Seller's Agent in 2026
Chad Freeman
IHEART REALTY INC
(386) 546-6450
7 in this area
83 Total Sales
276 Harbor Dr Palatka, FL 32177
Palatka Area
3
Beds
2
Baths
1,455
Sq Ft
1991
Built
Highlights
- Docks
- In Ground Pool
- No HOA
- Boat Lift
- Home fronts a canal
- Central Heating and Cooling System
About This Home
As of July 2026Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green.
Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer.
Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.
Last Agent to Sell the Property
IHEART REALTY INC License #3282714 Listed on: 06/03/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1991
Lot Details
- Home fronts a canal
Parking
- 2 Car Garage
Interior Spaces
- 1,455 Sq Ft Home
- 1-Story Property
- Canal Views
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- In Ground Pool
- Boat Lift
- Docks
Utilities
- Central Heating and Cooling System
- Private Water Source
- Well
- Water Softener is Owned
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 35-08-27-8150-0010-0040
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 3, 2019
Closed on
Aug 30, 2019
Sold by
Bought by
Seller's Agent
Margaret Zahner
COLDWELL BANKER BEN BATES INC
Buyer's Agent
Margaret Zahner
COLDWELL BANKER BEN BATES INC
List Price
$284,900
Sold Price
$232,900
Premium/Discount to List
-$52,000
-18.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$186,320
Outstanding Balance
$159,952
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$226,919
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $232,900 | Guaranty Title Co Of Palatka |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Open | $186,320 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/02/2026 07/02/26 | Sold | $440,000 | +0.2% | $302 / Sq Ft | |
| 06/12/2026 06/12/26 | Pending | -- | -- | -- | |
| 06/03/2026 06/03/26 | For Sale | $439,000 | +88.5% | $302 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $232,900 | -- | -- | |
| 08/30/2019 08/30/19 | Sold | $232,900 | -18.3% | $160 / Sq Ft | View Prior Sale |
| 07/22/2019 07/22/19 | Pending | -- | -- | -- | |
| 07/03/2019 07/03/19 | For Sale | $284,900 | -- | $196 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,249 | $214,200 | ||
| 2023 | $2,898 | $202,110 | $0 | $0 |
| 2022 | $2,746 | $196,230 | $0 | $0 |
| 2021 | $2,726 | $190,520 | $0 | $0 |
| 2020 | $2,737 | $187,890 | $0 | $0 |
| 2019 | $2,909 | $153,510 | $132,060 | $21,450 |
| 2018 | $1,517 | $110,350 | $94,220 | $16,130 |
| 2017 | $1,514 | $108,080 | $91,950 | $16,130 |
| 2016 | $1,460 | $105,860 | $0 | $0 |
| 2015 | $1,485 | $106,210 | $0 | $0 |
| 2014 | $1,640 | $112,041 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chad Freeman
-
COURTNEY ADAMS
C
Seller Co-Listing Agent in 2026
COURTNEY ADAMS
IHEART REALTY INC
(386) 972-9893
1 in this area
14 Total Sales
-
SHARI PHILLIPS
S
Buyer's Agent in 2026
SHARI PHILLIPS
WATSON REALTY CORP
(850) 612-5799
1 in this area
15 Total Sales
-
Margaret Zahner
Seller's Agent in 2019
Margaret Zahner
COLDWELL BANKER BEN BATES INC
(386) 336-1263
5 in this area
84 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2148504
APN: 35-08-27-8150-0010-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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