278 S Melrose Ave Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated payment $1,718/month
Highlights
- Mature Trees
- Bonus Room
- Living Room
- Ranch Style House
- 2 Car Detached Garage
- Laundry Room
About This Home
Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.
Listing Agent
Keller Williams Inspire - Geneva License #475150874 Listed on: 07/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,429
Year Built
- Built in 1940
Lot Details
- Lot Dimensions are 50x132
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- 834 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Schools
- Harriet Gifford Elementary Schoo
- Abbott Middle School
- Larkin High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,429 | $66,059 | $15,785 | $50,274 |
| 2024 | $4,429 | $60,845 | $14,539 | $46,306 |
| 2023 | $4,004 | $54,969 | $13,135 | $41,834 |
| 2022 | $3,826 | $50,122 | $11,977 | $38,145 |
| 2021 | $3,646 | $46,861 | $11,198 | $35,663 |
| 2020 | $3,533 | $44,736 | $10,690 | $34,046 |
| 2019 | $3,420 | $42,614 | $10,183 | $32,431 |
| 2018 | $3,177 | $38,132 | $9,593 | $28,539 |
| 2017 | $3,091 | $36,049 | $9,069 | $26,980 |
| 2016 | $2,927 | $33,444 | $8,414 | $25,030 |
| 2015 | -- | $30,654 | $7,712 | $22,942 |
| 2014 | -- | $30,276 | $7,617 | $22,659 |
| 2013 | -- | $31,075 | $7,818 | $23,257 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/12/2026 08/12/26 | For Sale | $245,000 | 0.0% | $294 / Sq Ft |
| 08/04/2026 08/04/26 | Pending | -- | -- | -- |
| 07/31/2026 07/31/26 | For Sale | $245,000 | -- | $294 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $58,000 | Ticor Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $169,500 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | Multiple | |
| Interfamily Deed Transfer | $93,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $33,880 | Unknown | |
| Previous Owner | $135,520 | Purchase Money Mortgage | |
| Previous Owner | $113,600 | New Conventional | |
| Previous Owner | $91,455 | FHA | |
| Previous Owner | $5,517 | Credit Line Revolving | |
| Previous Owner | $92,229 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12720511
APN: 06-22-207-020
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
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