$1,000

2805 Gallagher St Saginaw, MI 48601

Estimated payment $6/month

0.3 Acre
$3,333 Price per Acre
13,068 Sq Ft Lot

About This Lot

Double Lot Opportunity – Corner Location in Saginaw, Michigan

Own two side-by-side residential lots at 2805 & 2815 Gallagher Street, Saginaw, MI. Whether you’re looking to build a home, create rental income, invest for future appreciation, or simply secure affordable land while prices remain low, this is a rare opportunity to purchase adjacent residential parcels in an established neighborhood.

At just $3,500 per lot—or $6,000 for both—these lots offer affordability, flexibility, and long-term potential.

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Property Highlights

* 2805 & 2815 Gallagher Street
* Approx. 0.14–0.16 acres each
* Approximately 7,400 square feet per lot
* Two adjacent residential parcels
* Corner location offers added flexibility for site layout and access
* Residential zoning (buyer to verify)
* Utilities available nearby
* Paved road frontage
* Sidewalk access
* Established neighborhood with surrounding single-family homes
* Buy one lot or both

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Flexible Building Options

Unlike many affordable residential lots, these parcels offer multiple housing possibilities, subject to city approvals and permitting requirements.

Potential options include:

? Mobile Homes
? Manufactured Homes
? Modular Homes
? Traditional Site-Built Homes

RVs, campers, and travel trailers are not permitted as permanent residences.

Whether you’re looking for an affordable place to live or a property with investment potential, these lots provide flexibility that can help keep your housing costs lower than traditional new construction.

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FHA One-Time Close Construction Loan Opportunity

Many buyers are surprised to learn they may be able to finance both the land purchase and construction of a new home through an FHA One-Time Close Construction Loan (subject to lender approval).

Potential benefits may include:

* As little as 3.5% down for qualified buyers
* One loan for both land and construction
* One closing instead of separate land and construction loans
* Converts into a permanent mortgage after construction is complete

This means eligible buyers may be able to purchase the lot and build a new home with one financing solution rather than needing separate loans for land and construction.

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Potential Uses

* Build a primary residence
* Install a mobile home
* Place a manufactured home
* Construct a modular home
* Develop both lots
* Add to your rental portfolio
* Hold for future appreciation
* Secure affordable land now and build later

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Convenient Saginaw Location

Located just minutes from:

* The Saginaw Children’s Zoo
* Shiawassee National Wildlife Refuge
* Downtown Saginaw restaurants, shops, galleries, and community events
* Parks, recreation, fishing, and outdoor activities

Easy access to I-75 and convenient travel to Bay City, Midland, and surrounding Mid-Michigan communities.

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Why Buy Now?

Affordable residential lots are becoming increasingly difficult to find, especially side-by-side parcels that provide additional flexibility for building, investing, or future development.

Investors and homeowners alike are taking advantage of low-cost land opportunities before prices rise further.

Whether you plan to build immediately or hold for future appreciation, these lots provide an affordable entry point into real estate ownership.

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Take Action Today

$3,500 Each or $6,000 for Both

Owner Financing Available

* No Credit Check
* No Banks
* No Interest
* Fast Closing

Message today for parcel maps, additional information, or to secure one or both lots before they’re gone.

Listing Agent

Shi Hynes

Havana Estates LLC Listed on: 02/10/2026

Listing Provided By

Property Details

Property Type

  • Land

Property Details

Property Type

Land

Listing Details

  • Office Phone: 989-623-4831
  • Listing Website: https://www.land.com/property/2805-gallagher-street-saginaw-michigan-48601/26294165/
  • Property Type: Lot / Land
  • Property Sub-Type: Other
  • Offered By: LandNetwork
  • Special Features: None
  • Property Sub Type: LotsLands

Interior Features

  • Has Attic: No
  • Disability Access: No
  • Sprinklers: No

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $0 $0 $0
2024 -- $0 $0 $0
2023 -- $0 $0 $0
2022 $0 $0 $0 $0
2021 $0 $0 $0 $0
2020 $0 $0 $0 $0
2019 $0 $0 $0 $0
2018 $0 $0 $0 $0
2017 $0 $0 $0 $0
2016 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/10/2026 02/10/26 For Sale $1,000 -- --

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- --
Deed $2,700 --
Deed $1,900 --
Deed $9,000 --
Source: Public Records
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