$474,900
$24K PRICE DROP

2781 Bruce St Matlacha, FL 33993

Estimated payment $2,988/month

Total Views 14,025
2 Beds
3 Baths
1,272 Sq Ft
$373 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Home fronts a seawall
  • Canal View
  • Cape Coral High School Rated A-
  • Canal Access
  • Guest Quarters

About This Home

Waterfront Paradise with Direct Gulf Access and SOUTHERN EXPOSURE! Experience the ultimate Florida lifestyle at 2781 Bruce Street. This beautifully and luxuriously updated home features TWO spacious primary suites, 3-bathroons with a sunroom and offers effortless indoor-outdoor living and PRIME Gulf-access boating with deep water access and one minute out to open waters. Fully renovated kitchen and bathrooms with modern finishes, complimented by plantation shutters throughout, combining elegance and functionality. Wake up to serene canal views, enjoy morning coffee in the sunroom flooded with natural light, and step outside to your private dock with boat lift —and an open, airy layout with large windows frames the sparkling canal and enhances the bright, welcoming interior. This home is being sold fully furnished, making it move-in ready and perfect for immediate enjoyment. Designed for those who crave both relaxation and adventure, it’s ideal for entertaining, unwinding by the water, or launching your boat directly to the Gulf in minutes. Located in a tranquil residential setting in the magical island of Matlacha and filled with olde Florida charm, stunning sunsets, with some of the best fishing right off your back yard! Stroll over to the many shops/artist galleries just a few streets away, or enjoy the close to local amenities, this property is perfect for boating enthusiasts, sunseekers, and anyone dreaming of a true waterfront escape. This is more than a home — it’s a lifestyle. Your waterfront paradise awaits!

Listing Agent

Char Seuffert

Re/Max Sunshine License #147500694 Listed on: 12/05/2025

Re/Max Sunshine

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,470

Year Built

  • Built in 1982

Lot Details

  • 3,964 Sq Ft Lot
  • Lot Dimensions are 50 x 80 x 50 x 80
  • Home fronts a seawall
  • Home fronts navigable water
  • Cul-De-Sac
  • Northwest Facing Home
  • Southeast Facing Home
  • Rectangular Lot
  • Property is zoned TFC2

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,272 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Single Hung Windows
  • Sliding Windows
  • Family Room
  • Combination Dining and Living Room
  • Den
  • Screened Porch
  • Canal Views
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Guest Quarters
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Canal Access
  • Screened Patio
  • Lanai
  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Sewer Assessments
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 297
  • Assessor Parcel Number 24-44-22-10-00000.2970

Community Details

Overview

  • No Home Owners Association
  • Island Harbors Subdivision

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,470

Year Built

Built in 1982

Lot Details

3,964 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.091
  • Lot Size: 50 x 80 x 50 x 80
  • Road Surface Type: Paved
  • Ownership: Single Family
  • Subdivision Name: ISLAND HARBORS
  • Architectural Style: Other, Ranch, One Story, Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 1982
  • Property Sub Type Additional: Single Family Residence
  • Exposures: Southeast
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Flooring: Laminate, Tile
  • Interior Amenities: Attic, Bedroom on Main Level, Living/Dining Room, Main Level Primary, Multiple Primary Suites, Pull Down Attic Stairs, Shower Only, Separate Shower, Tub Shower, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Living Area: 1272.0
  • Dining Room Type: Bathroom, Den, Family Room, Guest Quarters, Screened Porch
  • Stories: 1
  • Window Features: Single Hung, Sliding, Window Coverings

Exterior Features

  • Lot Features: Rectangular Lot, Cul-De-Sac
  • Pool Private: No
  • View: Canal
  • View: Yes
  • Waterfront Features: Canal Access, Navigable Water, Seawall
  • Waterfront: Yes
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: Northwest
  • Exterior Features: Storage, Shutters Manual
  • Patio And Porch Features: Lanai, Porch, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, Paved, Two Spaces

Utilities

  • Laundry Features: Inside, Laundry Tub
  • Security: None, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Assessment Paid, Public Sewer
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Non-Gated
  • Senior Community: No
  • Amenities: None
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 24-44-22-10-00000.2970
  • Zoning Description: TFC2

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 5469.72
  • Tax Lot: 297
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,624 $289,352 $159,170 $130,182
2024 $6,259 $350,090 $226,895 $98,966
2023 $6,259 $352,407 $0 $0
2022 $5,545 $320,370 $0 $0
2021 $4,765 $291,245 $173,713 $117,532
2020 $4,804 $290,696 $146,490 $144,206
2019 $4,845 $288,279 $152,570 $135,709
2018 $4,859 $288,277 $110,580 $177,697
2017 $4,498 $255,974 $110,580 $145,394
2016 $4,228 $236,285 $132,689 $103,596
2015 $3,949 $224,702 $130,513 $94,189
2014 -- $221,698 $125,684 $96,014
2013 -- $199,903 $124,355 $75,548
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2026 03/10/26 Price Changed $474,900 -4.8% $373 / Sq Ft
12/05/2025 12/05/25 For Sale $499,000 +40.6% $392 / Sq Ft
04/07/2020 04/07/20 Sold $355,000 -6.3% $279 / Sq Ft View Prior Sale
03/08/2020 03/08/20 Pending -- -- --
04/12/2019 04/12/19 For Sale $379,000 -- $298 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $355,000 Attorney
Warranty Deed $319,500 Attorney
Warranty Deed $56,300 --
Warranty Deed $56,300 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $90,000 No Value Available
Source: Public Records

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2025021039

Florida Gulf Coast Multiple Listing Service

APN: 24-44-22-10-00000.2970

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