$1,149,900

2845 Lakefront Dr Belmont, NC 28012

Estimated payment $6,663/month

3 Beds
6 Baths
3,695 Sq Ft
$311 Price per Sq Ft

Highlights

  • Guest House
  • Access To Lake
  • RV or Boat Storage in Community
  • New Hope Elementary School Rated 10
  • RV Access or Parking
  • Waterfront

About This Home

Private waterfront retreat on a rare 1.49-acre lakefront parcel offering stunning year-round lake views, beautiful landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature-lover’s paradise while still offering an easy commute to Charlotte, the airport, and charming downtown Belmont.

Listing Agent

Christi Mercer

Yancey Realty, LLC Brokerage Email: Christi.Mercer@YanceyRealty.com License #290839 Listed on: 05/28/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2010

Lot Details

  • 1.49 Acre Lot
  • Waterfront
  • Front Green Space
  • Private Lot
  • Corner Lot
  • Lot Has A Rolling Slope
  • Hilly Lot
  • Wooded Lot

Parking

  • 4 Car Garage
  • 1 Attached Carport Space
  • Workshop in Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • RV Access or Parking

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Stone Veneer

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Bar Fridge
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Screened Porch
  • Storage
  • Water Views

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Gas Oven
  • Indoor Grill
  • Gas Cooktop
  • Range Hood
  • Convection Microwave
  • Microwave
  • Plumbed For Ice Maker
  • Wine Refrigerator
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Chute

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Interior and Exterior Basement Entry
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Access To Lake
  • Deck
  • Separate Outdoor Workshop
  • Shed

Utilities

  • Air Filtration System
  • Ductless Heating Or Cooling System
  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • Cable TV Available

Additional Features

  • Guest House
  • Machine Shed

Listing and Financial Details

  • Assessor Parcel Number 192368

Community Details

Recreation

  • RV or Boat Storage in Community

Additional Features

  • No Home Owners Association
  • Card or Code Access

Home Details

Home Type

Single Family

Year Built

Built in 2010

Lot Details

1.49 Acres

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2010
  • Restrictions: N/A
  • Second Living Quarters: Exterior Not Connected,Guest House,Main Level Garage,Upper Level Garage
  • Road Surface Type: Concrete, Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 311.20
  • Geocode Confidence: High
  • Attribution Contact: Christi.Mercer@YanceyRealty.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Interior Amenities: Attic Other, Breakfast Bar, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1227
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 840
  • Sq Ft Upper: 604
  • Appliances: Bar Fridge, Convection Microwave, Convection Oven, Dryer, Exhaust Hood, Filtration System, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Indoor Grill, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • Above Grade Finished Sq Ft: 1831
  • Has Basement: Daylight, Exterior Entry, Full, Interior Entry, Storage Space, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1227
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Gas Log
  • Living Area: 3695
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 1
  • Bedroom Basement: 0

Exterior Features

  • Exterior Features: Dock - Floating, Storage
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Wylie
  • Waterfront Features: Dock
  • Exclusions: canoe racks
  • Construction Type: Block, Shingle/Shake, Stone Veneer, Vinyl
  • Other Structures: Auto Shop, Shed(s), Tractor Shed, Workshop
  • Patio And Porch Features: Covered, Deck, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Carport, Driveway, Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Front, Garage Shop, Keypad Entry, RV Access/Parking

Utilities

  • Heating: Central, Ductless, Forced Air, Heat Pump, Natural Gas
  • Sewer: Septic Installed, Sewage Pump
  • Laundry Features: In Basement, Laundry Chute
  • Security: Radon Mitigation System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Ductless, Electric
  • Utilities: Cable Connected, Electricity Connected, Natural Gas, Phone Connected
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Boat Storage, Lake Access, RV Storage
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Corner Lot, Orchard(s), Green Area, Hilly, Private, Rolling Slope, Sloped, Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 192368
  • Lot Size Acres: 1.49
  • Additional Parcels: No
  • Zoning Specification: R-1

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,132 $718,710 $215,080 $503,630
2024 $5,132 $718,710 $215,080 $503,630
2023 $4,995 $718,710 $215,080 $503,630
2022 $4,941 $537,040 $174,640 $362,400
2021 $4,978 $537,040 $174,640 $362,400
2020 $4,500 $492,340 $174,640 $317,700
2019 $4,549 $492,340 $174,640 $317,700
2018 $3,079 $317,449 $94,140 $223,309
2017 $3,041 $317,449 $94,140 $223,309
2016 $3,041 $317,449 $0 $0
2014 $2,925 $307,848 $104,600 $203,248
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2026 05/28/26 For Sale $1,149,900 +49.3% $311 / Sq Ft
07/20/2022 07/20/22 Sold $770,000 -3.7% $411 / Sq Ft View Prior Sale
07/03/2022 07/03/22 For Sale $799,999 0.0% $427 / Sq Ft
06/11/2022 06/11/22 Pending -- -- --
06/08/2022 06/08/22 For Sale $799,999 0.0% $427 / Sq Ft
06/04/2022 06/04/22 Pending -- -- --
05/13/2022 05/13/22 For Sale $799,999 -- $427 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $770,000 Hatley Ryan David
Warranty Deed $770,000 Hatley Ryan David
Warranty Deed $650,000 Southern Homes Title Co Inc
Warranty Deed $495,000 None Available
Warranty Deed $70,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $510,400 New Conventional
Previous Owner $400,950 VA
Source: Public Records

Source: Canopy MLS

MLS Number: 4386847

Canopy MLS

APN: 192368

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