NOT LISTED FOR SALE

Estimated Value: $427,422

3 Beds
2 Baths
1,368 Sq Ft
$312/Sq Ft Est. Value

Sale Details

Date Sold: October 6, 2025

Last sale price $430,000 $314 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,493 / mo

52 Days on Market

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • Snowmobile Trail
  • Cathedral Ceiling
  • First Floor Utility Room
  • 2 Car Attached Garage

About This Home

As of October 2025

Welcome to this beautifully maintained 3-bedroom, 2-bath home located in the peaceful Harbor Ridge neighborhood of Harbor Springs, MI. This property boasts excellent curb appeal with a gorgeous chalet design, wrap-around front deck and captivating perennial gardens. The large, 1 acre lot contains sprawling lawn space, a fenced dog run, and a forested perimeter, providing the perfect blend of privacy and outdoor enjoyment. Step inside to an open-concept floorplan with cathedral ceilings and large picture windows that fill the space with natural light. The main floor features a primary bedroom and a full bath, while the second floor offers two bedrooms, a full bath, and an open loft area—ideal for a home office or reading nook. The unfinished basement with egress windows provides a fantastic opportunity to add more bedrooms or create a custom living area. The attached 2.5 car garage includes an unfinished attic space, great for storage or ready to be finished into additional living space. Recent upgrades make this home move-in ready, including brand-new carpeting and newer appliances and mechanicals - the furnace, water heater, pressure tank, stove, dishwasher, washing machine, and garage door all new within the past 6 years. Harbor Ridge is designed around the natural beauty of the land. Enjoy the sights of the community pond, wildlife, and rolling terrain. Many new builds are in progress, making this a desirable, developing community of only 37 lots. Just a short drive to a variety of local amenities. Under 5 miles to The Highlands skiing and golf, Nubs Nob Ski Resort, True North Golf Club, nature preserves, and downtown Harbor Springs for shopping, dining, schools, beaches, bike trails, marinas and more. Within walking distance to 1,000 of miles of interconnected state and public lands for your enjoyment of hiking, hunting, foraging, wildlife viewing, off-roading, and more! Ride to the groomed snowmobile trails and ORV roads just across the main road.

Last Agent to Sell the Property

Carrie Frisbie

Coldwell Banker Schmidt- Harbor Springs Listed on: 08/15/2025

Coldwell Banker Schmidt- Harbor Springs

Last Buyer's Agent

Kendie Jacobs

Kidd & Leavy Real Estate Co. LLC

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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 1.06 Acre Lot
  • Lot Dimensions are 237x232
  • Property is zoned FF2

HOA Fees

  • $35 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,368 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room on Second Floor
  • Living Room
  • Dining Room
  • First Floor Utility Room

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 06-12-25-410-101

Community Details

Overview

  • Harbor Ridge Association

Recreation

  • Snowmobile Trail

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

1.06 Acres

HOA Fees

$35 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 2004
  • Lvt Date: 08/15/2025
  • Section: 25
  • Second Address Number: 3012
  • Directions: From Welsheimer, turn onto Needles Dr (west). First house on right.
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Features: Cathedral Ceilings, Ceiling Fans, Deck, Dishwasher, Dryer, Paved Drive, Range, Refrigerator, Washer, Near Snowmobile Trails, Paved Road
  • Total Finished Sq Ft: 1368
  • Master Bedroom: Dimensions: 11x11, On Level: Main
  • Bedroom 2: Dimensions: 11x10.5, On Level: Upper
  • Bedroom 3: Dimensions: 11x10.5, On Level: Upper
  • Bedroom 4: On Level: N/A
  • Basement: Block, Full
  • Dining Room: Dimensions: 10.5x8.7, On Level: Main
  • Kitchen: Dimensions: 12.75x10.5, On Level: Main
  • Family Room: Dimensions: Loft 14x10.5, On Level: Upper
  • Living Room: Dimensions: 16x15, On Level: Main
  • Above Grade Finished Sq Ft: 1368
  • Bathroom 1: Dimensions: 11x5 Hall, On Level: Main
  • Bathroom 2: Dimensions: 10.5x5 Hall, On Level: Upper
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Rooms 1: Dimensions: Unfinished 25x11, On Level: Lower
  • Rooms 2: Dimensions: Unfin Garage attic 14x24, On Level: Upper

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two and Half

Utilities

  • Heat Type: Forced Air, LP Gas
  • Sewer: Septic
  • Water: Well

Condo/Co-op/Association

  • Association: Harbor Ridge
  • Association: Yes
  • Fees: 425

Schools

  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 237x232
  • Estimated Number of Acres: 1.06
  • Lot: Y
  • Zoning: FF2

Tax Info

  • Assessor Parcel Number: 06-12-25-410-101

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Oct 6, 2025
Sold by
Bought by
Seller's Agent
Carrie Frisbie
Coldwell Banker Schmidt- Harbor Springs
Buyer's Agent
Kendie Jacobs
Kidd & Leavy Real Estate Co. LLC
List Price
$459,000
Sold Price
$430,000
Premium/Discount to List
-$29,000
-6.32%
Views
108
Current Estimated Value
$427,422

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,578
Avg. Annual Appreciation
-0.73%
Original Mortgage
$387,000
Outstanding Balance
$383,782
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$43,640

Purchase Details

Closed on
Jul 28, 2023
Sold by
Bought by

Purchase Details

Closed on
Sep 6, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.63%

Purchase Details

Closed on
Dec 16, 2004
Bought by

Purchase Details

Closed on
Aug 23, 2004
Sold by
Bought by

Purchase Details

Closed on
Jul 2, 2004
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- --
-- --
$187,000 --
$195,000 --
-- --
$60,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $387,000
Previous Owner $74,655
Previous Owner $70,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/06/2025 10/06/25 Sold $430,000 -3.4% $314 / Sq Ft
09/03/2025 09/03/25 Price Changed $445,000 -3.1% $325 / Sq Ft
08/15/2025 08/15/25 For Sale $459,000 -- $336 / Sq Ft
Source: Northern Michigan MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,264 $191,300 $191,300 $0
2025 $2,264 $182,100 $182,100 $0
2024 $22 $152,700 $152,700 $0
2023 $2,086 $120,000 $120,000 $0
2022 $2,086 $106,100 $106,100 $0
2021 $2,010 $103,900 $103,900 $0
2020 $1,977 $87,900 $87,900 $0
2019 -- $95,500 $95,500 $0
2018 -- $95,200 $95,200 $0
2017 -- $92,700 $92,700 $0
2016 -- $83,000 $83,000 $0
2015 -- $77,600 $0 $0
2014 -- $73,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 477487

Northern Michigan MLS

APN: 06-12-25-410-101

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