3095 Calvert Blvd Lusby, MD 20657
Lusby AreaEstimated payment $7,186/month
Highlights
- 96 Feet of Waterfront
- Beach
- Sandy Beach
- Primary bedroom faces the bay
- Access to Tidal Water
- Spa
About This Home
Where Generations Gather on the Chesapeake Bay Welcome to an extraordinary Chesapeake Bay estate in the sought-after Cove Point community, where more than 5,000 square feet of refined coastal living meets direct beach access and breathtaking water views that define every day. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with shoreline serenity, creating the perfect setting for generations of family memories, a spectacular primary residence, or an exceptional second home with proven vacation rental appeal. From the moment you step through the grand two-story foyer, you'll appreciate the thoughtful design. A private guest suite or home office and full bath provide flexibility on the main level, while the home opens into an impressive gourmet kitchen featuring a massive granite island, custom weathered coastal cabinetry, double wall ovens, a commercial-size refrigerator, custom vent hood, walk-in pantry, and an inviting dining area overlooking the Bay. Designed for entertaining, the kitchen flows effortlessly into expansive living spaces where walls of windows frame spectacular Chesapeake Bay views. Rich wood floors, a gas fireplace, and seamless access to the full-width waterfront deck create the perfect backdrop for everything from quiet mornings with coffee to celebrations with family and friends. This isn't simply a waterfront home—it's the result of years of thoughtful planning and craftsmanship. Reimagined from the ground up, every major system, finish, and design element was carefully selected to create a home built for generations of waterfront living. Premium materials, including Anderson windows and doors, HardiePlank siding, high-efficiency HVAC systems, custom finishes, cedar ceilings, and quality construction reflect the exceptional attention to detail found throughout. Even more impressive, the home was intentionally built to a favorable elevation, resulting in substantially lower flood insurance than many comparable Chesapeake Bay waterfront properties. Upstairs, the waterfront primary suite is a true retreat, complete with a private balcony overlooking the Bay, a spacious walk-in closet, and a spa-inspired bath. Two additional bedrooms, including a second en-suite, share the level along with a dramatic family room featuring soaring cathedral ceilings and panoramic water views. The third floor offers exceptional flexibility with a private fifth-bedroom suite, full bath, cozy reading nook, and a large recreation room overlooking the Chesapeake. An elevator shaft is already in place for future elevator installation, providing added convenience and long-term accessibility. Outside, a boardwalk winds through the natural grasses to your own sandy beach, while multiple waterfront decks invite dining, entertaining, and endless sunsets over the Bay. A dedicated water hookup and 50-amp RV connection provide added convenience for guests and waterfront adventures. An additional separately deeded lot conveys with the property, bringing the total acreage to approximately 0.31 acres and providing valuable extra space for parking, privacy, or future possibilities. Located within the private Cove Point community, residents enjoy one of Southern Maryland's most treasured stretches of Chesapeake Bay shoreline, anchored by the iconic 1828 Cove Point Lighthouse. Just minutes away, Solomons Island offers waterfront restaurants, marinas, boutique shopping, and endless opportunities for boating, fishing, and exploring nearby Calvert Cliffs. Whether you're searching for a legacy waterfront residence, an unforgettable family retreat, or a premier coastal getaway with outstanding rental appeal, this extraordinary Chesapeake Bay estate offers a rare opportunity to own not just a home—but a lifestyle that will be cherished for generations.
Listing Agent
(443) 968-9595 tommy.higgins@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 4439689595 Listed on: 07/29/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,070
Year Built
- Built in 1984
Lot Details
- 13,320 Sq Ft Lot
- 96 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Sandy Beach
- Private Lot
- Level Lot
- Open Lot
- Cleared Lot
- Back, Front, and Side Yard
- Additional Land
- Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
- Property is in excellent condition
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Property Views
- Bay
- Panoramic
Home Design
- Colonial Architecture
- Coastal Architecture
- Villa
- Hip Roof Shape
- Batts Insulation
- Architectural Shingle Roof
- Asphalt Roof
- Cement Siding
- Vinyl Siding
Interior Spaces
- 5,088 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Wood Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Pane Windows
- Casement Windows
- French Doors
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Crawl Space
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Built-In Double Oven
- Commercial Range
- Range Hood
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Engineered Wood
- Bamboo
- Partially Carpeted
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Accessible Home Design
- Roll-in Shower
- Halls are 36 inches wide or more
- More Than Two Accessible Exits
Outdoor Features
- Spa
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Swimming Allowed
- Lake Privileges
- Balcony
- Deck
- Shed
Location
- Flood Risk
Schools
- Dowell Elementary School
- Southern Middle School
- Patuxent High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Underground Utilities
- Well
- Electric Water Heater
- On Site Septic
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 0501032917
Community Details
Overview
- Association fees include road maintenance, common area maintenance, management
- Cove Point Home Owners Association
- Cove Point Subdivision
Amenities
- Common Area
Recreation
- Beach
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,882 | $663,100 | $277,000 | $386,100 |
| 2025 | $6,882 | $617,200 | $0 | $0 |
| 2024 | $6,381 | $571,300 | $0 | $0 |
| 2023 | $5,673 | $525,400 | $277,000 | $248,400 |
| 2022 | $5,618 | $520,433 | $0 | $0 |
| 2021 | $5,535 | $515,467 | $0 | $0 |
| 2020 | $5,535 | $510,500 | $277,000 | $233,500 |
| 2019 | $5,557 | $510,500 | $277,000 | $233,500 |
| 2018 | $5,544 | $510,500 | $277,000 | $233,500 |
| 2017 | $5,667 | $515,100 | $0 | $0 |
| 2016 | -- | $515,100 | $0 | $0 |
| 2015 | $3,416 | $515,100 | $0 | $0 |
| 2014 | $3,416 | $277,000 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/29/2026 07/29/26 | For Sale | $1,199,900 | +185.7% | $236 / Sq Ft | |
| 01/29/2014 01/29/14 | Sold | $420,000 | -15.8% | $137 / Sq Ft | View Prior Sale |
| 01/08/2014 01/08/14 | Pending | -- | -- | -- | |
| 03/24/2013 03/24/13 | For Sale | $499,000 | -- | $162 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $420,000 | None Available | |
| Deed | $198,000 | -- | |
| Deed | $255,000 | -- | |
| Deed | $540,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,150,000 | Construction | |
| Closed | $419,500 | New Conventional | |
| Closed | $462,000 | New Conventional | |
| Closed | $459,200 | New Conventional | |
| Previous Owner | $670,000 | Stand Alone Second |
Source: Bright MLS
MLS Number: MDCA2029768
APN: 01-032917
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Ask me questions while you tour the home.