$165,000
SOLD AUG 19, 2025

295 Bear Swamp Rd Peru, NY 12972

3 Beds
2 Baths
960 Sq Ft
1 Acres

Recently Sold

$172 Per Sq Ft

1% Above List Price

0 Day on Market

Highlights

  • Deck
  • Covered Patio or Porch
  • Living Room
  • Neighborhood Views
  • Walk-In Closet
  • Laundry Room

About This Home

As of August 2025

Charming, Updated Home - Perfect for First-Time Buyers or Empty Nesters

Nestled in a peaceful setting, this cozy home offers a comfortable lifestyle with thoughtful upgrades throughout. Ideal for first-time buyers or those looking to downsize, this property features a covered front porch, updated flooring, and newer windows that bring in plenty of natural light.

Major systems have been updated for peace of mind, including a new roof, septic system, and well (2017). The home is set back with a horseshoe driveway providing easy access and ample parking. Enjoy the quiet surroundings while still being conveniently located.

Don't miss this move-in-ready gem with just the right amount of space and charm!

Last Agent to Sell the Property

Tami Smith

Kavanaugh Realty-Plattsburgh License #40SM1164590 Listed on: 06/19/2025

Last Buyer's Agent

Brandy McDonald

Century 21 The One License #10401344431

Century 21 The One

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $2,875

Year Built

  • Built in 1993

Lot Details

  • 1 Acre Lot
  • Property fronts a state road
  • Cleared Lot

Parking

  • Gravel Driveway

Home Design

  • Single Family Detached Home
  • Manufactured Home
  • Slab Foundation
  • Metal Roof
  • Vinyl Siding
  • Pre-Fab Construction

Interior Spaces

  • 960 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Neighborhood Views
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • No Cooling
  • Heating unit installed on the ceiling
  • Baseboard Heating
  • 100 Amp Service
  • Drilled Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 281.-1-10

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$2,875

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Road Frontage Type: State Road
  • Directions: Travel south on 87 to the Peru exit, turning left on Bear Swamp Rd. About 3 miles the home is on the right.
  • Above Grade Finished Sq Ft: 960.0
  • Garage Yn: No
  • Unit Levels: One
  • Structure Type: Manufactured House
  • Year Built: 1993
  • Financial Details School Taxes: 2056.01
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Room Types:Living Room2: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Other Equipment: Fuel Tank(s)
  • Has Basement: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Laminate
  • Interior Amenities: Ceiling Fan(s), Walk-In Closet(s)
  • Living Area: 960.0
  • Appliances Dishwasher: Yes
  • Basement:None3: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes

Exterior Features

  • Lot Features: Cleared
  • Pool Features: None
  • View: Neighborhood
  • Waterfront: No
  • Construction Type: Pre-Fabricated, Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck
  • Roof: Metal
  • Lot Features:Cleared: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Covered2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Gravel
  • Parking Features:Gravel: Yes

Utilities

  • Laundry Features: Laundry Room
  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Ceiling
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Sewer: Septic Tank
  • Utilities: Electricity Connected
  • Water Source: Well Drilled
  • Heating:Baseboard: Yes
  • Sewer Septic Tank: Yes
  • Heating:Ceiling: Yes

Schools

  • Junior High Dist: Peru

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Parcel #: 281.-1-10
  • Zoning: Residential

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 2875.42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Aug 19, 2025
Sold by
Rock James R and Rock Terrie J
Bought by
Cummings-Harney Connor M
Seller's Agent
Tami Smith
Kavanaugh Realty-Plattsburgh
Buyer's Agent
Brandy McDonald
Century 21 The One
List Price
$163,000
Sold Price
$165,000
Premium/Discount to List
$2,000
1.23%
Views
18
Current Estimated Value
$165,275

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$275
Avg. Annual Appreciation
0.38%
Original Mortgage
$156,750
Outstanding Balance
$156,614
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$8,661

Purchase Details

Listed on
Sep 23, 2024
Closed on
Oct 7, 2024
Sold by
Gilpin Michelle L
Bought by
Rock James R and Rock Terrie J
Seller's Agent
Tami Smith
Kavanaugh Realty-Plattsburgh
Buyer's Agent
Tami Smith
Kavanaugh Realty-Plattsburgh
List Price
$95,000
Sold Price
$95,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
88.62%

Purchase Details

Closed on
Oct 13, 2016
Sold by
Menard Gerald A
Bought by
Gilpin Michelle

Purchase Details

Closed on
Nov 3, 2004
Sold by
Tyler John
Bought by
Rock James

Purchase Details

Closed on
Feb 10, 1995
Sold by
Josef Franklin A
Bought by
Tyler John F
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $165,000 --
Warranty Deed $95,000 None Available
Deed $16,000 --
Deed $16,000 --
Deed $7,000 Michael D Mccormick
Deed $7,000 Michael D Mccormick
Land Contract $10,000 --
Land Contract $10,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $156,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/19/2025 08/19/25 Sold $165,000 +1.2% $172 / Sq Ft
06/19/2025 06/19/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $163,000 +71.6% $170 / Sq Ft
10/07/2024 10/07/24 Sold $95,000 0.0% $99 / Sq Ft View Prior Sale
09/23/2024 09/23/24 For Sale $95,000 -- $99 / Sq Ft
09/20/2024 09/20/24 Pending -- -- --
Source: Adirondack-Champlain Valley MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,815 $136,900 $39,800 $97,100
2023 $2,447 $111,800 $33,000 $78,800
2022 $2,519 $102,200 $20,900 $81,300
2021 $2,436 $89,600 $20,900 $68,700
2020 $2,260 $89,600 $20,900 $68,700
2019 $2,365 $66,300 $20,900 $45,400
2018 $2,365 $66,300 $20,900 $45,400
2017 $1,889 $65,000 $20,900 $44,100
2016 $598 $20,900 $20,900 $0
2015 -- $20,900 $20,900 $0
2014 -- $20,900 $20,900 $0
Source: Public Records

Agents Affiliated with this Home

  • Tami Smith

    Seller's Agent in 2025

    Tami Smith

    Kavanaugh Realty-Plattsburgh

    (518) 572-4746

    18 in this area

    158 Total Sales

    Tami Smith
    Section Image
  • Brandy McDonald

    Buyer's Agent in 2025

    Brandy McDonald

    Century 21 The One

    (518) 593-3078

    69 in this area

    235 Total Sales

    Brandy McDonald
    Section Image
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Map

Source: Adirondack-Champlain Valley MLS

MLS Number: 204933

APN: 094000-281-000-0001-010-000-0000

New York Clinton County Peru 12972

295 Bear Swamp Rd, Peru, NY

Sold

Mobile Manufactured

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