Seller's Agent in 2026
Amy Haskins
Acropolis Realty Group LLC
(315) 530-3052
1 in this area
101 Total Sales
28 W 4th St Oswego, NY 13126
7
Beds
2
Baths
2,518
Sq Ft
2,211
Sq Ft Lot Lot
Highlights
- Corner Lot
- Forced Air Heating System
- Wood Siding
- Covered Patio or Porch
- High Speed Internet
- 2-minute walk to Montcalm Park
About This Home
As of May 2026What a great location!! Strategically located two-family investment property in close proximity to SUNY Oswego, one of the region’s largest demand drivers for both student and faculty housing. Properties in this area benefit from consistent rental turnover, strong leasing cycles, and long-term demand.
The rear apartment (Apt 2) is a spacious four-bedroom unit currently leased to long-term tenants at $1,500 per month, providing immediate, predictable income.
The front apartment (Apt 1) is currently operating as an Airbnb and has been professionally styled. Its layout and location make it equally suitable for short-term rental use, visiting professors, traveling professionals, or future long-term student or workforce housing. It has 3 spacious bedrooms and 1 bath with in unit laundry and 2 levels each. With two separate units and private entrances, this property offers multiple income strategies:
Long-term student rentals, Short-term Airbnb income, or Hybrid rental model including Owner Occupied. Located minutes from campus, downtown Oswego, restaurants, shopping, and the waterfront — an area with historically strong occupancy and limited two-family inventory. The location is wonderfully located by the historic district of Oswego, and you walk to Lake Ontario! aad a number of parks. Breitbeck Park – A scenic lakeside park on the shores of Lake Ontario with walking paths, picnic areas, playgrounds, courts, and great lake views. Fort Ontario State Historic Site, Franklin Square, Washington Square Park, Linear Park West & Linear Park East, and Montcalm Park, to name a few more.
This will make a great home or addition to your portfolio.
Last Agent to Sell the Property
Listing by Acropolis Realty Group LLC License #10401269052 Listed on: 02/12/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,704
Year Built
- Built in 1890
Lot Details
- 2,211 Sq Ft Lot
- Lot Dimensions are 33x67
- Corner Lot
- Rectangular Lot
Home Design
- Duplex
- Stone Foundation
- Wood Siding
Interior Spaces
- 2,518 Sq Ft Home
- 2-Story Property
- Window Treatments
- Partial Basement
- Washer Hookup
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 7 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Rent includes common area maintenance, snow removal, trash collection, water
- Tax Lot 16
- Assessor Parcel Number 351200-128-037-0004-016-000-0000
Community Details
Overview
- 2 Units
- Section 12837 Subdivision
Building Details
- 2 Separate Gas Meters
- Gross Income $28,163
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 9, 2024
Closed on
Apr 19, 2024
Sold by
Jt Residential Properties Llc
Bought by
Connolly Noreen F
Seller's Agent
Mandy Saloski
Inquire Realty
Buyer's Agent
Claire Starusnak
eXp Realty
List Price
$195,000
Sold Price
$207,000
Premium/Discount to List
$12,000
6.15%
Views
51
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$161,000
Outstanding Balance
$157,600
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$72,693
Purchase Details
Listed on
Nov 5, 2018
Closed on
Apr 15, 2019
Sold by
Waterbury Douglas S
Bought by
Jt Residential Properties Llc
Seller's Agent
Jeff Tonkin
Century 21 Galloway Realty
Buyer's Agent
Mandy Saloski
Inquire Realty
List Price
$129,900
Sold Price
$125,000
Premium/Discount to List
-$4,900
-3.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.70%
Original Mortgage
$100,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 18, 1997
Sold by
Greeney Edith A
Bought by
Waterbury Douglas S
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $207,000 | Stewart Title Ins Co Upstate | |
| Deed | $207,000 | Stewart Title Ins Co Upstate | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $40,000 | -- | |
| Deed | $40,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $161,000 | New Conventional | |
| Closed | $161,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/11/2026 05/11/26 | Sold | $220,000 | -8.3% | $87 / Sq Ft | |
| 04/14/2026 04/14/26 | Pending | -- | -- | -- | |
| 02/12/2026 02/12/26 | For Sale | $239,900 | +15.9% | $95 / Sq Ft | |
| 04/24/2024 04/24/24 | Sold | $207,000 | +6.2% | $84 / Sq Ft | View Prior Sale |
| 02/22/2024 02/22/24 | Pending | -- | -- | -- | |
| 02/10/2024 02/10/24 | For Sale | $195,000 | +56.0% | $79 / Sq Ft | |
| 05/10/2019 05/10/19 | Sold | $125,000 | -3.8% | $51 / Sq Ft | View Prior Sale |
| 01/07/2019 01/07/19 | Pending | -- | -- | -- | |
| 11/05/2018 11/05/18 | For Sale | $129,900 | -- | $53 / Sq Ft |
Source: Central New York Information Services
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,710 | $207,000 | $16,100 | $190,900 |
| 2024 | $3,347 | $180,000 | $16,100 | $163,900 |
| 2023 | $3,255 | $125,000 | $12,200 | $112,800 |
| 2022 | $3,300 | $125,000 | $12,200 | $112,800 |
| 2021 | $3,356 | $125,000 | $12,200 | $112,800 |
| 2020 | $2,085 | $125,000 | $12,200 | $112,800 |
| 2019 | $2,116 | $95,000 | $12,200 | $82,800 |
| 2018 | $2,116 | $68,000 | $12,200 | $55,800 |
| 2017 | $2,109 | $68,000 | $12,200 | $55,800 |
| 2016 | $500 | $52,000 | $12,200 | $39,800 |
| 2015 | -- | $52,000 | $12,200 | $39,800 |
| 2014 | -- | $52,000 | $12,200 | $39,800 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Haskins
-
Ed Fayette
Buyer's Agent in 2026
Ed Fayette
Century 21 Galloway Realty
(315) 402-3655
194 in this area
315 Total Sales
-
Mandy Saloski
Seller's Agent in 2024
Mandy Saloski
Inquire Realty
(315) 427-4686
8 in this area
100 Total Sales
-
Claire Starusnak
Buyer's Agent in 2024
Claire Starusnak
eXp Realty
(315) 704-7890
1 in this area
12 Total Sales
-
Jeff Tonkin
Seller's Agent in 2019
Jeff Tonkin
Century 21 Galloway Realty
(315) 952-2685
165 in this area
257 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1661721
APN: 351200-128-037-0004-016-000-0000
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