2816 Rustic Oaks Dr Palm Harbor, FL 34684
Palm Harbor AreaEstimated payment $3,699/month
Highlights
- Heated In Ground Pool
- Open Floorplan
- Family Room Off Kitchen
- Palm Harbor University High Rated A
- No HOA
- 2 Car Attached Garage
About This Home
Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month — even with the pool heater running — well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump — no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.
Listing Agent
LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3516245 Listed on: 04/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,828
Year Built
- Built in 1980
Lot Details
- 10,446 Sq Ft Lot
- Lot Dimensions are 75x137
- South Facing Home
- Property is zoned R-2
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,644 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Window Treatments
- Sliding Doors
- Family Room Off Kitchen
- Living Room
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Spa
Schools
- Highland Lakes Elementary School
- Carwise Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Rustic Oaks Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 49
- Assessor Parcel Number 06-28-16-77640-000-0490
3D Interior and Exterior Tours
Floorplan
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,090 | $438,512 | $141,254 | $297,258 |
| 2024 | $6,759 | $420,626 | $161,465 | $259,161 |
| 2023 | $6,759 | $412,697 | $172,571 | $240,126 |
| 2022 | $5,816 | $312,170 | $160,064 | $152,106 |
| 2021 | $5,182 | $265,289 | $0 | $0 |
| 2020 | $4,884 | $255,522 | $0 | $0 |
| 2019 | $4,441 | $223,920 | $101,209 | $122,711 |
| 2018 | $4,056 | $199,421 | $0 | $0 |
| 2017 | $3,832 | $188,734 | $0 | $0 |
| 2016 | $3,546 | $171,168 | $0 | $0 |
| 2015 | $3,278 | $151,443 | $0 | $0 |
| 2014 | $3,146 | $144,351 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/11/2026 08/11/26 | Price Changed | $555,000 | -2.6% | $338 / Sq Ft | |
| 08/06/2026 08/06/26 | Price Changed | $570,000 | -2.6% | $347 / Sq Ft | |
| 04/30/2026 04/30/26 | Price Changed | $585,000 | -1.7% | $356 / Sq Ft | |
| 04/07/2026 04/07/26 | For Sale | $595,000 | +19.2% | $362 / Sq Ft | |
| 10/07/2021 10/07/21 | Sold | $499,000 | 0.0% | $304 / Sq Ft | View Prior Sale |
| 08/25/2021 08/25/21 | Pending | -- | -- | -- | |
| 08/20/2021 08/20/21 | For Sale | $499,000 | +384.5% | $304 / Sq Ft | |
| 06/16/2014 06/16/14 | Off Market | $103,000 | -- | -- | |
| 03/28/2013 03/28/13 | Sold | $103,000 | -- | $63 / Sq Ft | View Prior Sale |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $499,000 | Wollinka Wikle Title | |
| Warranty Deed | $123,450 | None Available | |
| Warranty Deed | $123,450 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $103,000 | Marlin Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $380,000 | New Conventional | |
| Previous Owner | $157,900 | New Conventional | |
| Previous Owner | $26,500 | Stand Alone Second | |
| Previous Owner | $212,000 | Balloon | |
| Previous Owner | $28,950 | Stand Alone Second | |
| Previous Owner | $154,400 | Unknown |
About the Listing Agent
Rick Bishop – Gulf Coast Realtor serving Pasco, Pinellas, Hernando, Hillsborough and Citrus Counties
Rick Bishop has closed 88 transactions totaling more than $24.6 million on Florida's Gulf Coast, representing both buyers and sellers at price points from $23,000 investment properties to $995,000 homes. He works daily in New Port Richey, Port Richey, Holiday, Hudson, Trinity, Spring Hill, Bayonet Point, Tarpon Springs, Palm Harbor and Clearwater.
Rick knows these communities block
Rick's Other Listings
Source: Stellar MLS
MLS Number: W7884575
APN: 06-28-16-77640-000-0490
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Ask me questions while you tour the home.