B Zelinsky Revocable Living Tr -- None Available
Zelinsky Alan D $94,000 --
Zelinsky Alan D $85,000 --
Zelinsky Alan D $18,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $136,950
Previous Owner Rj Group Capital Investments Llc $490,000
Previous Owner Zelinsky Alan D $250,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $2,125,000 -7.6% --
09/15/2025 09/15/25 Pending -- -- --
03/04/2025 03/04/25 For Sale $2,299,000 +2604.7% --
04/21/2016 04/21/16 Sold $85,000 -10.5% -- View Prior Sale
04/09/2016 04/09/16 Pending -- -- --
04/02/2016 04/02/16 For Sale $95,000 -- --
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,837 $1,967,582 $630,243 $1,337,339
2024 $4,213 $486,722 $464,218 $22,504
2023 $4,213 $635,337 $579,863 $55,474
2022 $3,587 $513,369 $456,203 $57,166
2021 $3,172 $378,306 $323,383 $54,923
2020 $2,739 $285,481 $231,783 $53,698
2019 $2,871 $301,796 $245,523 $56,273
2018 $2,931 $303,687 $247,813 $55,874
2017 $2,913 $302,958 $0 $0
2016 $2,902 $290,766 $0 $0
2015 $3,326 $310,610 $0 $0
2014 $3,052 $246,231 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: A11843420

BeachesMLS (Greater Fort Lauderdale)

APN: 00555011-004400

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