308 S 12th Ave Saint Charles, IL 60174
Southeast Saint Charles NeighborhoodEstimated payment $2,516/month
Highlights
- Cape Cod Architecture
- Mature Trees
- Main Floor Bedroom
- Lincoln Elementary School Rated A
- Wood Flooring
- Home Office
About This Home
This charming 1950's Cape Cod in a highly sought-after St. Charles neighborhood offers the perfect blend of character and updates. Located east of the Fox River, you'll love being close to trails, parks, the library, shops, and restaurants. Inside, original details like arched doorways and hardwood floors give the home warmth and personality, while a large front picture window floods the living room with natural light. The spacious basement, complete with a private side entrance, is currently operating as a successful short-term rental-providing true income potential or another living area for you to enjoy personally. Recent improvements ensure peace of mind, including a new water heater (2025), furnace (2024), A/C (2023), select windows on the 1st floor (2023), under-sink kitchen water filter (2023), updated basement bathroom (2022), partial electric upgrade in the basement (2022), a 3/4 drain tile system with transferable warranty (2021-2022) and sump pump w/ batter backup (2021). Whether you're hosting on multiple levels of living space or enjoying summer evenings on the back patio, this home strikes the perfect balance-spacious enough to entertain but never too big to feel distant. Don't miss out - set up a showing today!
Listing Agent
Keller Williams Premiere Properties License #475159142 Listed on: 09/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,218
Year Built
- Built in 1955
Lot Details
- 6,621 Sq Ft Lot
- Lot Dimensions are 50x132
- Mature Trees
Home Design
- Cape Cod Architecture
- Asphalt Roof
Interior Spaces
- 1,252 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Family Room
- Living Room
- Formal Dining Room
- Home Office
- Lower Floor Utility Room
- Carbon Monoxide Detectors
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
- Separate Shower
Laundry
- Laundry Room
- Sink Near Laundry
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Parking
- 3 Parking Spaces
- Driveway
- Parking Included in Price
Outdoor Features
- Patio
- Shed
Schools
- Munhall Elementary School
- Wredling Middle School
- St. Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,218 | $91,771 | $27,958 | $63,813 |
| 2023 | $5,934 | $82,137 | $25,023 | $57,114 |
| 2022 | $5,595 | $75,292 | $25,179 | $50,113 |
| 2021 | $5,364 | $71,769 | $24,001 | $47,768 |
| 2020 | $5,303 | $70,430 | $23,553 | $46,877 |
| 2019 | $5,203 | $69,036 | $23,087 | $45,949 |
| 2018 | $4,998 | $66,260 | $21,151 | $45,109 |
| 2017 | $4,685 | $61,909 | $20,428 | $41,481 |
| 2016 | $4,909 | $59,735 | $19,711 | $40,024 |
| 2015 | -- | $53,975 | $19,498 | $34,477 |
| 2014 | -- | $50,734 | $19,498 | $31,236 |
| 2013 | -- | $51,206 | $19,693 | $31,513 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/15/2025 09/15/25 | Pending | -- | -- | -- |
| 09/11/2025 09/11/25 | For Sale | $375,000 | +42.6% | $300 / Sq Ft |
| 06/25/2021 06/25/21 | Sold | $263,000 | +5.2% | $150 / Sq Ft |
| 05/24/2021 05/24/21 | For Sale | -- | -- | -- |
| 05/23/2021 05/23/21 | Pending | -- | -- | -- |
| 05/21/2021 05/21/21 | For Sale | $250,000 | -- | $143 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $263,000 | Proper Title Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $185,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $120,500 | Greater Illinois Title Compa | |
| Sheriffs Deed | -- | -- | |
| Trustee Deed | $90,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,110 | New Conventional | |
| Previous Owner | $191,055 | New Conventional | |
| Previous Owner | $192,166 | FHA | |
| Previous Owner | $215,737 | FHA | |
| Previous Owner | $215,829 | FHA | |
| Previous Owner | $19,000 | Credit Line Revolving | |
| Previous Owner | $202,500 | Unknown | |
| Previous Owner | $182,422 | FHA | |
| Previous Owner | $500,000 | Unknown | |
| Previous Owner | $75,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12466374
APN: 09-26-354-002
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