2805 Gallagher St Saginaw, MI 48601
Estimated payment $6/month
About This Lot
Double Lot Opportunity – Corner Location in Saginaw, Michigan
Own two side-by-side residential lots at 2805 & 2815 Gallagher Street, Saginaw, MI. Whether you’re looking to build a home, create rental income, invest for future appreciation, or simply secure affordable land while prices remain low, this is a rare opportunity to purchase adjacent residential parcels in an established neighborhood.
At just $3,500 per lot—or $6,000 for both—these lots offer affordability, flexibility, and long-term potential.
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Property Highlights
* 2805 & 2815 Gallagher Street
* Approx. 0.14–0.16 acres each
* Approximately 7,400 square feet per lot
* Two adjacent residential parcels
* Corner location offers added flexibility for site layout and access
* Residential zoning (buyer to verify)
* Utilities available nearby
* Paved road frontage
* Sidewalk access
* Established neighborhood with surrounding single-family homes
* Buy one lot or both
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Flexible Building Options
Unlike many affordable residential lots, these parcels offer multiple housing possibilities, subject to city approvals and permitting requirements.
Potential options include:
? Mobile Homes
? Manufactured Homes
? Modular Homes
? Traditional Site-Built Homes
RVs, campers, and travel trailers are not permitted as permanent residences.
Whether you’re looking for an affordable place to live or a property with investment potential, these lots provide flexibility that can help keep your housing costs lower than traditional new construction.
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FHA One-Time Close Construction Loan Opportunity
Many buyers are surprised to learn they may be able to finance both the land purchase and construction of a new home through an FHA One-Time Close Construction Loan (subject to lender approval).
Potential benefits may include:
* As little as 3.5% down for qualified buyers
* One loan for both land and construction
* One closing instead of separate land and construction loans
* Converts into a permanent mortgage after construction is complete
This means eligible buyers may be able to purchase the lot and build a new home with one financing solution rather than needing separate loans for land and construction.
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Potential Uses
* Build a primary residence
* Install a mobile home
* Place a manufactured home
* Construct a modular home
* Develop both lots
* Add to your rental portfolio
* Hold for future appreciation
* Secure affordable land now and build later
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Convenient Saginaw Location
Located just minutes from:
* The Saginaw Children’s Zoo
* Shiawassee National Wildlife Refuge
* Downtown Saginaw restaurants, shops, galleries, and community events
* Parks, recreation, fishing, and outdoor activities
Easy access to I-75 and convenient travel to Bay City, Midland, and surrounding Mid-Michigan communities.
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Why Buy Now?
Affordable residential lots are becoming increasingly difficult to find, especially side-by-side parcels that provide additional flexibility for building, investing, or future development.
Investors and homeowners alike are taking advantage of low-cost land opportunities before prices rise further.
Whether you plan to build immediately or hold for future appreciation, these lots provide an affordable entry point into real estate ownership.
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Take Action Today
$3,500 Each or $6,000 for Both
Owner Financing Available
* No Credit Check
* No Banks
* No Interest
* Fast Closing
Message today for parcel maps, additional information, or to secure one or both lots before they’re gone.
Listing Agent
Shi Hynes
Havana Estates LLC Listed on: 02/10/2026
Property Details
Property Type
- Land
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $0 | $0 | $0 |
| 2024 | -- | $0 | $0 | $0 |
| 2023 | -- | $0 | $0 | $0 |
| 2022 | $0 | $0 | $0 | $0 |
| 2021 | $0 | $0 | $0 | $0 |
| 2020 | $0 | $0 | $0 | $0 |
| 2019 | $0 | $0 | $0 | $0 |
| 2018 | $0 | $0 | $0 | $0 |
| 2017 | $0 | $0 | $0 | $0 |
| 2016 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/10/2026 02/10/26 | For Sale | $1,000 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | -- | |
| Deed | $2,700 | -- | |
| Deed | $1,900 | -- | |
| Deed | $9,000 | -- |
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Ask me questions while you tour the home.