2845 Lakefront Dr Belmont, NC 28012
Estimated payment $6,663/month
Highlights
- Guest House
- Access To Lake
- RV or Boat Storage in Community
- New Hope Elementary School Rated 10
- RV Access or Parking
- Waterfront
About This Home
Private waterfront retreat on a rare 1.49-acre lakefront parcel offering stunning year-round lake views, beautiful landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature-lover’s paradise while still offering an easy commute to Charlotte, the airport, and charming downtown Belmont.
Listing Agent
Yancey Realty, LLC Brokerage Email: Christi.Mercer@YanceyRealty.com License #290839 Listed on: 05/28/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2010
Lot Details
- 1.49 Acre Lot
- Waterfront
- Front Green Space
- Private Lot
- Corner Lot
- Lot Has A Rolling Slope
- Hilly Lot
- Wooded Lot
Parking
- 4 Car Garage
- 1 Attached Carport Space
- Workshop in Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- RV Access or Parking
Home Design
- Architectural Shingle Roof
- Vinyl Siding
- Radon Mitigation System
- Stone Veneer
Interior Spaces
- 2-Story Property
- Open Floorplan
- Bar Fridge
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Window Treatments
- Sliding Doors
- Entrance Foyer
- Family Room with Fireplace
- Screened Porch
- Storage
- Water Views
Kitchen
- Breakfast Bar
- Convection Oven
- Gas Oven
- Indoor Grill
- Gas Cooktop
- Range Hood
- Convection Microwave
- Microwave
- Plumbed For Ice Maker
- Wine Refrigerator
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Garden Bath
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Chute
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Interior and Exterior Basement Entry
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Access To Lake
- Deck
- Separate Outdoor Workshop
- Shed
Utilities
- Air Filtration System
- Ductless Heating Or Cooling System
- Forced Air Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Gas Water Heater
- Septic Tank
- Cable TV Available
Additional Features
- Guest House
- Machine Shed
Listing and Financial Details
- Assessor Parcel Number 192368
Community Details
Recreation
- RV or Boat Storage in Community
Additional Features
- No Home Owners Association
- Card or Code Access
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,132 | $718,710 | $215,080 | $503,630 |
| 2024 | $5,132 | $718,710 | $215,080 | $503,630 |
| 2023 | $4,995 | $718,710 | $215,080 | $503,630 |
| 2022 | $4,941 | $537,040 | $174,640 | $362,400 |
| 2021 | $4,978 | $537,040 | $174,640 | $362,400 |
| 2020 | $4,500 | $492,340 | $174,640 | $317,700 |
| 2019 | $4,549 | $492,340 | $174,640 | $317,700 |
| 2018 | $3,079 | $317,449 | $94,140 | $223,309 |
| 2017 | $3,041 | $317,449 | $94,140 | $223,309 |
| 2016 | $3,041 | $317,449 | $0 | $0 |
| 2014 | $2,925 | $307,848 | $104,600 | $203,248 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/28/2026 05/28/26 | For Sale | $1,149,900 | +49.3% | $311 / Sq Ft | |
| 07/20/2022 07/20/22 | Sold | $770,000 | -3.7% | $411 / Sq Ft | View Prior Sale |
| 07/03/2022 07/03/22 | For Sale | $799,999 | 0.0% | $427 / Sq Ft | |
| 06/11/2022 06/11/22 | Pending | -- | -- | -- | |
| 06/08/2022 06/08/22 | For Sale | $799,999 | 0.0% | $427 / Sq Ft | |
| 06/04/2022 06/04/22 | Pending | -- | -- | -- | |
| 05/13/2022 05/13/22 | For Sale | $799,999 | -- | $427 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $770,000 | Hatley Ryan David | |
| Warranty Deed | $770,000 | Hatley Ryan David | |
| Warranty Deed | $650,000 | Southern Homes Title Co Inc | |
| Warranty Deed | $495,000 | None Available | |
| Warranty Deed | $70,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $510,400 | New Conventional | |
| Previous Owner | $400,950 | VA |
Source: Canopy MLS
MLS Number: 4386847
APN: 192368
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Ask me questions while you tour the home.