$419,000

2822 Bruce St Matlacha, FL 33993

Estimated payment $2,368/month

Total Views 5,832
2 Beds
1 Bath
827 Sq Ft
$507 Price per Sq Ft

Highlights

  • Boat Ramp
  • Dock has access to electricity and water
  • Boat Lift
  • Cape Coral High School Rated A-
  • Water access To Gulf or Ocean
  • Fishing

About This Home

Waterfront Island Paradise - Direct Gulf Access, No Bridges! Welcome to your "MOVE IN READY" boater's dream home on one of the island's deepest Gulf access canals - no bridges, no locks, just fast, direct access to the Gulf of Mexico! This newly renovated island retreat is the best value in Florida waterfront living. Enjoy sunset views from your brand new kitchen, primary bedroom, and screened lanai or hop on your boat from the private dock with lift and explore nearby beaches, fishing flats, waterfront restaurants and hidden islands. The composite dock includes electric and water hookups, plus additional boat davits for convenience. The Home Features: Newer Roof---Impact-resistant windows and doors---Modern kitchen and bathroom upgrades---Terrazzo flooring and open great-room layout---Attached garage and fenced oversized lot---room for a pool. No HOA fees! The Island Lifestyle Perks include a community boat ramp and dock access, nearby hiking trails, bike paths, grocery stores, waterfront restaurants and stores. This concrete block ranch-style home is located in a boating community with navigable canal frontage, making it one of the best values on the island. Great for full-time living, use as a second home, or Airbnb rental. This one checks all the boxes. This Cape Coral area gem won't last long!

Listing Agent

Steven Koleno

Beycome of Florida LLC Listed on: 12/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,534

Year Built

  • Built in 1967

Lot Details

  • 5,663 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Oversized Lot
  • Property is zoned TFC-2

Parking

  • 1 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Window Treatments
  • Combination Dining and Living Room
  • Screened Porch
  • Terrazzo Flooring
  • Canal Views
  • Laundry in Garage

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Water access To Gulf or Ocean
  • Fishing Pier
  • Boat Lift
  • Boat Hoist or Davit
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Playground

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 23-44-22-02-00000.3330

Community Details

Overview

  • No Home Owners Association
  • Island Harbors Subdivision

Amenities

  • Community Barbecue Grill

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Fishing
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,534

Year Built

Built in 1967

Lot Details

5,663 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1967
  • Property Sub Type: Single Family Residence
  • Community Features: Park, Fishing
  • Fencing: Fenced
  • Horses: No
  • Lot Features: Oversize
  • Park Name: ISLAND HARBORS
  • Is Senior Community?: No
  • Has View?: Yes
  • Association Amenities: Barbecue, Community Boat Dock, Community Boat Ramp, Park, Fishing Pier, Play Area
  • Has H O A?: No
  • Co List Office Mls Id: NBARI
  • Standard Status: Active
  • Subdivision Name: ISLAND HARBORS
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Elevator: None
  • Boat Access: Boat Lift, Composite Dock, Dock Included, Elec Avail at dock, Hoist/Davit, Water Avail at Dock
  • LastChangeTimestamp: 2025-12-24T20:38:18.620Z
  • Community Type: Boating, Non-Gated
  • BridgeModificationTimestamp: 2025-12-24T20:41:20.583Z
  • ListAgent_MUI: 44079784
  • Gulf Access Type: No Bridge(s)/Water Direct
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker
  • Additional Rooms: Laundry in Garage, Screened Lanai/Porch
  • NABOR_ListPrice: 419000
  • Special Features: None

Interior Features

  • Flooring: Terrazzo
  • Interior Amenities: Window Coverings
  • Private Spa: No
  • Appliances: Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Total Bedrooms: 6
  • Stories: 1
  • Window Features: Window Coverings
  • Room Dining Room Features: Dining - Living

Exterior Features

  • Roof: Shingle
  • View: Canal
  • Exterior Features: Boat Lift, Composite Dock, Dock Included, Elec Avail at dock, Hoist/Davit, Water Avail at Dock, Screened Lanai/Porch
  • Has Private Pool?: No
  • Waterfront Features: Canal Front
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block

Garage/Parking

  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 1
  • Has Attached Garage?: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: In Garage
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Waterfront: Yes
  • Parcel Number: 23-44-22-02-00000.3330
  • Lot Size Sq Ft: 5663
  • Land Lease Expiration Date: 2027-12-24
  • Additional Parcels: No
  • Zoning: TFC-2

Rental Info

  • Lease Term: None/Other

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2533.93

Multi Family

  • Number Of Units Furnished: Unfurnished

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,811 $176,853 $176,843 $10
2024 $5,811 $348,151 -- --
2023 $5,654 $316,501 $0 $0
2022 $5,012 $287,728 $0 $0
2021 $4,306 $261,571 $186,821 $74,750
2020 $4,337 $260,825 $169,620 $91,205
2019 $4,304 $254,360 $176,660 $77,700
2018 $4,363 $254,362 $128,040 $126,322
2017 $3,974 $224,492 $128,040 $96,452
2016 $3,631 $200,992 $138,067 $62,925
2015 $3,328 $187,295 $136,233 $51,062
2014 -- $174,999 $116,660 $58,339
2013 -- $153,302 $115,715 $37,587
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/24/2025 12/24/25 For Sale $419,000 +49.6% $507 / Sq Ft
04/07/2016 04/07/16 Sold $280,000 0.0% $339 / Sq Ft View Prior Sale
04/07/2016 04/07/16 For Sale $280,000 +36.6% $339 / Sq Ft
03/09/2015 03/09/15 Sold $205,000 -10.5% $248 / Sq Ft View Prior Sale
02/07/2015 02/07/15 Pending -- -- --
01/14/2015 01/14/15 For Sale $229,000 -- $277 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $280,000 Accurate Complete Title Inc
Warranty Deed $205,000 Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $146,400 New Conventional
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225084727

Naples Area Board of REALTORS®

APN: 23-44-22-02-00000.3330

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