305 S Bluff St Monticello, IN 47960
Monticello AreaEstimated payment $3,304/month
Highlights
- 125 Feet of Waterfront
- 0.7 Acre Lot
- Partially Wooded Lot
- Docks
- Lake Property
- Cathedral Ceiling
About This Home
Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.
Listing Agent
Trueblood Real Estate Brokerage Phone: 864-449-4309 Listed on: 04/09/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,392
Year Built
- Built in 1897
Lot Details
- 30,492 Sq Ft Lot
- Lot Dimensions are 87x313
- 125 Feet of Waterfront
- Lake Front
- Chain Link Fence
- Partially Wooded Lot
- Historic Home
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Victorian Architecture
- Shingle Roof
- Wood Siding
Interior Spaces
- Multi-Level Property
- Woodwork
- Crown Molding
- Cathedral Ceiling
- Great Room
- Living Room with Fireplace
- Formal Dining Room
- Water Views
- Fire and Smoke Detector
- Electric Dryer Hookup
Kitchen
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
Attic
- Storage In Attic
- Walkup Attic
Partially Finished Basement
- Block Basement Construction
- Stone or Rock in Basement
Outdoor Features
- Docks
- Lake Property
- Lake, Pond or Stream
- Covered Deck
Location
- Suburban Location
Schools
- Meadowlawn Elementary School
- Roosevelt Middle School
- Twin Lakes High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 91-73-33-000-138.900-021
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,377 | $373,300 | $16,700 | $356,600 |
| 2024 | $3,392 | $339,200 | $16,700 | $322,500 |
| 2023 | $4,399 | $439,900 | $66,800 | $373,100 |
| 2022 | $3,893 | $389,300 | $66,800 | $322,500 |
| 2021 | $3,147 | $314,700 | $66,800 | $247,900 |
| 2020 | $2,721 | $272,100 | $42,600 | $229,500 |
| 2019 | $2,604 | $260,400 | $40,100 | $220,300 |
| 2018 | $2,604 | $260,400 | $40,100 | $220,300 |
| 2017 | $8,292 | $259,000 | $40,100 | $218,900 |
| 2016 | $5,184 | $259,200 | $40,100 | $219,100 |
| 2014 | $2,605 | $260,500 | $45,100 | $215,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/13/2026 04/13/26 | Price Changed | $550,000 | -8.3% | $167 / Sq Ft | |
| 04/09/2026 04/09/26 | For Sale | $600,000 | +33.4% | $182 / Sq Ft | |
| 10/06/2023 10/06/23 | Sold | $449,800 | 0.0% | $137 / Sq Ft | View Prior Sale |
| 09/26/2023 09/26/23 | Pending | -- | -- | -- | |
| 08/31/2023 08/31/23 | Price Changed | $449,800 | 0.0% | $137 / Sq Ft | |
| 08/16/2023 08/16/23 | Price Changed | $449,900 | -4.3% | $137 / Sq Ft | |
| 08/09/2023 08/09/23 | Price Changed | $469,900 | -6.0% | $143 / Sq Ft | |
| 07/26/2023 07/26/23 | Price Changed | $499,900 | -3.8% | $152 / Sq Ft | |
| 07/07/2023 07/07/23 | Price Changed | $519,900 | -1.9% | $158 / Sq Ft | |
| 06/09/2023 06/09/23 | For Sale | $529,900 | -- | $161 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Corporate Deed | $449,800 | White County Abstract & Title | |
| Grant Deed | -- | Columbia Title |
Source: Indiana Regional MLS
MLS Number: 202612108
APN: 91-73-33-000-138.900-021
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Based on information submitted to the MLS GRID
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Ask me questions while you tour the home.