$689,000
COMING SOON MAY 21, 2026

303 Master Derby Dr Havre de Grace, MD 21078

Estimated payment $4,656/month

Total Views 36
5 Beds
4.5 Baths
5,223 Sq Ft
6,435 Sq Ft Lot Lot

Highlights

  • Golf Club
  • Fitness Center
  • Tennis Courts
  • Bar or Lounge
  • Second Kitchen
  • 24-Hour Security

About This Home

PROFESSIONAL PHOTOGRAPHY COMING TUESDAY 5/19/267 303 Master Derby Drive is more than a home; it is a private waterfront retreat nestled within the prestigious gated community of Bulle Rock, Harford County’s most sought-after luxury destination. Perfectly positioned on a premium lot backing directly to the tranquil pond, this exceptional residence offers approximately 5,000 square feet of beautifully finished living space, combining elegance, comfort, and resort-style living with breathtaking water views throughout. From the moment you enter the dramatic two-story foyer, you are welcomed by an abundance of natural light, soaring ceilings, rich hardwood flooring, and an open, flowing floor plan designed for both grand entertaining and everyday luxury. The formal living and dining areas seamlessly transition into the expansive family room featuring a cozy gas fireplace, transom windows, and stunning panoramic views of the pond. The gourmet kitchen is the heart of the home, thoughtfully designed with an oversized counter bar, pantry, breakfast nook/sunroom, and upgraded stainless steel appliances, including a French door refrigerator, gas cooktop, double convection wall ovens, dishwasher, and new microwave. Just beyond, glass doors open to a spacious deck overlooking the water ... the perfect setting for morning coffee, evening wine, or unforgettable outdoor entertaining. One of the home’s most remarkable features is the luxurious main-level primary suite, offering true main-floor living with a private sitting area/sunroom overlooking the pond, creating a peaceful sanctuary unlike anything else in the community. The suite is complemented by a spacious bath and generous closet space. Upstairs, a second primary suite offers exceptional flexibility for multigenerational living or extended guest accommodations, along with two additional bedrooms, two full baths, and a versatile loft ideal for an office, reading nook, or lounge. The fully finished lower level is truly an entertainer’s dream. Designed with versatility and comfort in mind, it features a media room/man cave, expansive recreation areas, game table space, a large bar and kitchenette complete with sink, mini refrigerator, and two-burner electric cooktop, plus a fifth bedroom and full bath — ideal for guests or an au pair suite. Additional highlights include a private office with French doors, built-in bookshelves and recessed lighting, a dedicated craft room, and extensive storage space. Step outside and experience the beauty of the meticulously manicured grounds enhanced by extensive hardscaping, a charming koi pond with a fountain, and a unique greenhouse-covered entrance to the lower-level stairs. Every detail of the exterior has been carefully curated to create a private outdoor oasis that blends beautifully with the surrounding water views. Located within the exclusive gated community of Bulle Rock, with 24-hour security and world-class amenities, residents enjoy a lifestyle second to none, including golf, pools, clubhouse amenities, fitness facilities, walking trails, and more. Rarely does a home offer this combination of luxury, flexibility, waterfront serenity, and prestigious community living. 303 Master Derby Drive is a truly extraordinary opportunity to own one of Bulle Rock’s finest pond-front properties.

Listing Agent

GILBERT PERRONE

(410) 697-8100 gus@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4106978100 License #RSR006685 Listed on: 05/17/2026

Berkshire Hathaway HomeServices Homesale Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,212

Year Built

  • Built in 2007

Lot Details

  • 6,435 Sq Ft Lot
  • Open Space
  • Backs To Open Common Area
  • Stone Retaining Walls
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $381 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 3 Driveway Spaces
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Combination Foundation
  • Permanent Foundation
  • Block Foundation
  • Advanced Framing
  • Blown-In Insulation
  • Architectural Shingle Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Stone Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Double Hung Windows
  • Green House Windows
  • Palladian Windows
  • Atrium Windows
  • Transom Windows
  • Window Screens
  • French Doors
  • Insulated Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Media Room
  • Home Office
  • Loft
  • Sun or Florida Room
  • Sauna
  • Pond Views
  • Basement with some natural light
  • Attic Fan

Kitchen

  • Eat-In Gourmet Kitchen
  • Kitchenette
  • Second Kitchen
  • Breakfast Room
  • Built-In Double Convection Oven
  • Gas Oven or Range
  • Built-In Range
  • Down Draft Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Solid Hardwood
  • Engineered Wood
  • Wall to Wall Carpet
  • Stone
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Security Gate
  • Intercom
  • Exterior Cameras
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System
  • Flood Lights

Accessible Home Design

  • Grab Bars
  • Halls are 36 inches wide or more
  • Lowered Light Switches
  • Garage doors are at least 85 inches wide
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Pond
  • Tennis Courts
  • Deck
  • Brick Porch or Patio
  • Exterior Lighting

Schools

  • Havre De Grace Elementary And Middle School
  • Havre De Grace High School

Utilities

  • 90% Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • 220 Volts
  • 110 Volts
  • Natural Gas Water Heater
  • Public Septic
  • Phone Connected
  • Cable TV Available

Listing and Financial Details

  • Coming Soon on 5/21/26
  • Tax Lot 2902
  • Assessor Parcel Number 1306070280

Community Details

Overview

  • $2,500 Capital Contribution Fee
  • Association fees include common area maintenance, health club, lawn care front, lawn care rear, lawn care side, lawn maintenance, management, pool(s), recreation facility, reserve funds, road maintenance, sauna, security gate, snow removal, trash
  • Bulle Rock HOA
  • Bulle Rock Subdivision
  • Property Manager

Amenities

  • Common Area
  • Sauna
  • Clubhouse
  • Game Room
  • Billiard Room
  • Community Center
  • Party Room
  • Bar or Lounge

Recreation

  • Golf Club
  • Golf Course Community
  • Golf Course Membership Available
  • Tennis Courts
  • Community Basketball Court
  • Shuffleboard Court
  • Fitness Center
  • Community Pool or Spa Combo
  • Heated Community Pool
  • Jogging Path
  • Bike Trail

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,212

Year Built

Built in 2007

Lot Details

6,435 Sq Ft Lot

HOA Fees

$381 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, 36"+ Wide Halls, >84" Garage Door, Accessible Switches/Outlets, Grab Bars Mod, Level Entry - Main
  • Ownership: Fee Simple
  • Exclusions: Please see the addendum
  • Historic: No
  • Inclusions: Please see the addendum
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/21/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2007
  • Building Winterized: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Intercom, Microwave, Oven - Double, Oven - Wall, Oven/Range - Electric, Oven/Range - Gas, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile, Engineered Wood, Fully Carpeted, Hardwood, Partially Carpeted, Solid Hardwood, Stone
  • Interior Amenities: 2nd Kitchen, Bar, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Kitchenette, Pantry, Primary Bath(s), Recessed Lighting, Sauna, Store/Office, Walk-In Closet(s), Whirlpool/Hottub, Window Treatments, Wood Floors
  • Window Features: Atrium, Double Hung, Energy Efficient, Green House, Palladian, Screens, Transom
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s), Screen, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm, Insulated, French
  • Wall Ceiling Types: 9'+ Ceilings, Cathedral Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Block, Brick/Mortar, Concrete Perimeter, Permanent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Breakfast Room, Sun/Florida Room, Great Room, Laundry, Loft, Office, Media Room, Bathroom 1, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Combination
  • Basement Finished Percent: 85.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor, Upper Floor
  • Total Sq Ft: 9274
  • Living Area Sq Ft: 5223
  • Price Per Sq Ft: 191.50
  • Above Grade Finished Sq Ft: 3598
  • Above Grade Unfinished Sq Ft: 3598
  • Below Grade Finished Sq Ft: 1625
  • Below Grade Sq Ft: 453
  • Total Below Grade Sq Ft: 2078
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Blown-In Insulation, Block, Aluminum Siding, Advanced Framing, Brick Veneer, Combination, Glass
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks, Stone Retaining Walls, Street Lights, Tennis Court(s)
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Pond
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Attic Fan, Multi Units, Zoned
  • Electric Service: 110 Volts, 220 Volts
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Intercom, Fire Detection System, Exterior Cameras, Carbon Monoxide Detector(s), 24 Hour Security, Main Entrance Lock, Security Gate, Smoke Detector, Sprinkler System - Indoor
  • Sewer/Septic System: Public Septic
  • Utilities: Natural Gas Available, Electric Available, Cable Tv Available, Phone Available, Phone Connected
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband, Cable, DSL, Fiber Optic, Satellite

Condo/Co-op/Association

  • HOA Fees: 381.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bar/Lounge, Basketball Courts, Bike Trail, Billiard Room, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Game Room, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Party Room, Pool - Outdoor, Sauna, Shuffleboard, Swimming Pool, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Health Club, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Sauna, Security Gate, Snow Removal, Trash
  • HOA Name: BULLE ROCK HOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: Yes
  • Community Pool Features: Heated, In Ground, Pool/Spa Combo

Fee Information

  • Capital Contribution Fee: 2500.00

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Adjoins - Open Space, Backs - Open Common Area, Landscaping, Pond, Premium
  • Lot Size Acres: 0.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6435.00
  • Outdoor Living Structures: Brick, Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: R2
  • Zoning Description: Residential
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 7212.00
  • Assessor Parcel Number: 1306070280
  • Tax Lot: 2902
  • County Tax Payment Frequency: Semi-Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $412 $475,033 $0 $0
2024 $412 $394,500 $117,000 $277,500
2023 $412 $384,933 $0 $0
2022 $1,789 $375,367 $0 $0
2021 $7,157 $365,800 $117,000 $248,800
2020 $3,643 $362,233 $0 $0
2019 $3,607 $358,667 $0 $0
2018 $0 $355,100 $102,000 $253,100
2017 $3,540 $355,100 $0 $0
2016 -- $355,100 $0 $0
2015 $3,995 $363,500 $0 $0
2014 $3,995 $363,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/12/2022 08/12/22 Sold $630,000 0.0% $152 / Sq Ft View Prior Sale
07/14/2022 07/14/22 Pending -- -- --
07/14/2022 07/14/22 Off Market $630,000 -- --
06/22/2022 06/22/22 For Sale $649,000 -- $157 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $630,000 Grace Michael
Deed $515,000 --
Deed $515,000 --
Deed $2,465,000 --
Deed $2,465,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $567,000 VA
Previous Owner $412,000 Purchase Money Mortgage
Previous Owner $412,000 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2054858

Bright MLS

APN: 06-070280

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