278 S Melrose Ave Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated payment $1,718/month
Highlights
- Mature Trees
- Bonus Room
- Living Room
- Ranch Style House
- 2 Car Detached Garage
- Laundry Room
About This Home
Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.
Listing Agent
Keller Williams Inspire - Geneva License #475150874 Listed on: 07/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,429
Year Built
- Built in 1940
Lot Details
- Lot Dimensions are 50x132
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- 834 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Schools
- Harriet Gifford Elementary Schoo
- Abbott Middle School
- Larkin High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,429 | $66,059 | $15,785 | $50,274 |
| 2024 | $4,429 | $60,845 | $14,539 | $46,306 |
| 2023 | $4,004 | $54,969 | $13,135 | $41,834 |
| 2022 | $3,826 | $50,122 | $11,977 | $38,145 |
| 2021 | $3,646 | $46,861 | $11,198 | $35,663 |
| 2020 | $3,533 | $44,736 | $10,690 | $34,046 |
| 2019 | $3,420 | $42,614 | $10,183 | $32,431 |
| 2018 | $3,177 | $38,132 | $9,593 | $28,539 |
| 2017 | $3,091 | $36,049 | $9,069 | $26,980 |
| 2016 | $2,927 | $33,444 | $8,414 | $25,030 |
| 2015 | -- | $30,654 | $7,712 | $22,942 |
| 2014 | -- | $30,276 | $7,617 | $22,659 |
| 2013 | -- | $31,075 | $7,818 | $23,257 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/12/2026 08/12/26 | For Sale | $245,000 | 0.0% | $294 / Sq Ft |
| 08/04/2026 08/04/26 | Pending | -- | -- | -- |
| 07/31/2026 07/31/26 | For Sale | $245,000 | -- | $294 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $58,000 | Ticor Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $169,500 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | Multiple | |
| Interfamily Deed Transfer | $93,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $33,880 | Unknown | |
| Previous Owner | $135,520 | Purchase Money Mortgage | |
| Previous Owner | $113,600 | New Conventional | |
| Previous Owner | $91,455 | FHA | |
| Previous Owner | $5,517 | Credit Line Revolving | |
| Previous Owner | $92,229 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12720511
APN: 06-22-207-020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
- 260 S Aldine St
- 987 South St
- 1106 Birchdale Dr
- 132 S Weston Ave
- 219 Walter Ct
- 903 Erie St
- 77 S Melrose Ave
- 441 S Mclean Blvd
- 209 Maureen Dr
- 216 Wilcox Ave
- 852 Carr St
- 13 N Weston Ave
- 59 S Jane Dr
- 30 S Commonwealth Ave
- 720 Adams St
- 45 N Aldine St
- 85 Wilcox Ave
- 26 Monroe Ave
- 1441 Maple Ln
- 1300 Wolff Ave
- 237 Robert Dr
- 13 Hamilton Ave
- 39 Leonard St Unit 1
- 1790 Indian Wells Cir
- 1450 Plymouth Ln Unit 214
- 10 N State St Unit Upper
- 1812 W Highland Ave
- 300 N State St
- 50 S Grove Ave
- 1450 Wing St Unit 6B
- 3 Times Square
- 6 Tivoli Place
- 69 Melrose Ct
- 371 Fulton St Unit 2
- 71 Park Row Unit 73
- 2354 Nantucket Ln
- 119 Tennyson Ct
- 119 Tennyson Ct
- 333 Raymond St Unit 2
- 116 College St Unit 2
Ask me questions while you tour the home.