Seller's Agent in 2025
William Santiago
Haven Homes Group
(859) 444-0180
3 in this area
136 Total Sales
305 Montclair Ave Ludlow, KY 41016
Estimated Value: $188,029 - $210,000
2
Beds
1
Bath
1,347
Sq Ft
$144/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Loft
- Fireplace
- Wood Flooring
- No HOA
- Porch
About This Home
As of August 2025Charm & Character Galore in this Cozy Cape-Cod in Ludlow! Walk Up the Covered Front Porch & Enter Inside to Experience the Open-Floor-Plan Boasting Ample Natural Light Throughout! Two Total Bedrooms Consisting of First Floor Primary Bed, & Spacious Upstairs Loft w/ Additional Bedroom & Bonus Room for Office/Nursery! This Home Maintains its Classic Charm w/ Original Hardwood Floors & Original Woodwork! The Kitchen Boasts Modern Updates w/ White Cabinets, Granite Counters, & Stainless Steel Appliances! Luxury Vinyl Flooring in the Bathroom w/Subway Tile Shower-Surround, & New Vanity! Large Unfinished Basement Could Easily be Converted to Additional Living Space! This Move-In Ready Home Comes w/ New Vinyl Windows, & Hard to Find Off-Street Parking! Easy Access to I-75, Downtown Covington, Downtown Cincinnati, Ludlow Bromley Yacht Club, & All the Shops/Restaurants in Downtown Ludlow! Don't Miss Out on This Beautiful & Affordable Home!
Last Agent to Sell the Property
Haven Homes Group License #221134 Listed on: 06/23/2025
Home Details
Home Type
- Single Family
Lot Details
- 3,049 Sq Ft Lot
- Cleared Lot
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,347 Sq Ft Home
- 1.5-Story Property
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Dining Room
- Loft
- Bonus Room
- Unfinished Basement
- Laundry in Basement
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 040-12-03-026.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 23, 2025
Closed on
Aug 8, 2025
Sold by
Bought by
Seller's Agent
William Santiago
Haven Homes Group
Buyer's Agent
Micah Preston
Cahill Real Estate Services
List Price
$189,900
Sold Price
$187,000
Premium/Discount to List
-$2,900
-1.53%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,257
Avg. Annual Appreciation
4.53%
Original Mortgage
$181,834
Outstanding Balance
$181,045
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$13,212
Purchase Details
Closed on
Jul 19, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
3.82%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Jul 22, 2015
Sold by
Bought by
Purchase Details
Closed on
Apr 15, 2011
Sold by
Bought by
Purchase Details
Closed on
Aug 24, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,039
Interest Rate
5.61%
Mortgage Type
FHA
Purchase Details
Closed on
May 25, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $187,000 | 360 American Title | ||
| $187,000 | 360 American Title | ||
| $187,000 | 360 American Title | ||
| $40,000 | Chicago Title Company Llc | ||
| $45,500 | Kentucky Land Title Agency | ||
| $28,000 | Regional First Title Group | ||
| $94,900 | Kentucky Land Title Agency | ||
| $55,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $181,834 | ||
| Closed | $181,834 | ||
| Previous Owner | $40,000 | ||
| Previous Owner | $94,039 | ||
| Previous Owner | $250,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $187,000 | -1.5% | $139 / Sq Ft |
| 06/28/2025 06/28/25 | Pending | -- | -- | -- |
| 06/23/2025 06/23/25 | For Sale | $189,900 | -- | $141 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,502 | $115,000 | $10,000 | $105,000 |
| 2024 | $1,495 | $115,000 | $10,000 | $105,000 |
| 2023 | $1,480 | $115,000 | $10,000 | $105,000 |
| 2022 | $1,513 | $115,000 | $10,000 | $105,000 |
| 2021 | $910 | $60,000 | $10,000 | $50,000 |
| 2020 | $630 | $40,000 | $10,000 | $30,000 |
| 2019 | $1,040 | $70,000 | $10,000 | $60,000 |
| 2018 | $1,033 | $70,000 | $10,000 | $60,000 |
| 2017 | $689 | $45,500 | $10,000 | $35,500 |
| 2015 | $579 | $40,000 | $10,000 | $30,000 |
| 2014 | $558 | $40,000 | $10,000 | $30,000 |
Source: Public Records
Agents Affiliated with this Home
-
William Santiago
-
Micah Preston
Buyer's Agent in 2025
Micah Preston
Cahill Real Estate Services
(859) 866-5955
1 in this area
49 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633714
APN: 040-12-03-026.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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