Seller's Agent in 2026
Jennifer Shenk
Keller Williams Realty North Central
(978) 870-9260
17 in this area
152 Total Sales
3 Cross St Gardner, MA 01440
2
Beds
1
Bath
853
Sq Ft
8,338
Sq Ft Lot Lot
Highlights
- Beach Front
- Medical Services
- Wood Flooring
- Golf Course Community
- Property is near public transit
- Main Floor Primary Bedroom
About This Home
As of March 2026Looking for a house where you can move right in and build equity over time? 3 Cross Street is a sweet two bedroom single level bungalow style home in a neighborhood of classic and updated larger homes, conveniently located between Elm Street and Lawrence Street. The dining/living room and bedrooms have recently refinished hardwood flooring and fresh paint throughout. Built-in accents hint at the handiwork of the furniture craftsmen in Gardner’s history as the Chair City. You’ll see the easy potential for the entry mudroom area to be finished as additional square footage. Front porch and a single car garage. Open houses this weekend, both Saturday and Sunday 10am to noon.
Last Agent to Sell the Property
Keller Williams Realty North Central Listed on: 12/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,623
Year Built
- Built in 1952
Lot Details
- 8,338 Sq Ft Lot
- Beach Front
- Level Lot
- Property is zoned R1
Parking
- 1 Car Attached Garage
- 2 Open Parking Spaces
- Off-Street Parking
Home Design
- Bungalow
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 853 Sq Ft Home
- 1 Fireplace
- Picture Window
- Mud Room
- Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
- Bathtub with Shower
Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
Utilities
- No Cooling
- 1 Heating Zone
- Heating System Uses Oil
Additional Features
- Porch
- Property is near public transit
Listing and Financial Details
- Legal Lot and Block 3 / 24
- Assessor Parcel Number M:R27 B:24 L:3,3538387
Community Details
Overview
- No Home Owners Association
- Near Conservation Area
Amenities
- Medical Services
- Shops
Recreation
- Golf Course Community
- Community Pool
- Park
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 3, 2025
Closed on
Feb 26, 2026
Sold by
Ashton Adelia C Est and Stevens
Bought by
Joy V Hubbs Ret and Hubbs
Seller's Agent
Jennifer Shenk
Keller Williams Realty North Central
Buyer's Agent
Renata Pinto
eXp Realty
List Price
$269,900
Sold Price
$285,000
Premium/Discount to List
$15,100
5.59%
Views
155
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-45.75%
Purchase Details
Closed on
Jul 12, 1982
Bought by
Ashton Adelia C and Ashton Anne D
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $285,000 | -- | |
| Deed | $33,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $8,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/13/2026 03/13/26 | Sold | $285,000 | +5.6% | $334 / Sq Ft |
| 12/08/2025 12/08/25 | Pending | -- | -- | -- |
| 12/03/2025 12/03/25 | For Sale | $269,900 | -- | $316 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $36 | $252,300 | $67,500 | $184,800 |
| 2024 | $3,704 | $247,100 | $61,400 | $185,700 |
| 2023 | $3,408 | $211,300 | $60,500 | $150,800 |
| 2022 | $3,281 | $176,500 | $45,800 | $130,700 |
| 2021 | $3,162 | $157,800 | $39,800 | $118,000 |
| 2020 | $3,046 | $154,300 | $39,800 | $114,500 |
| 2019 | $2,993 | $148,600 | $39,800 | $108,800 |
| 2018 | $2,730 | $134,700 | $39,800 | $94,900 |
| 2017 | $2,617 | $127,800 | $39,800 | $88,000 |
| 2016 | $2,497 | $122,000 | $39,800 | $82,200 |
| 2015 | $2,392 | $119,700 | $39,800 | $79,900 |
| 2014 | $2,410 | $127,700 | $44,300 | $83,400 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Shenk
-
Renata Pinto
R
Buyer's Agent in 2026
Renata Pinto
eXp Realty
1 in this area
4 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73459634
APN: GARD-000027R-000024-000003
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