NOT LISTED FOR SALE

2802 Belknap Beach Rd Prospect, KY 40059

Prospect Area

Estimated Value: $585,021

2 Beds
3 Baths
2,610 Sq Ft
$224/Sq Ft Est. Value

Sale Details

Date Sold: March 17, 2025

Last sale price $585,000 $224 Per Sq Ft

Current estimated payment $3,546 / mo

7 Days on Market

Highlights

  • Guest House
  • Deck
  • 1 Fireplace
  • Boat Slip
  • Traditional Architecture
  • Enclosed Patio or Porch

About This Home

As of March 2025

MULTIPLE OFFERS RECEIVED. Welcome to Belknap Beach, Louisville's Fifth Avenue of Riverfront Living, where breathtaking Kentucky 4-season sunsets and a full moon retreat create the ultimate staycation destination. This move-in-ready riverfront home in Prospect, KY, offers over 2,500 sqft of professionally remodeled space with 2 bedrooms, 3 full baths, and a flexible separate studio perfect for an office, workout space, or third bedroom. FIRST FLOOR: The great room and dining area feature wall-to-wall sliding doors, a cozy fireplace, a wet bar, and ceramic tile flooring, all leading to a private patio, rock garden, covered porch, and two decks. The first-floor bedroom (#1) includes a walk-in closet, while the separate studio with Bath #2 provides a versatile bonus space. MUST SEE CONT AND PHOTOS FOR ALL DETAILSSECOND FLOOR: Enjoy an open-concept design with a sunporch/family room, dining area, media space, and bourbon bar, plus a kitchen with stainless steel appliances, stone countertops, and ample white cabinetry. The primary suite (Bedroom #2) offers panoramic river views, a walk-in closet, sitting/study area, and an elegant ensuite bath with a whirlpool soaking tub and walk-in shower. OUTDOOR & DOCK FEATURES: The three-finger dock with a swimming ladder allows you to keep your boat and jet skis at home, while the dock location protects against high-water debris. Watch sea planes take off and land right from your backyard! DETAILS: New Roof, 1 new gas HVAC & 1 Zone Line HVAC, 75-gallon hot water heater, septic system, NE front exposure with REAR SUNSETS, 1.5 car garage with front door, kitchen & butler's bar appliances remain, appraised footprint & survey included, utility details (Average Monthly LG&E: $215.32, Water: $36.01, Quarterly Trash: $60.03), annual flood insurance under $1,500/year, and E-Z possession. LOCATION: Just 25 minutes from Springhurst shopping, 30 minutes to downtown Louisville, and under 10 minutes to North Oldham Schools, with multiple country clubs, parks, and marinas nearby. SUMMARY: This home is a rare riverfront gem with stunning water views, year-round natural beauty, and luxurious indoor/outdoor living spaces. COMMENTS: NO 2018 FLOOD WATER HISTORY! PANORAMIC RIVER VIEWS & UNFORGETTABLE SUNSETS! PRIVATE DOCK & SWIMMING LADDER - KEEP YOUR BOAT & JET SKIS AT HOME! WATCH SEA PLANES FROM YOUR BACKYARD! FLEXIBLE STUDIO SPACE - PERFECT FOR HOME OFFICE OR GUEST SUITE! HIGH-END FINISHES & MOVE-IN READY! =9 SCHEDULE YOUR TOUR TODAY!

Last Agent to Sell the Property

Colleen Walker

EXP Realty LLC License #196885 Listed on: 02/10/2025

EXP Realty LLC

Last Buyer's Agent

Kyle Elmore

White Picket Real Estate License #262211

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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1980

Lot Details

  • 9,409

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Concrete Foundation
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2,610 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Boat Slip
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Mini Split Heat Pump
  • Septic Tank

Additional Features

  • Partially Fenced Property
  • Guest House

Community Details

  • Property has a Home Owners Association
  • Belknap Beach Estates Subdivision

Listing and Financial Details

  • Legal Lot and Block 0032 / 0001
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 1980

Lot Details

9,409 Sq Ft Lot

Parking

1

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: BELKNAP BEACH ESTATES
  • Above Grade Finished Sq Ft: 2225.0
  • Architectural Style: Traditional
  • Reso Other Structures: Guest House
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: First
  • Primary Bathroom Level: Second
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Foundation:Slab: Yes
  • Rooms:Florida Room: Yes
  • Lot Description:Zero Lot Line: Yes
  • Architectural Style Traditional: Yes
  • Other Structures:Guest House: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Bedroom Level: First
  • Dining Area Level: Second
  • Family Room Level: Second
  • Florida Room Level: Second
  • Kitchen Level: Second
  • Laundry Level: Second
  • Other Level: Second
  • Study Level: Second
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplaces: 1
  • ResoLivingAreaSource: Appraiser
  • Other Rooms:Family Room2: Yes
  • Other Rooms:Dining Area: Yes
  • Basement:None6: Yes
  • Other Rooms:Study: Yes

Exterior Features

  • Fencing: Partial
  • Roof: Shingle
  • Construction Type: Vinyl Siding, Wood Frame, Block
  • Exterior Features: See Remarks, Boat Slip
  • Foundation Details: Concrete Blk, Slab
  • Patio And Porch Features: Enclosed, Deck, Patio, Porch
  • Construction:Frame - Wood2: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes
  • Patio and Porch Features:Enclosed: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Front, See Remarks, Driveway
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Natural Gas, MiniSplit/Ductless
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • ResoLotSizeUnits: Acres
  • Parcel #: 0
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1980

Tax Info

  • Tax Block: 0001
  • Tax Lot: 0032

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2025
Closed on
Mar 17, 2025
Sold by
Bought by
Seller's Agent
Colleen Walker
EXP Realty LLC
Buyer's Agent
Kyle Elmore
White Picket Real Estate
List Price
$585,000
Sold Price
$585,000
Views
44
Current Estimated Value
$585,021

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21
Avg. Annual Appreciation
0.00%
Original Mortgage
$468,000
Outstanding Balance
$461,854
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$123,167

Purchase Details

Listed on
Jun 27, 2013
Closed on
Oct 28, 2013
Sold by
Bought by
Seller's Agent
Kim Delaney
RE/MAX Properties East
Buyer's Agent
Colleen Walker
Kentucky Select Properties
List Price
$360,000
Sold Price
$340,000
Premium/Discount to List
-$20,000
-5.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.88%
Original Mortgage
$225,000
Interest Rate
4.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
5.63%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Prospect, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$585,000 Your Land Title
$340,000 None Available
$390,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $468,000
Closed $468,000
Previous Owner $285,000
Previous Owner $80,000
Previous Owner $75,000
Previous Owner $225,000
Previous Owner $725,000
Previous Owner $290,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/17/2025 03/17/25 Sold $585,000 0.0% $224 / Sq Ft
02/10/2025 02/10/25 Price Changed $585,000 -1.7% $224 / Sq Ft
02/10/2025 02/10/25 Price Changed $595,000 +1.7% $228 / Sq Ft
02/10/2025 02/10/25 For Sale $585,000 +72.1% $224 / Sq Ft
10/28/2013 10/28/13 Sold $340,000 -5.6% $142 / Sq Ft View Prior Sale
08/22/2013 08/22/13 Pending -- -- --
06/27/2013 06/27/13 For Sale $360,000 -- $150 / Sq Ft
Source: Metro Search, Inc.

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,290 $475,000 $175,000 $300,000
2024 $5,320 $475,000 $175,000 $300,000
2023 $4,543 $410,000 $150,000 $260,000
2022 $4,582 $410,000 $150,000 $260,000
2021 $4,553 $410,000 $150,000 $260,000
2020 $4,579 $410,000 $150,000 $260,000
2019 $5,013 $410,000 $150,000 $260,000
2018 $4,165 $340,000 $0 $0
2017 $4,136 $340,000 $0 $0
2013 $4,284 $390,000 $150,000 $240,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1679600

Metro Search, Inc.

APN: 02-01-00-32

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