NOT LISTED FOR SALE

286 S 3rd St Williamsburg, KY 40769

Williamsburg Area

Estimated Value: $189,000 - $208,000

4 Beds
2 Baths
1,600 Sq Ft
$125/Sq Ft Est. Value

Sale Details

Date Sold: February 26, 2026

Last sale price $200,000 $125 Per Sq Ft

Current estimated payment $1,149 / mo

70 Days on Market

Highlights

  • Wood Flooring
  • First Floor Utility Room
  • Walk-In Closet
  • No HOA
  • Eat-In Kitchen
  • Living Room

About This Home

As of February 2026

Feels Like Home - Charming 4BR in the Heart of Williamsburg, KY Welcome to this inviting 4-bedroom (Bonus area for a 5th bed available), 2 full bath home located on 3rd Street in Williamsburg, KY—just minutes from University of the Cumberlands, downtown shops, dining, and all the conveniences of in-town living. This well-loved property features a new metal roof, original hardwood floors, and a great layout that offers both comfort and functionality for everyday life. The spacious utility room adds convenience, while the included storage shed provides extra space for tools, hobbies, or seasonal items. Whether you're looking for your first home, a rental investment, or a place that simply feels Like home, this one checks all the boxes.

Last Agent to Sell the Property

Joy Hall

New Beginnings Real Estate LLC License #276485 Listed on: 11/22/2025

Last Buyer's Agent

Joy Hall

New Beginnings Real Estate LLC License #276485 Listed on: 11/22/2025

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • 8,712

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room
  • First Floor Utility Room
  • Laundry on main level
  • Utility Room
  • Crawl Space
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Schools

  • Williamsburg Elementary And Middle School
  • Williamsburg High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Additional Features

  • Shed
  • 8,712 Sq Ft Lot

Listing and Financial Details

  • Assessor Parcel Number 110-40-03-003.00

Community Details

Overview

  • No Home Owners Association
  • City Limits Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1940
  • Above Grade Finished Sq Ft: 1600.0
  • Levels: One
  • New Construction: No
  • Building: Home Warranty YN: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Room Types: Utility Room Level: First
  • Construction Materials:Construction Materials: Vinyl Siding
  • Cooling:Cooling: Heat Pump
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Other Structures:Other Structures: Shed(s)
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Cooktop
  • Interior Amenities: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Flooring: Carpet, Hardwood, Tile
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace: No
  • LivingArea: 1600.0
  • Lot Size Area: 0.2
  • Window Features: Blinds
  • Interior: Basement YN: No
  • Interior: Fireplace YN: No
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Attic Features:Attic Features: Access Only
  • Interior Features:Interior Features: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Laundry Features:Laundry Features: Main Level
  • Window Features:Window Features: Blinds

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: No
  • List Price: 215000.0
  • Other Structures: Shed(s)
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Metal

Garage/Parking

  • Carport: No
  • Garage: No
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Main Level
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Park

Schools

  • Elementary School: Williamsburg
  • High School: Williamsburg
  • Middle or Junior School: Williamsburg

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Sq Ft: 8712.0
  • Parcel Number: 110-40-03-003.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2025
Closed on
Feb 26, 2026
Sold by
Lee Adkins and Alan Nathan
Bought by
Seller's Agent
Joy Hall
New Beginnings Real Estate LLC
Buyer's Agent
Joy Hall
New Beginnings Real Estate LLC
List Price
$220,000
Sold Price
$200,000
Premium/Discount to List
-$20,000
-9.09%
Views
33
Current Estimated Value
$199,482

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$518
Avg. Annual Appreciation
-0.71%
Original Mortgage
$160,000
Outstanding Balance
$157,665
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$41,584

Purchase Details

Listed on
Feb 6, 2024
Closed on
Mar 14, 2024
Sold by
Kroetsch Joshua J and Kroetsch Sara
Bought by
Wynn Kristi and Adkins Nathan Alan
Seller's Agent
Tammy Smith
Shawn Rogers Realty, Inc
Buyer's Agent
Joy Hall
New Beginnings Real Estate LLC
List Price
$182,500
Sold Price
$178,500
Premium/Discount to List
-$4,000
-2.19%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.97%
Original Mortgage
$175,266
Interest Rate
6.75%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Williamsburg, KY

  • Tabitha House Real Estate Agent - CENTURY 21 Advantage Realty

    Tabitha House

    CENTURY 21 Advantage Realty

    (606) 729-0903

    212 Total Sales

    1 in Williamsburg

    $65,000 Price

    Tabitha House
     Section Image
  • Michella Tuttle Real Estate Agent - CENTURY 21 Advantage Realty

    Michella Tuttle

    Responds Quickly

    CENTURY 21 Advantage Realty

    (606) 404-4630

    36 Total Sales

    3 in Williamsburg

    $154K - $965K Price Range

    Michella Tuttle
     Section Image
  • Tiffany Edmondson Real Estate Agent - KY Real Estate Professionals, LLC

    Tiffany Edmondson

    Responds Quickly

    KY Real Estate Professionals, LLC

    (606) 729-1161

    67 Total Sales

    1 in Williamsburg

    $99,500 Price

    Tiffany Edmondson
     Section Image
  • Tommy Black Real Estate Agent - RE/MAX On Main, Inc

    Tommy Black

    RE/MAX On Main, Inc

    (606) 404-4888

    179 Total Sales

    3 in Williamsburg

    $130K - $425K Price Range

    Tommy Black
     Section Image
  • Shawn Rogers Real Estate Agent - Shawn Rogers Realty, Inc

    Shawn Rogers

    Responds Quickly

    Shawn Rogers Realty, Inc

    (606) 404-4139

    241 Total Sales

    9 in Williamsburg

    $70K - $550K Price Range

    Shawn Rogers
     Section Image
  • Jordan Adkins Real Estate Agent - RO&CO Real Estate

    Jordan Adkins

    Responds Quickly

    RO&CO Real Estate

    (423) 393-9410

    70 Total Sales

    1 in Williamsburg

    $185,000 Price

    Jordan Adkins
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$200,000 None Listed On Document
Wynn Kristi $178,500 Imag Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $160,000
Closed Wynn Kristi $175,266
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/26/2026 02/26/26 Sold $200,000 -7.0% $125 / Sq Ft
01/31/2026 01/31/26 Pending -- -- --
12/16/2025 12/16/25 Price Changed $215,000 -2.3% $134 / Sq Ft
11/22/2025 11/22/25 For Sale $220,000 +23.2% $138 / Sq Ft
03/14/2024 03/14/24 Sold $178,500 -2.2% $112 / Sq Ft View Prior Sale
02/08/2024 02/08/24 Pending -- -- --
02/06/2024 02/06/24 For Sale $182,500 -- $114 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $578 $178,500 $0 $0
2024 $587 $178,500 $0 $0
2023 $271 $80,500 $0 $0
2022 $275 $80,500 $0 $0
2021 $285 $80,500 $80,500 $0
2020 $289 $80,500 $80,500 $0
2019 $289 $80,500 $80,500 $0
2018 $289 $80,500 $80,500 $0
2017 $289 $80,500 $80,500 $0
2016 $288 $80,500 $80,500 $0
2015 $289 $80,500 $80,500 $0
2014 $289 $80,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Joy Hall Real Estate Agent - New Beginnings Real Estate LLC

    Seller's Agent in 2026

    Joy Hall

    New Beginnings Real Estate LLC

    (606) 521-5031

    121 Total Sales

    Joy Hall
    Section Image
  • Tammy Smith Real Estate Agent - Shawn Rogers Realty, Inc

    Seller's Agent in 2024

    Tammy Smith

    Shawn Rogers Realty, Inc

    (606) 524-7674

    65 Total Sales

    Tammy Smith
    Section Image
  • Brian Chaney Real Estate Agent - Shawn Rogers Realty, Inc

    Seller Co-Listing Agent in 2024

    Brian Chaney

    Shawn Rogers Realty, Inc

    19 Total Sales

    Brian Chaney
    Section Image
See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25506750

ImagineMLS (Bluegrass REALTORS®)

APN: 110-40-03-003.00

Kentucky Whitley County Williamsburg 40769

286 S 3rd St, Williamsburg, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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