NOT LISTED FOR SALE

Estimated Value: $649,000 - $942,000

4 Beds
3 Baths
2,554 Sq Ft
$329/Sq Ft Est. Value

Sale Details

Date Sold: February 28, 2025

Last sale price $860,000 $337 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $5,138 / mo

Highlights

  • 425 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Primary bedroom faces the bay
  • Pier
  • Eat-In Gourmet Kitchen

About This Home

As of February 2025

Don't miss this private oasis on the water. This beautiful waterfront home has it all. Sit almost anywhere in the house and have a gorgeous view of the Indian Creel all the way out to the Patuxent River. High on a hill the views are magnificent of the entire creek. Sit on your screened in porch and have coffee in the morning, or on your large deck overlooking the view to the river or on the covered balcony off of your master bedroom also overlooking the creek and river. Views also from the family room and living room and Master bedroom and 2nd bedroom. Property has 4 bedrooms 3 baths and 2554 sq ft of living space. Full gourmet kitchen with all appliances and ample cabinet and pantry storage. High ceilings on first floor give this house a very contemporary feeling and makes it great for entertaining. 2 car+ attached garage keeps all of your toys under roof and still have plenty of room in your driveway for guests. Drive way is shared with only one other house and has an agreement which deeds with the sale. Home has a pier with boat lift and slips for at least 2 boats . Pier conveys with property . Nothing on 3 sides of the home except privacy. Home served by public water and private septic. No HOA and it also has a back Generator (Generac) in case of loss of power . 2 zoned heat pumps and a backup gas furnace. Steps have been constructed to the pier and are in very good condition as is the pier. Owner wished to rent back for 30 days after closing. This type of property is rare to find with the privacy and the view as well as being waterfornt. 3,67 acres of pure fun, very little grass to maintain, just waiting for you to kick back relax and enjoy.

Last Agent to Sell the Property

Steve Lowe

(540) 374-1111 stevelowe.remax100@gmail.com United Real Estate Premier License #654062 Listed on: 02/14/2025

United Real Estate Premier

Last Buyer's Agent

Simone Velvel

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,859

Year Built

  • Built in 1992

Lot Details

  • 3.67 Acre Lot
  • 425 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Sprinkler System
  • Property is in excellent condition
  • Property is zoned RNC

Parking

  • 2 Car Attached Garage
  • 6 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Lighted Parking
  • Front Facing Garage
  • Garage Door Opener
  • Shared Driveway

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,554 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Sound System
  • Built-In Features
  • Chair Railings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Heatilator
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Area
  • Crawl Space
  • Flood Lights
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Range
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Front Loading Dryer
  • ENERGY STAR Qualified Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Patio
  • Exterior Lighting
  • Outdoor Storage
  • Outbuilding
  • Rain Gutters
  • Porch

Utilities

  • Humidifier
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Propane
  • Electric Water Heater
  • On Site Septic
  • Phone Available

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 1905041546

Community Details

Overview

  • No Home Owners Association
  • Indian River Estates Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,859

Year Built

Built in 1992

Lot Details

3.67 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-03-01
  • Federal Flood Zone: No
  • Year Built: 1992
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer - Electric, Dryer - Front Loading, Energy Efficient Appliances, Energy Star Clothes Washer, Energy Star Refrigerator, Exhaust Fan, Humidifier, Icemaker, Oven - Single, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading
  • Flooring Type: Ceramic Tile, Fully Carpeted, Hardwood
  • Interior Amenities: Attic, Breakfast Area, Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Sprinkler System, Wood Floors
  • Window Features: Energy Efficient, Insulated
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Heatilator
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, High
  • Foundation Details: Concrete Perimeter, Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Primary Bathroom, Full Bath
  • Basement: No
  • Total Sq Ft: 2554
  • Living Area Sq Ft: 2554
  • Price Per Sq Ft: 336.73
  • Above Grade Finished Sq Ft: 2554
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Exterior Lighting, Flood Lights, Gutter System, Outbuilding(s), Lawn Sprinkler, Secure Storage, Underground Lawn Sprinkler
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Indian Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 425

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Lighted Parking, Paved Parking, Shared Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Phone, Propane
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 3.67
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 159865.00
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s), Porch(es)
  • Property Condition: Excellent
  • Soil Types: Unknown
  • Zoning: RNC
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5859.00
  • Assessor Parcel Number: 1905041546
  • Tax Lot: 29
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2025
Closed on
Apr 28, 2025
Sold by
Bought by
Seller's Agent
Steve Lowe
United Real Estate Premier
Buyer's Agent
Simone Velvel
Real Broker, LLC
Sold Price
$860,000
Views
315
Current Estimated Value
$841,031

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,969
Avg. Annual Appreciation
-1.61%
Original Mortgage
$688,000
Interest Rate
0.0696%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 14, 2025
Closed on
Feb 28, 2025
Sold by
Bought by
Seller's Agent
Steve Lowe
United Real Estate Premier
Buyer's Agent
Simone Velvel
Real Broker, LLC
Sold Price
$860,000
Views
315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$688,000
Interest Rate
0.0696%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 10, 2021
Sold by
Bought by

Purchase Details

Listed on
Jun 25, 2019
Closed on
Jun 6, 2019
Sold by
Bought by
Seller's Agent
Gail Nyman
RE/MAX United Real Estate
Buyer's Agent
Gail Nyman
RE/MAX United Real Estate
List Price
$599,000
Sold Price
$599,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.93%
Original Mortgage
$484,350
Interest Rate
0.041%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 1992
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Harvest Title
$860,000 Harvest Title
-- Accommodation
$599,000 First American Title Ins Co
$36,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $718,000
Closed $688,000
Previous Owner $484,350
Previous Owner $320,800
Previous Owner $200,000
Previous Owner $139,000
Previous Owner $150,000
Previous Owner $30,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2025 02/28/25 Sold $860,000 +43.6% $337 / Sq Ft
02/07/2025 02/07/25 Pending -- -- --
06/25/2019 06/25/19 Sold $599,000 0.0% $235 / Sq Ft View Prior Sale
06/25/2019 06/25/19 Pending -- -- --
06/25/2019 06/25/19 For Sale $599,000 -- $235 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,829 $634,500 $0 $0
2024 $6,572 $610,400 $312,000 $298,400
2023 $6,261 $586,833 $0 $0
2022 $6,012 $563,267 $0 $0
2021 $5,762 $539,700 $312,000 $227,700
2020 $5,760 $539,700 $312,000 $227,700
2019 $5,759 $539,700 $312,000 $227,700
2018 $5,877 $554,300 $340,000 $214,300
2017 $5,858 $554,300 $0 $0
2016 $4,703 $554,300 $0 $0
2015 $4,703 $570,500 $0 $0
2014 $4,703 $570,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2022456

Bright MLS

APN: 05-041546

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