$129,900
SOLD APR 3, 2026

2784 Meredith Rd Ponce de Leon, FL 32455

3 Beds
1.5 Baths
1,100 Sq Ft
1 Acres Lot

Sale Details

Date Sold: April 3, 2026

$118 Per Sq Ft

21% Below List Price

59 Days on Market

Highlights

  • Primary Bedroom Suite
  • Living Room
  • Central Heating and Cooling System
  • Traditional Architecture
  • Laundry Room
  • Ceiling Fan

About This Home

As of April 2026

This charming REO brick home offers 3 bedrooms and 1.5 situated on a spacious 1 acre lot with partial chain link fencing, the property provides a peaceful setting with room to enjoy the outdoors, including enough room for a pond in the backyard. Inside, the home features vinyl plank flooring throughout, neutral paint tones, updated lighting, and ceiling fans. The kitchen was renovated in 2019 with refinished cabinets, updated countertops, backsplash, and appliances. Both bathrooms were updated, and popcorn ceilings were removed. Additional improvements include a parking pad, driveway. Conveniently located minutes from I-10 and about 45 minutes to white sandy beaches. Call to take a look at 2784 Meredith Lane today.

Last Agent to Sell the Property

Brandon Jordan

ERA American Real Estate License #3085000 Listed on: 01/16/2026

Co-Listed By

Sherry Fowler

ERA American Real Estate License #3172199

Last Buyer's Agent

Kristina Lynn

Naylor Realty And Associates License #3389432

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1987

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 216 x 199
  • Property fronts a county road
  • Back Yard Fenced
  • Chain Link Fence
  • Level Lot
  • Property is zoned County

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Shingle Roof
  • Wood Trim

Interior Spaces

  • 1,100 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Vinyl Flooring
  • Fire and Smoke Detector

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Schools

  • Ponce De Leon Elementary School
  • None Middle School
  • Ponce De Leon High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 1823.00-000-000-011.700

Home Details

Home Type

Single Family

Year Built

Built in 1987

Lot Details

1 Acres

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 216 X 199
  • Road Frontage Type: County Road
  • Co List Office Mls Id: EAM4
  • Co List Office Phone: 850-682-4822
  • Subdivision Name: METES & BOUNDS
  • Directions: Take I-10 to Exit 96 (Ponce de Leon). Head north on Hwy 81 for approximately 1 mile, then turn right onto Hwy 90. Continue 1.7 miles and turn right onto Meredith Lane. The home is the first house on the right, approximately 500 feet ahead.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1987
  • Remarks Misc:Remarks: This charming REO brick home offers 3 bedrooms and 1.5 situated on a spacious 1 acre lot with partial chain link fencing, the property provides a peaceful setting with room to enjoy the outdoors, including enough room for a pond in the backyard. Inside, the home features vinyl plank flooring throughout, neutral paint tones, updated lighting, and ceiling fans. The kitchen was renovated in 2019 with refinished cabinets, updated countertops, backsplash, and appliances. Both bathrooms were updated, and popcorn ceilings were removed. Additional improvements include a parking pad, driveway. Conveniently located minutes from I-10 and about 45 minutes to white sandy beaches. Call to take a look at 2784 Meredith Lane today.
  • Utilities Electric: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Special Features: RealEstateOwned
  • Stories: 1

Interior Features

  • Appliances: Microwave, Range Hood, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Vinyl
  • Interior Amenities: Split Bedroom, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes

Exterior Features

  • Fencing: Fenced Chain Link
  • Lot Features: Level
  • Construction Type: Brick, Trim Wood
  • Exterior Features: Fenced Back Yard
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:Fenced Chain Link: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Ponce De Leon (HC)
  • High School: Ponce de Leon (HC)
  • Middle Or Junior School: None

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Parcel #: 1823.00-000-000-011.700
  • Zoning: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Mar 23, 2026
Sold by
Pennymac Loan Services Llc
Bought by
Reynolds Michael and Reynolds Mary
Seller's Agent
Brandon Jordan
ERA American Real Estate
Buyer's Agent
Kristina Lynn
Naylor Realty And Associates
List Price
$165,000
Sold Price
$129,900
Premium/Discount to List
-$35,100
-21.27%
Views
191

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
432.72%

Purchase Details

Closed on
Sep 8, 2025
Sold by
Kinsey Elaine and Kinsey Elaine Margaret
Bought by
Pennymac Loan Services Llc

Purchase Details

Closed on
Apr 16, 2021
Sold by
Carroll Amanda Jane
Bought by
Kinsey Elaine Margaret

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,575
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2018
Sold by
Phh Mortgage Corporation
Bought by
Secretary Of Hud

Purchase Details

Closed on
Mar 16, 2018
Sold by
Phh Mortgage Corporation
Bought by
Secretaru Of Housing And Urban Developme

Purchase Details

Closed on
Sep 13, 2017
Sold by
Ward Cynthia L and Lloyd Cynthia A
Bought by
Phh Mortgage Corporation

Purchase Details

Closed on
Jul 23, 2010
Sold by
Marvicsin Cynthia A and Marvicsin Leonard
Bought by
Ward Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,136
Interest Rate
4.7%
Mortgage Type
FHA

Purchase Details

Closed on
May 20, 2005
Sold by
Oxley Shiloh E and Oxley Heather N
Bought by
Lloyd Cynthia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,920
Interest Rate
6.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 12, 2002
Sold by
Manning Ashlie Michelle and Henderson Ashlie M
Bought by
Oxley Shiloh E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,400
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 27, 2002
Sold by
Manning Kevin F
Bought by
Manning Ashlie Michelle
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Certificate Of Transfer $62,100 --
Warranty Deed $156,000 Reli Title Llc
Special Warranty Deed -- Servicelink
Special Warranty Deed -- Attorney
Trustee Deed -- None Available
Warranty Deed $65,000 Attorney
Warranty Deed $99,900 Lighthouse & Title Company
Warranty Deed $67,500 Accu Title Agency
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $8,469 No Value Available
Previous Owner $157,575 New Conventional
Previous Owner $64,136 FHA
Previous Owner $79,920 Fannie Mae Freddie Mac
Previous Owner $65,400 Purchase Money Mortgage
Closed $7,470 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/03/2026 04/03/26 Sold $129,900 0.0% $118 / Sq Ft
03/16/2026 03/16/26 Pending -- -- --
03/05/2026 03/05/26 Price Changed $129,900 -12.8% $118 / Sq Ft
02/18/2026 02/18/26 Price Changed $149,000 -9.7% $135 / Sq Ft
01/16/2026 01/16/26 For Sale $165,000 -- $150 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 993059

Emerald Coast Association of REALTORS®

APN: 1823.00-000-000-011.700

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