2821 Bruce St Matlacha, FL 33993
Estimated payment $3,040/month
Highlights
- Boat Ramp
- Home fronts a seawall
- RV Access or Parking
- Cape Coral High School Rated A-
- Concrete Pool
- Canal Access
About This Home
Offering sophisticated improvements that go beyond standard upgrades, here is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool under a screened enclosure and expansive deck. This versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for a conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola. Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). The entire home is built for superior protection and energy efficiency. The property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Enjoy direct Gulf access with no bridges or locks, a deep water canal, and a 10,000 lb covered boat lift. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,522
Year Built
- Built in 1969
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 85 x 80 x 85 x 80
- Home fronts a seawall
- Home fronts navigable water
- Northwest Facing Home
- Southeast Facing Home
- Fenced
- Oversized Lot
- Property is zoned TFC-2
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- RV Access or Parking
Home Design
- Entry on the 1st floor
- Metal Roof
- Stucco
Interior Spaces
- 1,698 Sq Ft Home
- 1-Story Property
- Furnished or left unfurnished upon request
- Built-In Features
- Ceiling Fan
- Shutters
- Great Room
- Open Floorplan
- Den
- Workshop
- Screened Porch
- Tile Flooring
- Canal Views
Kitchen
- Self-Cleaning Oven
- Electric Cooktop
- Microwave
- Freezer
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Shower Only
- Separate Shower
Laundry
- Dryer
- Washer
- Laundry Tub
Home Security
- Impact Glass
- High Impact Door
- Fire and Smoke Detector
Eco-Friendly Details
- Air Purifier
Pool
- Concrete Pool
- Heated In Ground Pool
- Outdoor Shower
- Screen Enclosure
Outdoor Features
- Canal Access
- Deck
- Screened Patio
- Lanai
Schools
- School Choice Elementary And Middle School
- School Choice High School
Utilities
- Air Filtration System
- Central Heating
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 292
- Assessor Parcel Number 24-44-22-10-00000.2920
Community Details
Overview
- No Home Owners Association
- Island Harbors Subdivision
Amenities
- Community Library
Recreation
- Boat Ramp
- Community Boat Dock
- Community Boat Slip
- Tennis Courts
- Pickleball Courts
- Community Playground
- Community Pool
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,146 | $194,537 | $194,527 | $10 |
| 2024 | $5,032 | $368,992 | -- | -- |
| 2023 | $5,032 | $358,245 | $0 | $0 |
| 2022 | $4,962 | $347,811 | $0 | $0 |
| 2021 | $4,937 | $339,549 | $191,963 | $147,586 |
| 2020 | $4,906 | $325,334 | $0 | $0 |
| 2019 | $4,698 | $306,848 | $176,660 | $130,188 |
| 2018 | $5,068 | $306,852 | $128,040 | $178,812 |
| 2017 | $4,710 | $275,354 | $128,040 | $147,314 |
| 2016 | $4,296 | $240,253 | $136,095 | $104,158 |
| 2015 | $4,021 | $229,001 | $135,605 | $93,396 |
| 2014 | $3,949 | $223,699 | $115,358 | $108,341 |
| 2013 | -- | $203,398 | $116,440 | $86,958 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/16/2026 04/16/26 | Pending | -- | -- | -- |
| 02/20/2026 02/20/26 | Price Changed | $530,000 | -2.8% | $312 / Sq Ft |
| 01/24/2026 01/24/26 | For Sale | $545,000 | 0.0% | $321 / Sq Ft |
| 03/19/2017 03/19/17 | For Rent | $1,500 | -- | -- |
| 03/19/2017 03/19/17 | Rented | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $250,000 | Security Title & Trust Inc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $560,000 | Patriot Title Services Llc | |
| Warranty Deed | $33,800 | -- | |
| Warranty Deed | $33,800 | -- | |
| Warranty Deed | $33,800 | -- | |
| Warranty Deed | $33,800 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $448,000 | Negative Amortization |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2026003943
APN: 24-44-22-10-00000.2920
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The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved
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Ask me questions while you tour the home.