Doug Mayberry
Huff Realty - Florence
(859) 600-6390
180 Total Sales
1 in Downtown Covington
$470,000 Price
312 Garrard St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $844,921
5
Beds
5.5
Baths
5,000
Sq Ft
$169/Sq Ft
Est. Value
Highlights
- River View
- Fireplace in Primary Bedroom
- Wood Flooring
- 0.21 Acre Lot
- Property is near public transit
- Main Floor Primary Bedroom
About This Home
As of November 2024The auction to sell the remaining items in the house is now going to private. If you would like to be invited. Please call the listing agent for info. We believe this home was built 2 years prior to the Civil War in 1853. It was eventually the home of Mary Florence Taney, famous author & community leader. It is an incredible home, loved & maintained by its current owner & local artist since 1985. This is a rare & special opportunity. It offers almost 5000 sq ft of living space. You will not believe the extensive millwork, the arched plaster moldings, the towering ceilings on all three floors, the 10-foot doors with 2-foot transoms, floor to ceiling windows with marble windowsills, 7 fireplaces, gorgeous pocket doors that work seamlessly, third floor cupola, gorgeous backyard & garden, original potting shed, one car garage, plenty of off-street parking & more. Years ago, it was converted into 5 luxury apartments without many architectural changes. The current owner was slowly converting it back to a single-family home but didn't quite complete the project. It could now easily go back to single or multi-family living.
Last Agent to Sell the Property
Coldwell Banker Realty FM License #211885 Listed on: 05/21/2024
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Home Details
Home Type
- Single Family
Lot Details
- 8,930 Sq Ft Lot
- Private Entrance
- Private Yard
- Historic Home
Parking
- 1 Car Garage
- Garage Door Opener
- Driveway
- On-Street Parking
- Off-Street Parking
- Assigned Parking
Property Views
- River
- City
- Woods
Home Design
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 5,000 Sq Ft Home
- 3-Story Property
- Built-In Features
- Woodwork
- Crown Molding
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Non-Functioning Fireplace
- Transom Windows
- Wood Frame Window
- Pocket Doors
- Panel Doors
- Entrance Foyer
- Family Room with entrance to outdoor space
- Family Room
- Living Room with Fireplace
- Dining Room with Fireplace
- 7 Fireplaces
- Formal Dining Room
- Bonus Room
- Utility Room
- Storm Windows
Kitchen
- Eat-In Kitchen
- Gas Range
- Dishwasher
Flooring
- Wood
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Fireplace in Primary Bedroom
- En-Suite Primary Bedroom
- En-Suite Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Kitchen in Basement
- Finished Basement Bathroom
- Stubbed For A Bathroom
- Crawl Space
- Basement Storage
Outdoor Features
- Patio
- Exterior Lighting
- Shed
Location
- Property is near public transit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Cooling System Mounted In Outer Wall Opening
- Central Air
- Radiant Heating System
- Hot Water Heating System
- Heating System Uses Steam
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 054-14-17-009.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2024
Closed on
Nov 26, 2024
Sold by
Bought by
Seller's Agent
Lori Taylor
Coldwell Banker Realty FM
Buyer's Agent
Kristi Aytes
Trauth Property Group
List Price
$799,900
Sold Price
$675,000
Premium/Discount to List
-$124,900
-15.61%
Views
249
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,921
Avg. Annual Appreciation
14.30%
Original Mortgage
$540,000
Outstanding Balance
$530,652
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$314,269
Purchase Details
Closed on
Jun 3, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 1, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
0.25%
Mortgage Type
Unknown
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Doug Mayberry
-
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Stacy Meece
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Hillary Justice
Hillary Justice
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Brandon Stamper
Brandon Stamper
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$950,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $675,000 | 360 American Title | ||
| -- | None Listed On Document | ||
| -- | None Listed On Document | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $540,000 | ||
| Closed | $540,000 | ||
| Previous Owner | $417,000 | ||
| Previous Owner | $348,000 | ||
| Previous Owner | $248,389 | ||
| Previous Owner | $88,000 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $56,900 | ||
| Previous Owner | $280,189 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/26/2024 11/26/24 | Sold | $675,000 | -15.6% | $135 / Sq Ft |
| 10/10/2024 10/10/24 | Pending | -- | -- | -- |
| 09/30/2024 09/30/24 | For Sale | $799,900 | 0.0% | $160 / Sq Ft |
| 09/27/2024 09/27/24 | Off Market | $799,900 | -- | -- |
| 09/18/2024 09/18/24 | For Sale | $799,900 | 0.0% | $160 / Sq Ft |
| 09/18/2024 09/18/24 | Off Market | $799,900 | -- | -- |
| 09/08/2024 09/08/24 | Price Changed | $799,900 | -11.1% | $160 / Sq Ft |
| 08/20/2024 08/20/24 | Price Changed | $899,900 | -5.3% | $180 / Sq Ft |
| 07/12/2024 07/12/24 | Price Changed | $949,900 | 0.0% | $190 / Sq Ft |
| 06/14/2024 06/14/24 | Price Changed | $950,000 | -4.0% | $190 / Sq Ft |
| 05/21/2024 05/21/24 | For Sale | $989,900 | -- | $198 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,944 | $675,000 | $50,000 | $625,000 |
| 2024 | $8,995 | $730,400 | $50,000 | $680,400 |
| 2023 | $9,111 | $730,400 | $50,000 | $680,400 |
| 2022 | $9,006 | $730,400 | $50,000 | $680,400 |
| 2021 | $7,543 | $540,000 | $50,000 | $490,000 |
| 2020 | $7,522 | $540,000 | $50,000 | $490,000 |
| 2019 | $7,608 | $540,000 | $50,000 | $490,000 |
| 2018 | $8,374 | $540,000 | $50,000 | $490,000 |
| 2017 | $6,314 | $400,000 | $50,000 | $350,000 |
| 2015 | $7,596 | $400,000 | $50,000 | $350,000 |
| 2014 | $7,368 | $400,000 | $50,000 | $350,000 |
Source: Public Records
Agents Affiliated with this Home
-
Lori Taylor
Seller's Agent in 2024
Lori Taylor
Coldwell Banker Realty FM
(859) 486-8239
4 in this area
113 Total Sales
-
Kristi Aytes
K
Buyer's Agent in 2024
Kristi Aytes
Trauth Property Group
(859) 415-4500
1 in this area
2 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 623008
APN: 054-14-17-009.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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