$400,000

309 S Cross Trail McHenry, IL 60050

McHenry Area

Estimated payment $2,919/month

Total Views 1,407
4 Beds
2.5 Baths
2,348 Sq Ft
$170 Price per Sq Ft

Highlights

  • Deck
  • Recreation Room
  • Traditional Architecture
  • Property is near park
  • Cathedral Ceiling
  • Whirlpool Bathtub

About This Home

Located in the sought-after Winding Creek neighborhood, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, and a layout designed to fit today's lifestyle. Bright, open living spaces and soaring vaulted ceilings create an inviting atmosphere from the moment you enter. The kitchen offers ample cabinet and counter space, stainless steel appliances, an updated faucet, and a comfortable dining area for everyday meals. Adjacent living and dining spaces provide flexibility for entertaining guests or enjoying time with family. Anchored by a gas fireplace, the family room is the perfect place to relax and unwind. Upstairs, the private primary suite features vaulted ceilings, a large walk-in closet, and an en suite bath with a whirlpool tub and separate shower. Three additional generously sized bedrooms complete the upper level. A sunroom with newer floating flooring offers additional living space that's ideal for reading, enjoying your morning coffee, or simply taking in views of the backyard. Step outside onto the deck overlooking the expansive yard, providing plenty of room for outdoor entertaining, play, or gardening. The full basement is ready for your finishing touches and includes a separate room that's well suited for a home office, workout area, craft room, or additional storage. A conveniently located first-floor laundry room with a newer washer and electric dryer sits just inside the attached two-car garage. Recent improvements include newer windows in select areas of the home, newer exterior siding, a new water heater, and a kitchen sink water filtration system. Enjoy the convenience of being just minutes from parks, schools, shopping, dining, and the McHenry Metra station. Offering generous living space, thoughtful updates, and an excellent location, this home is ready for its next chapter and provides the perfect opportunity to add your personal style with a fresh coat of paint and a few finishing touches.

Listing Agent

Julie Georgiadis

Suburban Life Realty, Ltd Brokerage Phone: (312) 437-4111 License #475123520 Listed on: 07/16/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,878

Year Built

  • Built in 1989

Lot Details

  • 10,502 Sq Ft Lot
  • Lot Dimensions are 80x126x63x136
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,348 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Open Floorplan
  • Dining Room
  • Recreation Room
  • Play Room
  • Sun or Florida Room
  • Carbon Monoxide Detectors

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Recreation or Family Area in Basement
  • Basement Storage

Outdoor Features

  • Deck
  • Shed
  • Porch

Location

  • Property is near park

Schools

  • Riverwood Elementary School
  • Parkland Middle School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,878

Year Built

Built in 1989

Lot Details

10,502 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (312) 437-4111
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener, Gas Cooktop
  • Basement: Partially Finished, Rec/Family Area, Storage Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Cathedral Ceiling(s), Dining Combo
  • LivingArea: 2348
  • Other Equipment: Water-Softener Owned, CO Detectors, Sump Pump
  • Room Type: Sun Room, Recreation Room, Play Room
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Owned, Garage
  • ParkingTotal: 8

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Main Level, Electric Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Riverwood Elementary School
  • Middle/Junior School: Parkland Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2411
  • Lot Dimensions: 80X126X63X136
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8878
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,512 $109,130 $22,383 $86,747
2023 $8,272 $97,866 $20,073 $77,793
2022 $7,404 $84,108 $18,357 $65,751
2021 $7,119 $78,856 $17,211 $61,645
2020 $7,057 $76,492 $16,695 $59,797
2019 $6,877 $72,725 $15,873 $56,852
2018 $7,042 $67,538 $14,910 $52,628
2017 $6,924 $64,704 $14,284 $50,420
2016 $6,821 $61,734 $13,628 $48,106
2013 -- $58,752 $12,970 $45,782
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/16/2026 07/16/26 For Sale $400,000 +19.4% $170 / Sq Ft
08/15/2022 08/15/22 Sold $335,000 +11.7% $143 / Sq Ft View Prior Sale
06/16/2022 06/16/22 Pending -- -- --
06/01/2022 06/01/22 For Sale $299,900 +21.0% $128 / Sq Ft
07/17/2020 07/17/20 Sold $247,900 0.0% $104 / Sq Ft View Prior Sale
05/27/2020 05/27/20 Pending -- -- --
05/19/2020 05/19/20 For Sale $247,900 -- $104 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $335,000 --
Warranty Deed $248,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Warranty Deed $191,000 Fox Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $290,000 New Conventional
Previous Owner $253,601 VA
Previous Owner $164,000 Adjustable Rate Mortgage/ARM
Previous Owner $145,600 New Conventional
Previous Owner $5,311 Unknown
Previous Owner $139,300 Unknown
Previous Owner $139,000 Unknown
Previous Owner $130,000 No Value Available
Previous Owner $22,100 Unknown
Previous Owner $160,000 Unknown
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12701143

Midwest Real Estate Data (MRED)

APN: 14-03-106-015

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