2805 Gallagher St Saginaw, MI 48601

DOUBLE LOT OPPORTUNITY – AFFORDABLE LAND WITH OWNER FINANCING AVAILABLE

Build Your Home. Create Rental Income. Invest Before Prices Rise.

2805 & 2815 Gallagher Street, Saginaw, Michigan

One Lot: $3,500 Cash
Both Lots: $6,000 Cash

Owner Financing Available

No Credit Check • No Banks • No Interest • Fast Closing

One Lot

* $500 Down
* Affordable Monthly Payments

Both Lots

* $1,000 Down
* Affordable Monthly Payments

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Own Land Today. Build When You’re Ready.

Rare opportunity to own two side-by-side residential lots in an established Saginaw neighborhood. Whether you’re planning to build a home, place a manufactured home, generate rental income, or invest in affordable land, these parcels offer flexibility and value at a price point that is becoming increasingly difficult to find.

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Property Highlights

* Two Adjacent Residential Lots
* Corner Location
* Approximately 7,400 Square Feet Per Lot
* Utilities Available Nearby
* Paved Street Frontage
* Sidewalk Access
* Established Residential Neighborhood
* Buy One Lot or Both

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Mobile, Manufactured & Modular Homes Allowed

These parcels offer building flexibility that many residential lots do not.

Potential housing options include:

* Mobile Homes
* Manufactured Homes
* Modular Homes
* Traditional Site-Built Homes

Buyer should verify zoning, permits, utility connections, and building requirements with the City of Saginaw.

RVs, campers, and travel trailers are not permitted as permanent residences.

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Build for Less Than Rent

Affordable homeownership may be closer than you think.

Entry-level manufactured and mobile home projects in the Saginaw area often start around $60,000–$90,000+, depending on home size, site preparation, utility connections, and home selection.

For many buyers, combining affordable land with a manufactured or modular home can provide a lower-cost path to homeownership than purchasing an existing home.

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FHA Construction Loan Opportunity

Qualified buyers may be able to purchase the land and build a home using an FHA One-Time Close Construction Loan.

Potential benefits include:

* As Little As 3.5% Down for Qualified Buyers
* Finance the Land and Construction Together
* One Closing Instead of Multiple Loans
* Converts Into a Permanent Mortgage After Construction
* Available for Primary Residences

Ask your lender about FHA One-Time Close financing and manufactured home eligibility requirements.

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Ideal For

* First-Time Homebuyers
* FHA Construction Loan Buyers
* Manufactured Home Buyers
* Modular Home Buyers
* Rental Property Investors
* Builders and Developers
* Long-Term Land Investors

Build on one lot and keep the second lot for future appreciation, additional development, or resale.

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Convenient Saginaw Location

Minutes from:

* Downtown Saginaw
* Shopping and Restaurants
* Schools and Parks
* Saginaw Children’s Zoo
* Shiawassee National Wildlife Refuge
* I-75 Access

Convenient access to Bay City, Midland, and surrounding Mid-Michigan communities.

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Why Buy Now?

Affordable residential land is becoming harder to find each year. Opportunities to purchase two adjacent residential lots at this price point are increasingly rare.

Secure your land now, lock in today’s pricing, and build when you’re ready.

Special Pricing

One Lot: $3,500 Cash

Both Lots: $6,000 Cash

Seller Financing Available

* No Credit Check
* No Banks
* No Interest
* Fast Closing

Contact us today for parcel maps, financing details, and property information before these lots are sold.