Seller's Agent in 2025
Gia Smith
Romeo Team Realty
(518) 410-4017
114 Total Sales
305 Elder St Schenectady, NY 12304
Estimated Value: $227,000 - $242,668
3
Beds
1
Bath
1,296
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Finished Attic
- Stone Countertops
- Deck
- Loft
- No HOA
About This Home
As of December 2025Adorable Cape Cod full of potential and ready for you to make it your own! Step into the inviting living room featuring a charming bay window. Enjoy easy-to-maintain vinyl flooring throughout mist of the house and three comfortable bedrooms. The upstairs offers a versatile layout with a bedroom, cozy loft area, a walk-in cedar closet, and an additional large storage space. Spacious eat-in kitchen with tile back splash and plenty of work/storage space. Sliders off the garage lead to a newer fully fenced backyard with a covered deck, perfect for entertaining. Full basement that offers more storage. Major updated include: roof '20, driveway '19 & fence '19. Close to Central Park, Hospitals, grocery & more. Come add your personal touch!
Last Agent to Sell the Property
Romeo Team Realty License #10301223655 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,366
Year Built
- Built in 1954
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 55x129
- Privacy Fence
- Back Yard Fenced
- Landscaped
- Level Lot
- Cleared Lot
- Property is zoned Single Residence
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,296 Sq Ft Home
- Paddle Fans
- Blinds
- Sliding Doors
- Living Room
- Loft
- Finished Attic
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Stone Countertops
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Laundry in Basement
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Deck
- Exterior Lighting
- Shed
Schools
- Schenectady High School
Utilities
- Central Air
- Heating System Uses Oil
- Radiant Heating System
- Baseboard Heating
- Electric Baseboard Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 25 / 4
- Assessor Parcel Number 421500 49.52-4-25
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Dec 12, 2025
Sold by
Bought by
Seller's Agent
Gia Smith
Romeo Team Realty
Buyer's Agent
Yogesh Lachman
Lachman Real Estate Group
List Price
$275,000
Sold Price
$230,000
Premium/Discount to List
-$45,000
-16.36%
Views
422
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,806
Avg. Annual Appreciation
4.02%
Original Mortgage
$184,000
Interest Rate
0.0619%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 11, 2018
Closed on
May 30, 2018
Sold by
Bought by
Seller's Agent
Diane Lynch
Hunt Real Estate ERA
Buyer's Agent
Gia Smith
Monticello
List Price
$114,500
Sold Price
$120,000
Premium/Discount to List
$5,500
4.8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.01%
Original Mortgage
$117,826
Interest Rate
0.0425%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 31, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,700
Interest Rate
0.0674%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 4, 2002
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $230,000 | Vlr Abstract Services Inc | ||
| $120,000 | American Land Title | ||
| $113,000 | Peter V Coffey | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $184,000 | ||
| Closed | $117,826 | ||
| Closed | $101,700 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/12/2025 12/12/25 | Sold | $230,000 | -6.1% | $177 / Sq Ft | |
| 11/18/2025 11/18/25 | Pending | -- | -- | -- | |
| 10/12/2025 10/12/25 | Price Changed | $245,000 | -2.0% | $189 / Sq Ft | |
| 08/13/2025 08/13/25 | Price Changed | $250,000 | -5.7% | $193 / Sq Ft | |
| 07/22/2025 07/22/25 | Price Changed | $265,000 | -3.6% | $204 / Sq Ft | |
| 06/27/2025 06/27/25 | For Sale | $275,000 | +129.2% | $212 / Sq Ft | |
| 05/30/2018 05/30/18 | Sold | $120,000 | +4.8% | $93 / Sq Ft | View Prior Sale |
| 04/16/2018 04/16/18 | Pending | -- | -- | -- | |
| 04/11/2018 04/11/18 | For Sale | $114,500 | -- | $88 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,366 | $107,800 | $16,200 | $91,600 |
| 2024 | $5,366 | $107,800 | $16,200 | $91,600 |
| 2023 | $52 | $107,800 | $16,200 | $91,600 |
| 2022 | $5,205 | $107,800 | $16,200 | $91,600 |
| 2021 | $5,177 | $107,800 | $16,200 | $91,600 |
| 2020 | $5,100 | $107,800 | $16,200 | $91,600 |
| 2019 | $2,866 | $107,800 | $16,200 | $91,600 |
| 2018 | $5,153 | $107,800 | $16,200 | $91,600 |
| 2017 | $4,907 | $107,800 | $16,200 | $91,600 |
| 2016 | $5,309 | $107,800 | $16,200 | $91,600 |
| 2015 | -- | $107,800 | $16,200 | $91,600 |
| 2014 | -- | $107,800 | $16,200 | $91,600 |
Source: Public Records
Agents Affiliated with this Home
-
Gia Smith
-
Yogesh Lachman
Buyer's Agent in 2025
Yogesh Lachman
Lachman Real Estate Group
(518) 935-5060
58 Total Sales
-
D
Seller's Agent in 2018
Diane Lynch
Hunt Real Estate
Map
Source: Global MLS
MLS Number: 202520580
APN: 049-052-0004-025-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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