Amy Betts
Coldwell Banker Realty
(443) 775-2941
51 Total Sales
12 in Cambridge
$40K - $927K Price Range
305 Terrapin Cir Cambridge, MD 21613
Cambridge AreaEstimated Value: $338,078
4
Beds
2.5
Baths
1,993
Sq Ft
$170/Sq Ft
Est. Value
Highlights
- Pond View
- Deck
- Pond
- Open Floorplan
- Premium Lot
- Traditional Architecture
About This Home
As of November 2024Discover the charm of a move-in ready gem at Blackwater Landing. This nearly new, expansive four-bedroom home is set on a premium lot that offers serene pond views. The first floor boasts an open, functional layout featuring a kitchen equipped with recessed lighting, granite countertops, stainless steel appliances, an island, and a pantry. Upstairs, the generous primary suite includes a walk-in closet, while three additional bedrooms, a full bath, and a laundry room complete the second floor. Since acquiring the property, the owner has enhanced it with a fence, shed, deck, ceiling fans, and more. The buyer will take over the solar panel lease, ensuring minimal monthly electric costs. The HOA fee is $38 per month and covers access to a walking trail and a gazebo area for residents. Ideally located, this home is just minutes from shopping and dining in Downtown Cambridge and provides easy access to US Route 50 for convenient commutes to work, the beach, or across the bay.
Last Agent to Sell the Property
(410) 228-2525 sydney@sharonre.com Sharon Real Estate P.C. License #657232 Listed on: 08/20/2024
Last Buyer's Agent
(410) 465-6900 christophersudler@boblucidoteam.com Keller Williams Lucido Agency License #5001522
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,904
Year Built
- Built in 2022
Lot Details
- 10,977 Sq Ft Lot
- Premium Lot
- Property is in excellent condition
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 2 Driveway Spaces
- Front Facing Garage
Home Design
- Traditional Architecture
- Slab Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,993 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Sliding Doors
- Entrance Foyer
- Combination Kitchen and Living
- Dining Room
- Pond Views
- Attic
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
- Fire and Smoke Detector
- Fire Sprinkler System
Outdoor Features
- Pond
- Deck
- Shed
Schools
- Maces Lane Middle School
- Cambridge-South Dorchester High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Electric Water Heater
- Municipal Trash
Community Details
- Blackwater Landing HOA
- Built by DR Horton
- Black Water Landing Subdivision, Deerfield Floorplan
- Property Manager
Listing and Financial Details
- Tax Lot 87
- Assessor Parcel Number 1007227531
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 20, 2024
Closed on
Nov 18, 2024
Sold by
Payton Debra Kay and Payton Robert Eugene
Bought by
Seller's Agent
Sydney Johnson Cohee
Sharon Real Estate P.C.
Buyer's Agent
Christopher Sudler
Keller Williams Lucido Agency
List Price
$350,000
Sold Price
$347,500
Premium/Discount to List
-$2,500
-0.71%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,422
Avg. Annual Appreciation
-1.49%
Original Mortgage
$347,500
Interest Rate
6.32%
Mortgage Type
VA
Purchase Details
Listed on
Feb 27, 2023
Closed on
Mar 31, 2023
Sold by
D R Horton Inc
Bought by
Payton Debra Kay and Payton Robert Eugene
Seller's Agent
Brandon Brittingham
EXP Realty, LLC
Buyer's Agent
Brandon Brittingham
EXP Realty, LLC
List Price
$349,990
Sold Price
$317,990
Premium/Discount to List
-$32,000
-9.14%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Original Mortgage
$312,230
Interest Rate
6.65%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cambridge, MD
-
Amy Betts
-
Gretchen Wichlinski
Gretchen Wichlinski
Compass
(667) 230-5069
96 Total Sales
1 in Cambridge
$167,000 Price
-
Bonnie Duley
Bonnie Duley
Responds QuicklyLong & Foster Real Estate, Inc.
(443) 282-9082
56 Total Sales
1 in Cambridge
$465,900 Price
-
Nicole Schreibstein Abbott
Nicole Schreibstein Abbott
Responds QuicklyNorthrop Realty
(240) 690-5770
83 Total Sales
4 in Cambridge
$55K - $550K Price Range
-
Karla Wieland-Cherry
Karla Wieland-Cherry
Meredith Fine Properties
(410) 339-8350
31 Total Sales
10 in Cambridge
$55K - $280K Price Range
-
Yvonne Reed-Carlock
Yvonne Reed-Carlock
EXP Realty, LLC
(571) 380-7637
21 Total Sales
1 in Cambridge
$346,990 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $347,500 | None Listed On Document | ||
| Payton Debra Kay | $312,230 | Fidelity National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $347,100 | ||
| Closed | Woolford Gavin | $347,500 | |
| Previous Owner | Payton Debra Kay | $312,230 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/18/2024 11/18/24 | Sold | $347,500 | 0.0% | $174 / Sq Ft | |
| 09/09/2024 09/09/24 | Price Changed | $347,500 | -0.7% | $174 / Sq Ft | |
| 08/20/2024 08/20/24 | For Sale | $350,000 | +10.1% | $176 / Sq Ft | |
| 04/03/2023 04/03/23 | Sold | $317,990 | 0.0% | $167 / Sq Ft | View Prior Sale |
| 03/08/2023 03/08/23 | Pending | -- | -- | -- | |
| 03/01/2023 03/01/23 | Price Changed | $317,990 | -9.1% | $167 / Sq Ft | |
| 02/27/2023 02/27/23 | For Sale | $349,990 | -- | $184 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,639 | $286,067 | $0 | $0 |
| 2025 | $4,639 | $279,700 | $21,600 | $258,100 |
| 2024 | $4,639 | $265,333 | $0 | $0 |
| 2023 | $4,639 | $250,967 | $0 | $0 |
| 2022 | $1,375 | $18,600 | $18,600 | $0 |
| 2020 | $702 | $18,600 | $18,600 | $0 |
| 2019 | $355 | $18,600 | $18,600 | $0 |
| 2018 | $176 | $18,600 | $18,600 | $0 |
| 2017 | $342 | $18,600 | $0 | $0 |
| 2016 | -- | $18,600 | $0 | $0 |
| 2015 | -- | $18,600 | $0 | $0 |
| 2014 | $358 | $18,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sydney Johnson Cohee
Seller's Agent in 2024
Sydney Johnson Cohee
Sharon Real Estate P.C.
(410) 476-7519
94 Total Sales
-
Christopher Sudler
Buyer's Agent in 2024
Christopher Sudler
Keller Williams Lucido Agency
(443) 477-7283
10 Total Sales
-
Brandon Brittingham
Seller's Agent in 2023
Brandon Brittingham
EXP Realty, LLC
(443) 783-3928
636 Total Sales
Map
Source: Bright MLS
MLS Number: MDDO2007924
APN: 07-227531
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
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The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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