$360,000
$25K PRICE DROP

28 Rock Spring Loop St. Augustine, FL 32095

Estimated payment $2,843/month

Total Views 1,460
2 Beds
2 Baths
1,547 Sq Ft
$233 Price per Sq Ft

Highlights

  • Home fronts a pond
  • Gated Community
  • Screened Porch
  • Mill Creek Academy Rated A
  • Bonus Room
  • Heated Community Pool

About This Home

VERY MOTIVATED SELLER! Welcome to this beautifully maintained two-bedroom, two-bath residence with a versatile flex office space, located in a highly sought- after gated 55+ community. This thoughtfully designed model home by Pulte offers comfort, functionality, and scenic water views. The open-concept floor plan provides spacious living and dining areas, complimented by numerous upgrades throughout. The kitchen flows seamlessly into the main living space, creating an ideal setting for both everyday living and entertaining. The flex room offers the perfect space for a home office, hobby room, or additional sitting area. The primary suite features ample closet space and a well-appointed en-suite bath. A secondary bedroom and fill bath provide comfortable accommodations for guests. Enjoy peaceful water views from the screened lanai, complete with sun shades for added comfort and privacy. This home has been meticulously cared for and reflects true pride of ownership. Residents enjoy access to an array of community amenities including a pool, tennis courts, pickleball, fitness center, park and scenic walking paths. Conveniently located near Bass Pro Shop, Buc-ee's, International Golf Parkway, shopping, dining and major roadways, this home offers both tranquility and accessibility. Schedule your private showing today and experience all this exceptional home and vibrant community have to offer.

Listing Agent

Shannon Scott

Watson Realty Corp (US1 South) Listed on: 02/16/2026

Watson Realty Corp (US1 South)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,391

Year Built

  • Built in 2017

Lot Details

  • 4,792 Sq Ft Lot
  • Home fronts a pond
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $388 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Split Level Home
  • Slab Foundation
  • Shingle Roof
  • Stucco Exterior
  • Stone

Interior Spaces

  • 1,547 Sq Ft Home
  • 1-Story Property
  • Bonus Room
  • Screened Porch
  • Tile Flooring
  • Security Gate

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Schools

  • Mill Creek Elementary School
  • Mill Creek Academy Middle School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Water Softener

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 027015-1380

Community Details

Overview

  • Association fees include community maintained, maintenance exterior

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Exercise Course
  • Heated Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,391

Year Built

Built in 2017

Lot Details

4,792 Sq Ft Lot

HOA Fees

$388 per month

Parking

2

Listing Details

  • Community Development District: Yes
  • Acreage: Less Than 1/4 Acre
  • Additional Marketing: Yes
  • Association Maintenance Fee: 388
  • Class: Residential
  • Condo Restrictions: 55+
  • Construction: Stone, Stucco
  • Entry Level2: Ground Level
  • Extras: Auto Sprinkler
  • Green Features Interior: Tankless Water Heater-Gas
  • Heat: Central, Electric
  • Hoa Fees: Community Maintained, Maintenance Exterior
  • Hoa Restrictions: 55+
  • Hoa Term: Monthly
  • HOA: Yes
  • Homestead Exemption Yn: Yes
  • Legal Description: LOT 138 BANNON LAKES PHASE 1B-1A ACCORDING TO THE PLAT THEREOF, AS RECORDED IN MAP BOOK 82 PAGES 48 THRU 57, OIF THE PUBLIC RECORDS OF ST JOHNS COUNTY FLORIDA
  • Location: City, Water Front
  • Lot Land Type: Paved
  • Low Tide Depth: Unknown
  • Lvt Date: 02/19/2026
  • Minimum Lease Term Source: 12 month
  • Personal Property: Ceiling Fans, Dishwasher, Disposal, Dryer, Garage Door, Microwave, Range, Refrigerator, Washer, Water Softener
  • Screened Porch: Yes
  • Split Plan: Yes
  • Style: Flat, Single Family Home
  • Type Of Property: Single Family Residence
  • Waste: Sewer
  • Year Built: 2017
  • Addnl Marketing Remarks: Residents enjoy access to an array of community amenities including a pool, tennis courts, pickleball, fitness center, park and scenic walking paths. Conveniently located near Bass Pro Shop, Buc-ee's, International Golf Parkway, shopping, dining and major roadways, this home offers both tranquility and accessibility. Schedule your private showing today and experience all this exceptional home and vibrant community have to offer.
  • Marketing For Public Vw: VERY MOTIVATED SELLER! Welcome to this beautifully maintained two-bedroom, two-bath residence with a versatile flex office space, located in a highly sought- after gated 55+ community. This thoughtfully designed model home by Pulte offers comfort, functionality, and scenic water views. The open-concept floor plan provides spacious living and dining areas, complimented by numerous upgrades throughout. The kitchen flows seamlessly into the main living space, creating an ideal setting for both everyday living and entertaining. The flex room offers the perfect space for a home office, hobby room, or additional sitting area. The primary suite features ample closet space and a well-appointed en-suite bath. A secondary bedroom and fill bath provide comfortable accommodations for guests. Enjoy peaceful water views from the screened lanai, complete with sun shades for added comfort and privacy. This home has been meticulously cared for and reflects true pride of ownership.
  • Subdivision Condo: Bridge Bay at Bannon Lakes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Primary Bathroom: Shower Only
  • Additional Room: Bonus Room, Level 1
  • Bathrooms: 2
  • Bedroom 2: Dimensions: 13x10
  • Bedrooms: 2
  • Den Office: Dimensions: 10x10
  • Dining Room: Dimensions: 17x9
  • Entry Level: Ground Level
  • Flooring: Tile
  • Florida Room: Dimensions: 18x13
  • Kitchen: Dimensions: 15x6
  • Living Room: Dimensions: 16x15
  • Living Sq Ft: 1547
  • Master Bedroom: Dimensions: 15x12, On Level: 1
  • Price Per Sq Ft: 232.71

Exterior Features

  • Roof: Shingle
  • Stories: 1
  • Substructure: Slab
  • Waterfront Type: Pond
  • Waterfront: Yes
  • Private Pool: No

Garage/Parking

  • Parking Facilities: 2 Car Garage, Garage Door Opener, Gated

Utilities

  • Air Conditioner: Central, Electric
  • Security: Security Gate
  • Water: City

Condo/Co-op/Association

  • Community Features: Exercise, Gated, Community Pool Heated, Tennis, Pickleball, Waterfront, Curbs, Sidewalk
  • Management: Off-Site

Schools

  • Elementary School: Mill Creek Elementary
  • Middle School: Mill Creek Academy

Lot Info

  • Acres: 0.11
  • Lot Size: 4792
  • Zoning: PUD
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 027015-1380
  • Taxes: 6391.29
  • Tax Year: 2025

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,391 $274,971 -- --
2025 $5,763 $267,742 -- --
2024 $5,763 $260,196 -- --
2023 $5,763 $252,617 $0 $0
2022 $5,555 $245,259 $0 $0
2021 $5,533 $238,116 $0 $0
2020 $5,773 $214,812 $0 $0
2019 $5,818 $208,184 $0 $0
2018 $5,868 $209,782 $0 $0
2017 $1,479 $26,000 $26,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/03/2026 05/03/26 Price Changed $360,000 -4.0% $233 / Sq Ft
04/25/2026 04/25/26 Price Changed $375,000 0.0% $242 / Sq Ft
04/25/2026 04/25/26 For Sale $375,000 -2.6% $242 / Sq Ft
02/23/2026 02/23/26 Off Market $384,900 -- --
02/16/2026 02/16/26 For Sale $384,900 +37.2% $249 / Sq Ft
12/23/2023 12/23/23 Off Market $280,590 -- --
12/17/2023 12/17/23 Off Market $280,590 -- --
08/18/2020 08/18/20 Sold $280,590 -5.7% $181 / Sq Ft View Prior Sale
06/29/2020 06/29/20 Pending -- -- --
05/05/2020 05/05/20 For Sale $297,590 -- $192 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $280,600 Pgp Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $168,354 New Conventional
Source: Public Records

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 260844

St. Augustine and St. Johns County Board of REALTORS®

APN: 027015-1380

Your Personal Tour Guide

Ask me questions while you tour the home.