$439,000

276 Harbor Dr Palatka, FL 32177

Estimated payment $2,652/month

Total Views 220
3 Beds
2 Baths
1,455 Sq Ft
$302 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Lift
  • Home fronts a canal
  • Docks
  • In Ground Pool
  • No HOA

About This Home

Waterfront living meets everyday comfort in this beautifully updated 3-bedroom, 2-bath pool home with direct access to the St. Johns River. Situated on a navigable canal, this property is designed for those who enjoy life on the water, featuring a private boat lift, screened pool, and backyard putting green.
Inside, recent upgrades to the kitchen and primary bathroom add modern style and functionality, while spacious living areas provide plenty of room to relax and entertain. Step outside to enjoy the newly screened pool enclosure, waterfront views, and easy access to boating, fishing, and everything the river lifestyle has to offer.
Additional features include a new water softener, 2-car garage, and a layout that makes the most of both indoor and outdoor living. Whether you're looking for a full-time residence, a weekend escape, or a waterfront investment opportunity, this home offers a rare combination of updates, amenities, and direct river access.

Listing Agent

Chad Freeman

IHEART REALTY INC License #3282714 Listed on: 06/03/2026

IHEART REALTY INC

Co-Listing Agent

COURTNEY ADAMS

IHEART REALTY INC License #3652278

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1991

Lot Details

  • Home fronts a canal

Parking

  • 2 Car Garage

Interior Spaces

  • 1,455 Sq Ft Home
  • 1-Story Property
  • Canal Views

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Boat Lift
  • Docks

Utilities

  • Central Heating and Cooling System
  • Private Water Source
  • Well
  • Water Softener is Owned
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 35-08-27-8150-0010-0040

Home Details

Home Type

Single Family

Year Built

Built in 1991

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1991
  • Property Sub Type: Single Family Residence
  • Subdivision Name: Metes & Bounds
  • Carport Y N: No
  • Garage Yn: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxNDg1MDQiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDYtMDNUMjE6MjA6MDUuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.jp_BDUhj8WXGK24U_9XLvgiUrvkt-m6ot1vxnpz6SGY/badge
  • Special Features: None

Interior Features

  • Major Appliances: Disposal, Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Softener Owned
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1455.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Dock, Boat Lift, Other
  • Pool Features: In Ground
  • Pool Private: Yes
  • View: Canal, Water
  • Waterfront Features: Canal Front
  • Other Structures: Shed(s)

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Private, Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Current Use: Single Family
  • Parcel #: 35-08-27-8150-0010-0040

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,249 $214,200 -- --
2023 $2,898 $202,110 $0 $0
2022 $2,746 $196,230 $0 $0
2021 $2,726 $190,520 $0 $0
2020 $2,737 $187,890 $0 $0
2019 $2,909 $153,510 $132,060 $21,450
2018 $1,517 $110,350 $94,220 $16,130
2017 $1,514 $108,080 $91,950 $16,130
2016 $1,460 $105,860 $0 $0
2015 $1,485 $106,210 $0 $0
2014 $1,640 $112,041 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/03/2026 06/03/26 For Sale $439,000 +88.5% $302 / Sq Ft
12/17/2023 12/17/23 Off Market $232,900 -- --
08/30/2019 08/30/19 Sold $232,900 -18.3% $160 / Sq Ft View Prior Sale
07/22/2019 07/22/19 Pending -- -- --
07/03/2019 07/03/19 For Sale $284,900 -- $196 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $232,900 Guaranty Title Co Of Palatka
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $186,320 New Conventional
Source: Public Records

About the Listing Agent

Chad Freeman

IHEART REALTY INC

(386) 356-7382

Section Image

With over a decade of experience in the real estate industry, I’ve built my career around results, relationships, and long-term value. I’m the founder and majority owner of iHeart Realty, Inc., the largest real estate brokerage in Putnam County and one of the fastest-growing independent brokerages in Northeast Florida.

My background spans residential, commercial, waterfront properties, and real estate investing. Over the course of my career, I’ve personally purchased more than 100

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2148504

realMLS (Northeast Florida Multiple Listing Service)

APN: 35-08-27-8150-0010-0040

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