Lance Willard
CHARLES RUTENBERG REALTY INC
(727) 888-6695
675 Total Sales
70 in Palm Harbor
$155K - $1.8M Price Range
311 Dempsey Rd Palm Harbor, FL 34683
Palm Harbor AreaEstimated Value: $386,000 - $433,000
2
Beds
1
Bath
852
Sq Ft
$482/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Property is near a marina
- Open Floorplan
- Ozona Elementary School Rated A-
- View of Trees or Woods
- Property is near public transit
About This Home
As of October 2025One or more photo(s) has been virtually staged. Welcome to Ozona, where *boats, breweries, and barbeque* are a way of life and every day feels like *another Saturday night.* This fully renovated 2 bed / 1 bath cottage embraces the idea that “it’s not the size of the ship, it’s the motion of the ocean.” Less upkeep, more sunsets, and more time to *breathe in, breathe out, move on.* Set on a LARGE LUSCIOUSLY LANDSCAPED RARE .19 acre lot, the home is FULLY fenced with an ELECTRIC gate for privacy. Best of all, it’s in the X FLOOD ZONE—an almost unheard-of find in Ozona—and has never taken on water. Inside you’ll find an OPEN floor plan with coastal touches: new cabinetry, stainless steel appliances, mosaic backsplash, and wood-paneled ceilings. Bedrooms are generously sized, and the screened patio is the perfect spot to hum *come Monday* while unwinding after a day on the boat. OVERSIZED powered storage shed included. From this address, you can walk, bike, or golf cart to marinas, restaurants, and ice cream shops, local breweries—or head west to the sunset spots for locals...Your very own *Margaritaville.* Life here is easy, breezy, and built for those who believe *it’s 5 o’clock somewhere.* Nestled in incorporated Pinellas which means YES you can love this home as a primary residence, long term investment or short term rental/Airbnb. Known for it's trick or treating, top rated schools, nestled on The Pinellas Trail and the annual Holiday Golf Cart Parade.
Last Agent to Sell the Property
CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3305825 Listed on: 10/01/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,247
Year Built
- Built in 1954
Lot Details
- 8,298 Sq Ft Lot
- East Facing Home
- Wood Fence
- Mature Landscaping
- Corner Lot
- Oversized Lot
- Level Lot
- Landscaped with Trees
- Property is zoned R-3
Parking
- 2 Carport Spaces
Home Design
- Slab Foundation
- Metal Roof
- Block Exterior
- Stucco
Interior Spaces
- 852 Sq Ft Home
- Open Floorplan
- Crown Molding
- Ceiling Fan
- Blinds
- Family Room Off Kitchen
- Combination Dining and Living Room
- Views of Woods
- Fire and Smoke Detector
- Attic
Kitchen
- Convection Oven
- Range
- Microwave
- Solid Wood Cabinet
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry Located Outside
- Dryer
- Washer
Outdoor Features
- Property is near a marina
- Screened Patio
- Shed
- Rain Gutters
- Rear Porch
Schools
- Ozona Elementary School
- Palm Harbor Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- Water Softener
- Cable TV Available
Additional Features
- Reclaimed Water Irrigation System
- Property is near public transit
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 14 / 01
- Assessor Parcel Number 11-28-15-20880-000-0140
Community Details
Overview
- No Home Owners Association
- Dempseys W S Sub Subdivision
- The community has rules related to allowable golf cart usage in the community
Amenities
- Restaurant
Recreation
- Golf Course Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
Buyer's Agent
John Richter
CHARLES RUTENBERG REALTY INC
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Views
7
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,496
Avg. Annual Appreciation
3.51%
Original Mortgage
$387,845
Outstanding Balance
$384,624
Interest Rate
5.87%
Mortgage Type
FHA
Estimated Equity
$25,872
Purchase Details
Closed on
Jul 15, 2024
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,200
Interest Rate
7.03%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 22, 2021
Closed on
Aug 2, 2021
Sold by
Bought by
Seller's Agent
Lynda Kelly
BAYSIDE PROPERTY MGMT. & REAL
Buyer's Agent
Lynda Kelly
BAYSIDE PROPERTY MGMT. & REAL
Sold Price
$2,195
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.47%
Purchase Details
Closed on
Apr 10, 2014
Sold by
Bought by
Purchase Details
Closed on
Aug 1, 2003
Sold by
Bought by
Purchase Details
Closed on
Nov 9, 2001
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palm Harbor, FL
-
Lance Willard
-
Maggie Loving
Maggie Loving
FUTURE HOME REALTY INC
(775) 204-0457
220 Total Sales
10 in Palm Harbor
$198K - $1.3M Price Range
-
Andy Burwell
Andy Burwell
BURWELL REAL ESTATE
(727) 732-2171
134 Total Sales
5 in Palm Harbor
$245K - $801K Price Range
-
Colleen Bebell
Colleen Bebell
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 977-1898
63 Total Sales
8 in Palm Harbor
$130K - $670K Price Range
-
Daniel Hut
Daniel Hut
Hut Realty, LLC
(689) 400-1238
239 Total Sales
1 in Palm Harbor
$449,900 Price
-
Kari Hazeltine
Kari Hazeltine
RE/MAX MARKETING SPECIALISTS
(727) 877-1768
111 Total Sales
1 in Palm Harbor
$410,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $400,000 | Fidelity National Title Of Flo | ||
| $379,000 | Platinum National Title | ||
| $300,000 | Total Title Solutions Llc | ||
| $162,500 | 1St Affiliated Title Service | ||
| $134,000 | -- | ||
| $69,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $387,845 | ||
| Closed | $303,200 | ||
| Previous Owner | $25,000 | ||
| Previous Owner | $60,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $400,000 | -5.9% | $469 / Sq Ft | |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $425,000 | 0.0% | $499 / Sq Ft | |
| 09/29/2021 09/29/21 | Rented | $2,195 | 0.0% | -- | |
| 09/22/2021 09/22/21 | For Rent | $2,195 | 0.0% | -- | |
| 08/02/2021 08/02/21 | Sold | $300,000 | -8.0% | $352 / Sq Ft | View Prior Sale |
| 07/16/2021 07/16/21 | Pending | -- | -- | -- | |
| 07/06/2021 07/06/21 | For Sale | $326,000 | -- | $383 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,508 | $405,695 | $247,133 | $158,562 |
| 2024 | $5,885 | $405,583 | $269,778 | $135,805 |
| 2023 | $5,885 | $343,973 | $235,164 | $108,809 |
| 2022 | $5,202 | $281,015 | $193,117 | $87,898 |
| 2021 | $2,004 | $141,677 | $0 | $0 |
| 2020 | $1,993 | $139,721 | $0 | $0 |
| 2019 | $1,951 | $136,580 | $0 | $0 |
| 2018 | $1,919 | $134,033 | $0 | $0 |
| 2017 | $1,896 | $131,276 | $0 | $0 |
| 2016 | $1,874 | $128,576 | $0 | $0 |
| 2015 | $2,667 | $123,740 | $0 | $0 |
| 2014 | $2,203 | $100,843 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amanda Lebiszczak
Seller's Agent in 2025
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
(912) 655-2774
148 Total Sales
-
John Richter
J
Buyer's Agent in 2025
John Richter
CHARLES RUTENBERG REALTY INC
(727) 538-9200
15 Total Sales
-
Alecia Savas
Seller's Agent in 2021
Alecia Savas
COLDWELL BANKER REALTY
(727) 967-0955
51 Total Sales
-
Lynda Kelly
L
Seller's Agent in 2021
Lynda Kelly
BAYSIDE PROPERTY MGMT. & REAL
(727) 787-3727
19 Total Sales
-
Chris Savas
Seller Co-Listing Agent in 2021
Chris Savas
COLDWELL BANKER REALTY
(727) 560-9132
34 Total Sales
-
Sarah Stone
Buyer's Agent in 2021
Sarah Stone
COASTAL PROPERTIES GROUP INTERNATIONAL
(813) 810-3975
30 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8432317
APN: 11-28-15-20880-000-0140
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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