3102 Garden Ct Saint Cloud, FL 34769
Saint Cloud AreaEstimated payment $2,196/month
Highlights
- Open Floorplan
- Granite Countertops
- Family Room Off Kitchen
- Main Floor Primary Bedroom
- No HOA
- 2 Car Attached Garage
About This Home
Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops, STAINLESS STEEL APPLIANCES, a breakfast bar with pendant lighting, under cabinet lighting and an over sink window for great natural light! The spacious PRIMARY SUITE includes a WALK-IN CLOSET and en-suite bath, while bedrooms two and three share a full bath on the other side of the home. Situated on a premium CORNER LOT enjoy adorable CURB APPEAL, an EXTENDED COVERED LANAI and FULLY FENCED backyard providing privacy and the perfect space for relaxing or entertaining. Call today to schedule a tour and fall in love with your new HOME SWEET HOME!
Listing Agent
LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3292633 Listed on: 05/29/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,654
Year Built
- Built in 1989
Lot Details
- 8,059 Sq Ft Lot
- West Facing Home
- Property is zoned SR2
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,260 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Pendant Lighting
- French Doors
- Family Room Off Kitchen
- Living Room
Kitchen
- Breakfast Bar
- Range
- Dishwasher
- Granite Countertops
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Schools
- Lakeview Elementary School
- St. Cloud Middle School
- St. Cloud High School
Additional Features
- Rain Gutters
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- The Gardens Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 16 / 1
- Assessor Parcel Number 03-26-30-0027-0001-0160
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,640 | $302,100 | $60,000 | $242,100 |
| 2024 | $4,663 | $302,100 | $60,000 | $242,100 |
| 2023 | $4,663 | $258,700 | $50,000 | $208,700 |
| 2022 | $925 | $93,942 | $0 | $0 |
| 2021 | $902 | $91,206 | $0 | $0 |
| 2020 | $887 | $89,947 | $0 | $0 |
| 2019 | $864 | $87,925 | $0 | $0 |
| 2018 | $844 | $86,286 | $0 | $0 |
| 2017 | $809 | $83,336 | $0 | $0 |
| 2016 | $785 | $81,622 | $0 | $0 |
| 2015 | $795 | $81,055 | $0 | $0 |
| 2014 | $788 | $80,412 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/24/2026 07/24/26 | Price Changed | $329,000 | -1.8% | $261 / Sq Ft | |
| 07/01/2026 07/01/26 | Price Changed | $335,000 | -1.5% | $266 / Sq Ft | |
| 05/29/2026 05/29/26 | For Sale | $340,000 | +6.6% | $270 / Sq Ft | |
| 03/11/2022 03/11/22 | Sold | $319,000 | +6.3% | $253 / Sq Ft | View Prior Sale |
| 02/18/2022 02/18/22 | Pending | -- | -- | -- | |
| 02/15/2022 02/15/22 | For Sale | $300,000 | -- | $238 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | A Clear Choice Title & Escrow | |
| Warranty Deed | $319,000 | A Clear Choice Title & Escrow |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $294,566 | FHA |
Source: Stellar MLS
MLS Number: O6411880
APN: 03-26-30-0027-0001-0160
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.