$178,000
SOLD JAN 22, 2026

2875 Golden Lake Loop Saint Augustine, FL 32084

3 Beds
2 Baths
1,157 Sq Ft
$299/ mo HOA Fee

Recently Sold

$154 Per Sq Ft

19% Below List Price

213 Days on Market

Highlights

  • Community Pool
  • Walk-In Closet
  • Community Playground
  • Crookshank Elementary School Rated A-
  • Breakfast Bar
  • Tile Flooring

About This Home

As of January 2026

Seller is offering $3000 towards Buyers Closing Costs. This Charming first floor 3-Bedroom 2 -Bath condo. located in the Lofts of Sebastian Cove. Perfectly situated just minutes from shopping, dining, historic downtown St. Augustine, and the pristine local beaches. The home features tile and vinyl flooring throughout. The kitchen is equipped with stainless steel appliances, Corian countertops, and 42-inch maple cabinets, along with a separate pantry and in-kitchen laundry area for added convenience.
The open-concept living and dining area is generously sized, with sliding glass doors leading to the patio. The master suite includes a closet organization system and an en-suite bath with a walk-in shower.
This property also presents an excellent investment opportunity, located in a section of the community that currently allows long-term leasing. Both the HVAC and Water Heater are 4 yrs old. Up to 1% lender credit based on loan amount when using preferred lender. Whether you're looking for a full-time residence, vacation getaway, or income-producing property, this condo offers it all in a prime location.

Last Agent to Sell the Property

Elizabeth Pappaceno

DAVIDSON REALTY, INC. License #3288681 Listed on: 05/15/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,965

Year Built

  • Built in 2012

HOA Fees

  • $299 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,157 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Smart Thermostat

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • Guest Parking
  • Assigned Parking

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0869440102

Community Details

Overview

  • Association fees include insurance
  • The Loft At Sebastian Cove Subdivision

Recreation

  • Community Playground
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,965

Year Built

Built in 2012

Lot Details

0 Sq Ft Lot

HOA Fees

$299 per month

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2012
  • Property Sub Type: Condominium
  • Road Surface Type: Asphalt
  • Subdivision Name: The Loft At Sebastian Cove
  • Architectural Style: Flat
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Pantry, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms
  • Major Appliances: Dryer, Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile, Vinyl
  • Living Area: 1157.0

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Pool Private: No
  • Construction Type: Frame, Stucco

Garage/Parking

  • Attached Garage: No

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 299.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Amenities: Playground, Pool
  • Association: Yes

Fee Information

  • Association Fee Includes: Insurance

Lot Info

  • Current Use: Residential
  • Parcel #: 0869440102

Tax Info

  • Tax Annual Amount: 1965.44
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jan 21, 2026
Sold by
Thomas Alan Robert and Thomas Amy Marie
Bought by
Wellman Jamie Cathleen
Seller's Agent
Elizabeth Pappaceno
DAVIDSON REALTY, INC.
List Price
$219,900
Sold Price
$178,000
Premium/Discount to List
-$41,900
-19.05%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.61%

Purchase Details

Listed on
Nov 23, 2022
Closed on
Jan 17, 2023
Sold by
Hill Family Trust
Bought by
Thomas Alan Robert and Thomas Amy Marie
Seller's Agent
Mirtha Barzaga
DAVIDSON REALTY, INC.
Buyer's Agent
Elizabeth Pappaceno
DAVIDSON REALTY, INC.
List Price
$249,900
Sold Price
$249,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.63%
Original Mortgage
$169,900
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 10, 2019
Sold by
Hill John Edward and Hill Janice R
Bought by
Hill John Edward and Hill Janice R

Purchase Details

Listed on
May 24, 2012
Closed on
Aug 10, 2012
Sold by
D R Horton Inc Jacksonville
Bought by
Hill John Edward and Hill Janice R
Seller's Agent
Charlie Rogers, Jr
D R HORTON REALTY INC
Buyer's Agent
MAXINE LEVY
DAVIDSON REALTY, INC.
List Price
$94,990
Sold Price
$94,000
Premium/Discount to List
-$990
-1.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%
Original Mortgage
$96,021
Interest Rate
3.55%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $178,000 Cowford Title
Warranty Deed $249,900 --
Interfamily Deed Transfer -- Attorney
Corporate Deed $94,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $169,900 New Conventional
Previous Owner $96,021 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/22/2026 01/22/26 Sold $178,000 -5.8% $154 / Sq Ft
11/22/2025 11/22/25 Price Changed $189,000 -9.4% $163 / Sq Ft
11/13/2025 11/13/25 Price Changed $208,500 -0.2% $180 / Sq Ft
08/19/2025 08/19/25 Price Changed $209,000 -4.5% $181 / Sq Ft
06/20/2025 06/20/25 Price Changed $218,900 -0.5% $189 / Sq Ft
05/15/2025 05/15/25 For Sale $219,900 0.0% $190 / Sq Ft
12/17/2023 12/17/23 Off Market $1,095 -- --
12/17/2023 12/17/23 Off Market $94,000 -- --
12/17/2023 12/17/23 Off Market $249,900 -- --
01/17/2023 01/17/23 Sold $249,900 0.0% $216 / Sq Ft View Prior Sale
12/08/2022 12/08/22 Pending -- -- --
11/23/2022 11/23/22 For Sale $249,900 0.0% $216 / Sq Ft
02/28/2014 02/28/14 Rented $1,095 -4.8% --
02/11/2014 02/11/14 Under Contract -- -- --
11/20/2013 11/20/13 For Rent $1,150 0.0% --
08/21/2012 08/21/12 Sold $94,000 -1.0% $81 / Sq Ft View Prior Sale
05/31/2012 05/31/12 Pending -- -- --
05/24/2012 05/24/12 For Sale $94,990 -- $82 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,128 $195,500 -- $195,500
2024 $2,128 $195,500 -- $195,500
2023 $2,128 $203,670 $0 $203,670
2022 $1,759 $150,000 $0 $150,000
2021 $1,527 $115,500 $0 $0
2020 $1,525 $114,000 $0 $0
2019 $1,539 $114,000 $0 $0
2018 $1,456 $110,000 $0 $0
2017 $1,351 $100,000 $0 $0
2016 $1,184 $80,000 $0 $0
2015 $1,189 $78,500 $0 $0
2014 $1,173 $76,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2087672

realMLS (Northeast Florida Multiple Listing Service)

APN: 086944-0102

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