$455,000
SOLD JUN 23, 2026
4 Beds
3 Baths
2,515 Sq Ft
1.2 Acre Lot

Sale Details

Date Sold: June 23, 2026

$181 Per Sq Ft

3% Below List Price

15 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • No HOA
  • Centerfield Elementary School Rated A-
  • 3 Fireplaces
  • 2 Car Attached Garage

About This Home

As of June 2026

Gorgeous 4 Bedroom, 3 Full Bath Oldham County split-level with tons of privacy with a beautiful natural setting on 1.3 acres - not to mention the very highly rated Oldham County school system! You'll notice the abundance of vaulted and tray ceilings providing a spacious feeling throughout the home - and the many windows offer plenty of natural light. The large Living Room, with a 14' vaulted ceiling and a comfy wood-burning fireplace highlights the upper level. It opens to the Kitchen with a pantry and a big 10' x 9' eat-in area that opens to the rear-facing deck. The Primary Suite, with a tray ceiling, has a private ensuite Full Bath with an 11' ceiling and a walk-in closet. The Primary Bedroom also has a ninety square foot adjoining Sitting Area for those quiet moments. The upper level continues with 2 more Bedrooms both with double closets and one with a 13' vaulted ceilings to go with the guest Full Bath - and don't forget the Laundry Room off the Kitchen. The lower level has a nice Family Room space with an additional eighty square foot space perfect for a home office or craft station. There is a big walk-in closet next to this space as well. The 4th Bedroom is nice-sized and has another ensuite Sitting Area. The 3rd Full Bath and a full Laundry Room, with a sink, finish out lower level. The outdoors are just beautiful with a small, meandering creek in the front portion of the yard and plenty of mature trees offering shade and seclusion. There is a nice, outdoor sitting area perfect for an evening fire. This location affords convenient access to I-71 and new grocery stores; a wide variety of restaurants and access to sidewalks perfect for walking, biking, and outings with friends and family. The public school options for the address are Centerfield Elementary, Oldham County Middle School, and Oldham County High School. Don't miss your chance to see this home. It will not last!

Last Agent to Sell the Property

Phil Moffett

Edelen & Edelen REALTORS License #219971 Listed on: 05/03/2026

Last Buyer's Agent

Ashley Ray

Schuler Bauer Real Estate Services ERA Powered License #247344

Schuler Bauer Real Estate Services ERA Powered

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • Property is Fully Fenced
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • 3 Fireplaces
  • Laundry Room
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Borowick Farms Subdivision

Listing and Financial Details

  • Legal Lot and Block 40B-06 / 40
  • Assessor Parcel Number 40-40B-06-403
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

1.2 Acres

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: BOROWICK FARMS
  • Above Grade Finished Sq Ft: 1677.0
  • Unit Levels: Bi-Level
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Basement
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Fencing Wood4: Yes
  • Lot Description:Wooded: Yes
  • Architectural Style:Bi-Level: Yes
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDI5MCIsIkxpc3RpbmdJRCI6IjE3MTYxNDMiLCJTdGFuZGFyZFN0YXR1cyI6IkNsb3NlZCIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDctMjRUMDU6MTc6MTkuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjg5NTEiLCJMaWNlbnNlZU5hbWUiOiJIb21lcyBQcm8ifQ.FUxnVyPNJTg6CIeVcpxkjAQ5z55BX7G4uTwIuHXKADY/badge
  • Special Features: None

Interior Features

  • Basement: Finished
  • Bedroom Level: Basement
  • Family Room Level: Basement
  • Kitchen Level: First
  • Laundry Level: Basement
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 838.0
  • Fireplaces: 3
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Basement Finished: Yes

Exterior Features

  • Fencing: Full, Wood
  • Roof: Shingle
  • Acres: 1.2
  • Waterfront Features: Creek
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction:Brick3: Yes
  • Exterior Features:Fencing - Full: Yes
  • Patio And Porch Features:Deck2: Yes
  • Waterfront Features:Creek: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Front, Driveway
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 52272.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 40-40B-06-403

Building Info

  • Year Built: 1999

Tax Info

  • Tax Block: 40
  • Tax Lot: 40B-06

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 3, 2026
Closed on
Jun 23, 2026
Sold by
Bought by
Seller's Agent
Phil Moffett
Edelen & Edelen REALTORS
Buyer's Agent
Ashley Ray
Schuler Bauer Real Estate Services ERA Powered
List Price
$469,500
Sold Price
$455,000
Premium/Discount to List
-$14,500
-3.09%
Views
182

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.49%
Original Mortgage
$385,000
Outstanding Balance
$385,000
Interest Rate
6.36%
Mortgage Type
VA
Estimated Equity
$78,054

Purchase Details

Closed on
Dec 30, 2019
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $455,000 Metro Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $385,000 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/23/2026 06/23/26 Sold $455,000 -3.1% $181 / Sq Ft
05/18/2026 05/18/26 Pending -- -- --
05/03/2026 05/03/26 For Sale $469,500 -- $187 / Sq Ft
Source: Metro Search, Inc.

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,199 $305,000 $40,000 $265,000
2023 $2,328 $230,000 $40,000 $190,000
2022 $2,386 $230,000 $40,000 $190,000
2021 $2,370 $230,000 $40,000 $190,000
2020 $2,144 $210,000 $35,000 $175,000
2019 $2,124 $210,000 $35,000 $175,000
2018 $2,146 $210,000 $0 $0
2017 $2,131 $210,000 $0 $0
2013 $1,933 $210,000 $35,000 $175,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1716143

Metro Search, Inc.

APN: 40-40B-06-403

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