28 W 4th St Oswego, NY 13126
Estimated payment $1,710/month
Highlights
- Corner Lot
- Forced Air Heating System
- Wood Siding
- Covered Patio or Porch
- High Speed Internet
- 2-minute walk to Montcalm Park
About This Home
What a great location!! Strategically located two-family investment property in close proximity to SUNY Oswego, one of the region’s largest demand drivers for both student and faculty housing. Properties in this area benefit from consistent rental turnover, strong leasing cycles, and long-term demand.
The rear apartment (Apt 2) is a spacious four-bedroom unit currently leased to long-term tenants at $1,500 per month, providing immediate, predictable income.
The front apartment (Apt 1) is currently operating as an Airbnb and has been professionally styled. Its layout and location make it equally suitable for short-term rental use, visiting professors, traveling professionals, or future long-term student or workforce housing. It has 3 spacious bedrooms and 1 bath with in unit laundry and 2 levels each. With two separate units and private entrances, this property offers multiple income strategies:
Long-term student rentals, Short-term Airbnb income, or Hybrid rental model including Owner Occupied. Located minutes from campus, downtown Oswego, restaurants, shopping, and the waterfront — an area with historically strong occupancy and limited two-family inventory. The location is wonderfully located by the historic district of Oswego, and you walk to Lake Ontario! aad a number of parks. Breitbeck Park – A scenic lakeside park on the shores of Lake Ontario with walking paths, picnic areas, playgrounds, courts, and great lake views. Fort Ontario State Historic Site, Franklin Square, Washington Square Park, Linear Park West & Linear Park East, and Montcalm Park, to name a few more.
This will make a great home or addition to your portfolio.
Listing Agent
Listing by Acropolis Realty Group LLC License #10401269052 Listed on: 02/12/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,704
Year Built
- Built in 1890
Lot Details
- 2,211 Sq Ft Lot
- Lot Dimensions are 33x67
- Corner Lot
- Rectangular Lot
Home Design
- Duplex
- Stone Foundation
- Wood Siding
Interior Spaces
- 2,518 Sq Ft Home
- 2-Story Property
- Window Treatments
- Partial Basement
- Washer Hookup
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 7 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 16
- Assessor Parcel Number 351200-128-037-0004-016-000-0000
Community Details
Overview
- 2 Units
- Section 12837 Subdivision
Building Details
- 2 Separate Gas Meters
- Gross Income $28,163
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,347 | $180,000 | $16,100 | $163,900 |
| 2023 | $3,255 | $125,000 | $12,200 | $112,800 |
| 2022 | $3,300 | $125,000 | $12,200 | $112,800 |
| 2021 | $3,356 | $125,000 | $12,200 | $112,800 |
| 2020 | $2,085 | $125,000 | $12,200 | $112,800 |
| 2019 | $2,116 | $95,000 | $12,200 | $82,800 |
| 2018 | $2,116 | $68,000 | $12,200 | $55,800 |
| 2017 | $2,109 | $68,000 | $12,200 | $55,800 |
| 2016 | $500 | $52,000 | $12,200 | $39,800 |
| 2015 | -- | $52,000 | $12,200 | $39,800 |
| 2014 | -- | $52,000 | $12,200 | $39,800 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/12/2026 02/12/26 | For Sale | $239,900 | +15.9% | $95 / Sq Ft | |
| 04/24/2024 04/24/24 | Sold | $207,000 | +6.2% | $84 / Sq Ft | View Prior Sale |
| 02/22/2024 02/22/24 | Pending | -- | -- | -- | |
| 02/10/2024 02/10/24 | For Sale | $195,000 | +56.0% | $79 / Sq Ft | |
| 05/10/2019 05/10/19 | Sold | $125,000 | -3.8% | $51 / Sq Ft | View Prior Sale |
| 01/07/2019 01/07/19 | Pending | -- | -- | -- | |
| 11/05/2018 11/05/18 | For Sale | $129,900 | -- | $53 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $207,000 | Stewart Title Ins Co Upstate | |
| Deed | $207,000 | Stewart Title Ins Co Upstate | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $125,000 | Vanguard Research & Ttl Svcs | |
| Deed | $40,000 | -- | |
| Deed | $40,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $161,000 | New Conventional | |
| Closed | $161,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional |
Source: Central New York Information Services
MLS Number: S1661721
APN: 351200-128-037-0004-016-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Homes.com, LLC are marked with the IDX logo and include the Listing Broker’s Firm Name.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Homes.com, LLC shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
- 113 W Seneca St Unit C
- 155 W 1st St
- 47 W Bridge St Unit 2 downstairs
- 37 W Bridge St Unit 2
- 159 Water St
- 144 W Seneca St Unit 144 West Seneca-upper
- 152 W Seneca St
- 152 W Seneca St Unit 2
- 148 W Cayuga St
- 157 W 3rd St
- 166 W 4th St
- 173 W 5th St
- 168 W 8th St
- 188 W 2nd St
- 122 W Oneida St
- 68 W Mohawk St Unit 68 West Mohawk Street
- 76 W Mohawk St Unit 1
- 123 W Mohawk St
- 47 W Utica St
- 64 E 5th St Unit downstairs apartment
Ask me questions while you tour the home.