$1,760,000
SOLD MAY 8, 2026
4 Beds
2.5 Baths
3,371 Sq Ft
0.43 Acres Lot

Sale Details

Date Sold: May 8, 2026

$522 Per Sq Ft

2% Below List Price

8 on Market

Highlights

  • Beach Front
  • Property is near public transit and schools
  • Attic
  • Colonial Architecture
  • Wood Flooring
  • 5-minute walk to Dane Street Beach Playground

About This Home

As of May 2026

Situated in the coveted Beverly Cove neighborhood, 3 Elm Top Lane is a thoughtfully maintained 4-bedroom, 2 full & 1 half bath home offering 3,371 sqft of spacious living. The main level features an open kitchen with custom cabinetry, a family room with a gas fireplace and updated slider to the backyard. Upstairs are 4 generously sized bedrooms and two full baths, including an ensuite primary. A partially finished lower level provides flexible bonus space for recreation, work, or hobbies, while a walk-up attic offers additional storage or future expansion potential. Recent improvements include a new roof, interior & exterior painting, updated exterior siding, new front door, A/C upgrades, and energy sealing. Exterior highlights include brick walkways, granite steps, mature landscaping, two-car garage and an additional side parking area providing extra space for guests. Located near Lynch Park, Rice's Beach, Brackenbury Beach, downtown Beverly & MBTA commuter train to Boston.

Last Agent to Sell the Property

McClelland Del Rio Group

Gibson Sotheby's International Realty Listed on: 03/16/2026

Gibson Sotheby's International Realty

Last Buyer's Agent

Angela Sweeney

William Raveis R.E. & Home Services

William Raveis R.E. & Home Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,988

Year Built

  • Built in 1994

Lot Details

  • 18,713 Sq Ft Lot
  • Beach Front
  • Property fronts a private road
  • Private Streets
  • Corner Lot
  • Property is zoned R10

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • 8 Open Parking Spaces
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • Central Vacuum
  • Wired For Sound
  • Sliding Doors
  • Insulated Doors
  • Family Room with Fireplace
  • Home Office
  • Home Security System
  • Attic

Kitchen

  • Breakfast Bar
  • Oven
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Trash Compactor

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump
  • Block Basement Construction

Schools

  • Cove Elementary School
  • Beverly Middle School
  • Beverly High School

Utilities

  • Central Air
  • 1 Cooling Zone
  • 5 Heating Zones
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • 200+ Amp Service
  • Gas Water Heater

Additional Features

  • Whole House Vacuum System
  • Walking Distance to Water
  • Property is near public transit and schools

Listing and Financial Details

  • Assessor Parcel Number 4182668
  • Tax Block 224

Community Details

Overview

  • No Home Owners Association
  • Beverly Cove Subdivision

Amenities

  • Shops

Recreation

  • Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,988

Year Built

Built in 1994

Lot Details

0.43 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1994
  • Subdivision Name: Beverly Cove
  • Year Built Details: Actual
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood
  • Interior Amenities: Office, Central Vacuum, Walk-up Attic, Wired for Sound
  • Door Features: Insulated Doors
  • Fireplace Features: Family Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Gas Water Heater, Oven, Dishwasher, Trash Compactor, Microwave, Refrigerator, Freezer, Washer, Dryer, Vacuum System
  • Total Bedrooms: 4
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Closet, Flooring - Wall to Wall Carpet
  • Room Bedroom3 Features: Closet, Flooring - Wall to Wall Carpet
  • Room Bedroom3 Level: Second
  • Room Bedroom4 Level: Second
  • Room Bedroom4 Features: Closet, Flooring - Wall to Wall Carpet
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Room Master Bedroom Features: Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Window Seat
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: Yes
  • Bathroom 1 Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
  • Bathroom 3 Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile
  • Bathroom 3 Level: Second
  • Room Dining Room Features: Flooring - Hardwood
  • Room Dining Room Level: First
  • Room Family Room Level: First
  • Room Family Room Features: Flooring - Wall to Wall Carpet, Slider
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Stone/Ceramic Tile, Kitchen Island, Breakfast Bar / Nook
  • Laundry Features: Flooring - Stone/Ceramic Tile, Second Floor, Electric Dryer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Flooring - Hardwood
  • Room Office Level: First
  • Room Office Features: Flooring - Hardwood
  • Basement: Full, Partially Finished, Interior Entry, Sump Pump, Concrete
  • Above Grade Finished Sq Ft: 3371
  • Below Grade Sq Ft: 552
  • Living Area: 3371
  • Spa YN: No
  • MAIN LO: BB5918
  • MAIN SO: M59500
  • Insulation: Full

Exterior Features

  • Construction Materials: Stone
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront Features: Ocean, Walk to, 1/10 to 3/10 To Beach
  • Waterfront YN: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking Spaces: 8
  • Open Parking YN: Yes
  • Parking Features: Attached, Garage Door Opener, Off Street, Paved
  • Total Parking Spaces: 10

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer
  • Cooling: Central Air
  • Heating: Baseboard, Natural Gas
  • Cooling Y N: Yes
  • Electric: 200+ Amp Service
  • Heating YN: Yes
  • Security Features: Security System
  • Water Source: Public
  • HEAT ZONES: 5
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Highway Access, House of Worship, Private School, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: 4182668
  • Zoning: R10
  • Farm Land Area Units: Square Feet
  • Lot Features: Corner Lot
  • Lot Size Acres: 0.43
  • Lot Size Sq Ft: 18713
  • Lot Size Units: Acres
  • Property Attached YN: Yes

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 11988
  • Tax Block: 224

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Beverly High School
  • Elementary School: Cove Elementary
  • Middle Or Junior School: Beverly Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 21, 2025
Sold by
Horzempa William
Bought by
William Horzempa Ret and Horzempa

Purchase Details

Closed on
Apr 18, 1995
Sold by
Bunk Jeffrey
Bought by
Horzempa William and Horzempa Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
8.21%

Purchase Details

Closed on
Jul 8, 1994
Sold by
Young James
Bought by
Bunk Jeffrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
8.51%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- --
Deed $399,000 --
Deed $140,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $200,000 No Value Available
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $300,000 Purchase Money Mortgage
Previous Owner $200,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 Sold $1,760,000 -2.2% $522 / Sq Ft
03/24/2026 03/24/26 Pending -- -- --
03/16/2026 03/16/26 For Sale $1,799,000 -- $534 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,988 $1,090,800 $579,400 $511,400
2024 $11,849 $1,055,100 $543,700 $511,400
2023 $11,719 $1,040,800 $529,400 $511,400
2022 $11,145 $915,800 $400,600 $515,200
2021 $10,899 $858,200 $380,900 $477,300
2020 $10,821 $854,700 $377,400 $477,300
2019 $10,102 $795,300 $338,000 $457,300
2018 $10,075 $740,800 $321,900 $418,900
2017 $10,192 $713,700 $286,100 $427,600
2016 $10,270 $713,700 $286,100 $427,600
2015 $10,070 $713,700 $286,100 $427,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73487068

MLS Property Information Network (MLS PIN)

APN: BEVE M:0012 B:0224 L:

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