$2,800,000
$100K PRICE DROP

Estimated payment $16,782/month

Total Views 6,361
4 Beds
4.5 Baths
4,607 Sq Ft
$608 Price per Sq Ft

Highlights

  • 240 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Access to Bay or Harbor
  • Sallie Jones Elementary School Rated A-
  • Dock made with concrete
  • Boat Lift

About This Home

Simply one of the most impressive homes available in Punta Gorda. This harbor front, custom-built, two-story Towles home offers approx 240 feet of seawall, a 120-foot dock, and a 20,000-pound boat lift.
The expansive lanai and deck provide stunning, uninterrupted views of Charlotte Harbor and beyond, highlighted by a spectacular 50-foot infinity-edge pool with swim-up table and seating. No expense was spared in the construction of this exceptional residence.
Notable features include custom mahogany double front doors handcrafted in Honduras; concealed lanai power hurricane shutters; impact-resistant windows; and a fireplace constructed from Mediterranean-cut coral. A dramatic spiral staircase leads to a bridge accessing twin second-floor suites, each with private baths and walk-in closets. The second floor also offers a guest laundry, kitchenette, and a balcony that perfectly captures the Florida lifestyle.
The gourmet kitchen features abundant custom cherry cabinetry by Yoder Kitchen of Nappanee, Indiana (Amish-crafted), expansive granite countertops, double ovens with microwave and convection capabilities, two dishwashers, and a large warming drawer.
An incredible 1890s-style saloon provides a one-of-a-kind space for entertaining.
The home sustained damage during Hurricane Ian; approximately 95% of repairs have been completed, along with numerous upgrades. The property is being sold as-is, allowing the buyer the opportunity to add their own finishing touches.
A truly rare opportunity to own a landmark waterfront estate. Lot 1 can be purchased with home. Call for more information.

Listing Agent

Chris McMillan

MARINA PARK REALTY LLC Brokerage Phone: 941-205-0888 License #673566 Listed on: 01/21/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $24,469

Year Built

  • Built in 2004

Lot Details

  • 17,901 Sq Ft Lot
  • 240 Feet of Bay Harbor Waterfront
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Property is zoned GS-3.5

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • White Water Ocean
  • Pool

Home Design

  • Contemporary Architecture
  • Florida Architecture
  • Mediterranean Architecture
  • Slab Foundation
  • Stem Wall Foundation
  • Tile Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 4,607 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Built-In Double Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Bidet
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated Infinity Pool
  • Heated Spa
  • Gunite Pool
  • Outdoor Shower

Outdoor Features

  • Access to Bay or Harbor
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Dock made with concrete
  • Balcony
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Punta Gorda Isles Community
  • Punta Gorda Isles Sec 04 Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$24,469

Year Built

Built in 2004

Lot Details

0.41 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Florida, Mediterranean
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 4607
  • Lot Size Acres: 0.41
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 6896
  • Lot Size Sq Ft: 17901
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 640.66
  • Escrow City: Punta Gorda
  • Escrow State: FL
  • Escrow Street Name: Nesbit Street
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 607.77
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Concrete
  • MFR_DockYN: 1
  • Attribution Contact: 941-205-0888
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Gas, Living Room, Primary Bedroom
  • Living Area Units: Square Feet
  • Flooring: Other
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Built-In Oven, Convection Oven, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab, Stem Wall
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated
  • Spa Yn: Yes
  • Stories: 2
  • Living Area Meters: 428.00

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground, Infinity
  • Exterior Features: Balcony, French Doors, Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sliding Doors
  • Roof: Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: CHARLOTTE HARBOR
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Canal - Saltwater
  • Water Extras: Bridges - No Fixed Bridges,Lift,Sailboat Water,Seawall - Concrete
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 240
  • Flood Zone Panel: 12015C0237G
  • Water Frontage Feet Bay Harbor: 240

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Garage Door Opener, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Zoning: GS-3.5
  • Parcel Number: 412211152001
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 24469.01
  • Tax Block: 15
  • Tax Book Number: 1-1
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Bay/Harbor

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $25,006 $1,432,150 $762,450 $669,700
2024 $30,353 $1,979,302 -- --
2023 $30,353 $1,757,678 $0 $0
2022 $32,231 $1,865,682 $0 $0
2021 $31,810 $1,811,342 $0 $0
2020 $30,576 $1,786,333 $0 $0
2019 $29,912 $1,722,041 $0 $0
2018 $27,672 $1,689,932 $0 $0
2017 $27,435 $1,655,173 $0 $0
2016 $27,426 $1,621,129 $0 $0
2015 $19,711 $1,147,354 $0 $0
2014 -- $1,138,248 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/25/2026 03/25/26 Price Changed $2,800,000 -3.4% $608 / Sq Ft
01/21/2026 01/21/26 For Sale $2,900,000 -- $629 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,225,000 Attorney
Warranty Deed $695,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,505,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Stellar MLS

MLS Number: C7520481

Stellar MLS

APN: 412211152001

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