$555,000
$40K PRICE DROP

2816 Rustic Oaks Dr Palm Harbor, FL 34684

Palm Harbor Area

Estimated payment $3,699/month

Total Views 121,005
4 Beds
2 Baths
1,644 Sq Ft
$338 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Open Floorplan
  • Family Room Off Kitchen
  • Palm Harbor University High Rated A
  • No HOA
  • 2 Car Attached Garage

About This Home

Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month — even with the pool heater running — well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump — no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.

Listing Agent

Rick Bishop

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3516245 Listed on: 04/07/2026

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,828

Year Built

  • Built in 1980

Lot Details

  • 10,446 Sq Ft Lot
  • Lot Dimensions are 75x137
  • South Facing Home
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,644 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Spa

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rustic Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,828

Year Built

Built in 1980

Lot Details

10,446 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1644
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2446
  • Lot Size Sq Ft: 10446
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 227.24
  • Escrow City: New Port Richey
  • Escrow State: FL
  • Escrow Street Name: Massachusetts Ave #B2
  • Minimum Lease: 1-7 Days
  • Number Of Pets: 10+
  • RATIO Current Price By Calculate: 337.59
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: Yes
  • Stories: 1
  • Living Area Meters: 152.73

Exterior Features

  • Direction Faces: South
  • Pool Features: Heated, In Ground
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check local ordinances.
  • Association Fee Requirement: None
  • Pet Size: Extra Large (101+ Lbs.)

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 06-28-16-77640-000-0490
  • Additional Parcels: No
  • Lot Dimensions: 75x137
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Check local ordinances. The homes is currently being used as an AirBNB.

Tax Info

  • Tax Annual Amount: 7827.94
  • Tax Block: 0000
  • Tax Book Number: 80-1
  • Tax Lot: 49

Multi Family

  • Approval Process: Check local ordinances.

3D Interior and Exterior Tours

Floorplan

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,090 $438,512 $141,254 $297,258
2024 $6,759 $420,626 $161,465 $259,161
2023 $6,759 $412,697 $172,571 $240,126
2022 $5,816 $312,170 $160,064 $152,106
2021 $5,182 $265,289 $0 $0
2020 $4,884 $255,522 $0 $0
2019 $4,441 $223,920 $101,209 $122,711
2018 $4,056 $199,421 $0 $0
2017 $3,832 $188,734 $0 $0
2016 $3,546 $171,168 $0 $0
2015 $3,278 $151,443 $0 $0
2014 $3,146 $144,351 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/11/2026 08/11/26 Price Changed $555,000 -2.6% $338 / Sq Ft
08/06/2026 08/06/26 Price Changed $570,000 -2.6% $347 / Sq Ft
04/30/2026 04/30/26 Price Changed $585,000 -1.7% $356 / Sq Ft
04/07/2026 04/07/26 For Sale $595,000 +19.2% $362 / Sq Ft
10/07/2021 10/07/21 Sold $499,000 0.0% $304 / Sq Ft View Prior Sale
08/25/2021 08/25/21 Pending -- -- --
08/20/2021 08/20/21 For Sale $499,000 +384.5% $304 / Sq Ft
06/16/2014 06/16/14 Off Market $103,000 -- --
03/28/2013 03/28/13 Sold $103,000 -- $63 / Sq Ft View Prior Sale
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $499,000 Wollinka Wikle Title
Warranty Deed $123,450 None Available
Warranty Deed $123,450 None Available
Quit Claim Deed -- None Available
Warranty Deed $103,000 Marlin Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $157,900 New Conventional
Previous Owner $26,500 Stand Alone Second
Previous Owner $212,000 Balloon
Previous Owner $28,950 Stand Alone Second
Previous Owner $154,400 Unknown
Source: Public Records

About the Listing Agent

Rick Bishop

LPT REALTY, LLC

(727) 369-8932

Section Image

Rick Bishop – Gulf Coast Realtor serving Pasco, Pinellas, Hernando, Hillsborough and Citrus Counties

Rick Bishop has closed 88 transactions totaling more than $24.6 million on Florida's Gulf Coast, representing both buyers and sellers at price points from $23,000 investment properties to $995,000 homes. He works daily in New Port Richey, Port Richey, Holiday, Hudson, Trinity, Spring Hill, Bayonet Point, Tarpon Springs, Palm Harbor and Clearwater.

Rick knows these communities block

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Source: Stellar MLS

MLS Number: W7884575

Stellar MLS

APN: 06-28-16-77640-000-0490

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