303 Master Derby Dr Havre de Grace, MD 21078
Estimated payment $4,553/month
Highlights
- Golf Club
- Fitness Center
- Tennis Courts
- Bar or Lounge
- Second Kitchen
- 24-Hour Security
About This Home
BULLE ROCK ...Where Life Imitates Vacation! 5000+ FIN SQ FT | 5 BEDROOMS | 4.5 BATHS | BACKS TO POND | GREEN HOUSE | NEW QUARTZ KITCHEN COUNTERS | $665,000
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BRAND-NEW QUARTZ KITCHEN COUNTERS INSTALLED FRIDAY, 6/19/26. I WAS ABLE TO ENHANCE SOME OF THE KITCHEN PHOTOGRAPHS TO SHOW THE KITCHEN WITH THE NEW COUNTERS. PHOTOGRAPHY IS BEING UPDATED 6/20/26
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303 Master Derby Drive is more than a home; it is a private waterfront retreat nestled within the prestigious gated community of Bulle Rock, Harford County’s most sought-after luxury destination. Perfectly positioned on a premium lot backing directly to the tranquil pond, this exceptional residence offers 5,000+ square feet of beautifully finished living space, combining elegance, comfort, and resort-style living with breathtaking water views throughout.
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From the moment you enter the dramatic two-story foyer, you are greeted by abundant natural light, soaring ceilings, rich hardwood flooring, and an open, flowing floor plan designed for both grand entertaining and everyday luxury. The formal living and dining areas seamlessly transition into the expansive family room featuring a cozy gas fireplace, transom windows, and stunning panoramic views of the pond. The gourmet kitchen is the heart of the home, thoughtfully designed with an oversized counter bar, pantry, breakfast nook/sunroom, and upgraded stainless steel appliances, including a French door refrigerator, gas cooktop, double convection wall ovens, dishwasher, and new microwave. Just beyond, glass doors open to a spacious deck overlooking the water ... the perfect setting for morning coffee, evening wine, or unforgettable outdoor entertaining.
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One of the home’s most remarkable features is the luxurious main-level primary suite, offering true main-floor living with a private sitting area/sunroom overlooking the pond, creating a peaceful sanctuary unlike anything else in the community. The suite is complemented by a spacious bath and generous closet space. Upstairs, a second primary suite offers exceptional flexibility for multigenerational living or extended guest accommodations, along with two additional bedrooms, two full baths, and a versatile loft ideal for an office, reading nook, or lounge.
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The fully finished lower level is truly an entertainer’s dream. Designed with versatility and comfort in mind, it features a media room/man cave, expansive recreation areas, game table space, a large bar and kitchenette complete with sink, mini refrigerator, and two-burner electric cooktop, plus a fifth bedroom and full bath — ideal for guests or an au pair suite. Additional highlights include a private office with French doors, built-in bookshelves and recessed lighting, a dedicated craft room, and extensive storage space.
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Step outside and experience the beauty of the meticulously manicured grounds enhanced by extensive hardscaping, a charming koi pond with a fountain, and a unique greenhouse-covered entrance to the lower-level stairs. .
Enjoy an exceptional resort-style lifestyle with access to indoor and outdoor swimming pools, a state-of-the-art fitness center, tennis courts, social gathering spaces, and a billiards room. Scenic walking and biking trails wind throughout the community, creating a peaceful setting surrounded by natural beauty. Just minutes away, historic downtown Havre de Grace offers waterfront dining, boutique shopping, marinas, parks, and year-round events along the shores of the Susquehanna River and Chesapeake Bay. Whether relaxing at home or exploring the area, Bulle Rock offers an unmatched combination of luxury, recreation, and convenience.
Listing Agent
(410) 697-8100 gus@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4106978100 License #RSR006685 Listed on: 05/21/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,212
Year Built
- Built in 2007
Lot Details
- 6,435 Sq Ft Lot
- Open Space
- Backs To Open Common Area
- Stone Retaining Walls
- Landscaped
- Extensive Hardscape
- Premium Lot
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $381 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 3 Driveway Spaces
- Oversized Parking
- Side Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Brick Foundation
- Combination Foundation
- Permanent Foundation
- Block Foundation
- Advanced Framing
- Blown-In Insulation
- Architectural Shingle Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Bar
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace With Glass Doors
- Screen For Fireplace
- Stone Fireplace
- Fireplace Mantel
- Gas Fireplace
- Double Hung Windows
- Green House Windows
- Palladian Windows
- Atrium Windows
- Transom Windows
- Window Screens
- French Doors
- Insulated Doors
- Great Room
- Family Room Off Kitchen
- Combination Dining and Living Room
- Media Room
- Home Office
- Loft
- Sun or Florida Room
- Sauna
- Pond Views
- Basement with some natural light
- Attic Fan
Kitchen
- Eat-In Gourmet Kitchen
- Kitchenette
- Second Kitchen
- Breakfast Room
- Built-In Double Convection Oven
- Gas Oven or Range
- Built-In Range
- Down Draft Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Solid Hardwood
- Engineered Wood
- Wall to Wall Carpet
- Stone
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Home Security
- Security Gate
- Intercom
- Exterior Cameras
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Fire Sprinkler System
- Flood Lights
Accessible Home Design
- Grab Bars
- Halls are 36 inches wide or more
- Lowered Light Switches
- Garage doors are at least 85 inches wide
- Doors are 32 inches wide or more
- More Than Two Accessible Exits
- Level Entry For Accessibility
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Pond
- Tennis Courts
- Deck
- Brick Porch or Patio
- Exterior Lighting
Schools
- Havre De Grace Elementary And Middle School
- Havre De Grace High School
Utilities
- 90% Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- 220 Volts
- 110 Volts
- Natural Gas Water Heater
- Public Septic
- Phone Connected
- Cable TV Available
Listing and Financial Details
- Tax Lot 2902
- Assessor Parcel Number 1306070280
Community Details
Overview
- $2,500 Capital Contribution Fee
- Association fees include common area maintenance, health club, lawn care front, lawn care rear, lawn care side, lawn maintenance, management, pool(s), recreation facility, reserve funds, road maintenance, sauna, security gate, snow removal, trash
- Bulle Rock HOA
- Bulle Rock Subdivision
- Property Manager
Amenities
- Common Area
- Sauna
- Clubhouse
- Game Room
- Billiard Room
- Community Center
- Party Room
- Bar or Lounge
Recreation
- Golf Club
- Golf Course Community
- Golf Course Membership Available
- Tennis Courts
- Community Basketball Court
- Shuffleboard Court
- Fitness Center
- Community Pool or Spa Combo
- Heated Community Pool
- Jogging Path
- Bike Trail
Security
- 24-Hour Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $412 | $475,033 | $0 | $0 |
| 2024 | $412 | $394,500 | $117,000 | $277,500 |
| 2023 | $412 | $384,933 | $0 | $0 |
| 2022 | $1,789 | $375,367 | $0 | $0 |
| 2021 | $7,157 | $365,800 | $117,000 | $248,800 |
| 2020 | $3,643 | $362,233 | $0 | $0 |
| 2019 | $3,607 | $358,667 | $0 | $0 |
| 2018 | $0 | $355,100 | $102,000 | $253,100 |
| 2017 | $3,540 | $355,100 | $0 | $0 |
| 2016 | -- | $355,100 | $0 | $0 |
| 2015 | $3,995 | $363,500 | $0 | $0 |
| 2014 | $3,995 | $363,500 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/01/2026 06/01/26 | Price Changed | $665,000 | -3.5% | $127 / Sq Ft | |
| 05/21/2026 05/21/26 | For Sale | $689,000 | +9.4% | $132 / Sq Ft | |
| 08/12/2022 08/12/22 | Sold | $630,000 | 0.0% | $152 / Sq Ft | View Prior Sale |
| 07/14/2022 07/14/22 | Pending | -- | -- | -- | |
| 07/14/2022 07/14/22 | Off Market | $630,000 | -- | -- | |
| 06/22/2022 06/22/22 | For Sale | $649,000 | -- | $157 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $630,000 | Grace Michael | |
| Deed | $515,000 | -- | |
| Deed | $515,000 | -- | |
| Deed | $2,465,000 | -- | |
| Deed | $2,465,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $567,000 | VA | |
| Previous Owner | $412,000 | Purchase Money Mortgage | |
| Previous Owner | $412,000 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDHR2054858
APN: 06-070280
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Ask me questions while you tour the home.