NOT LISTED FOR SALE

3124 Harness Loop Owensboro, KY 42303

Estimated Value: $243,000 - $257,304

3 Beds
2 Baths
1,393 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: February 2, 2026

Last sale price $245,000 $176 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,485 / mo

13 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • Rear Porch
  • Daviess County Middle School Rated A-
  • Ranch Style House
  • Brick Veneer

About This Home

As of February 2026

This home is located at 3124 Harness Loop, Owensboro, KY 42303 since 08 January 2026 and is currently estimated at $248,326, approximately $178 per square foot. This property was built in 1998. 3124 Harness Loop is a home located in Daviess County with nearby schools including Meadow Lands Elementary School, Daviess County Middle School, and Daviess County High School.

Last Agent to Sell the Property

Jacob Seaton

Triple Crown Realty Group License #299975 Listed on: 01/08/2026

Last Buyer's Agent

DAUGHERTY - PHELPS TEAM

Triple Crown Realty Group

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • Fenced
  • Landscaped

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick Veneer
  • Slab Foundation
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 1,393 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Dining Area

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Parking

  • 2 Car Detached Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio
  • Rear Porch

Schools

  • Meadow Lands Elementary School
  • Daviess County Middle School
  • Daviess County High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Gas Water Heater

Community Details

  • Downs Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

8,276 Sq Ft Lot

HOA Fees

$13 per month

Listing Details

  • Prop. Type: Single Family Residence
  • Year Built: 1998
  • OFFICELIST_ADDRESS: 3124 Harness Loop
  • AreaSubdivision: DOWNS
  • Audio Surveillance: No
  • Display On Internet: Yes
  • Agricultural Exemption: No
  • Geo Address Line: 3124 Harness Loop
  • Geo Longitude: -87.0568966
  • Geo Primary City: Owensboro
  • Geo Quality: 0.95
  • Geo Secondary City: Daviess County
  • Geo Subdivision: KY
  • Geo Zoom Level: 16
  • OFFICELIST_STATE: KY
  • Audio Video Surveillance: No
  • Type Style: Ranch/Single
  • Agent Only_ L A1 User Code: 433501381
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 40715

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: None
  • Interior Amenities: Cathedral Ceiling, Ceiling Fan(s), Vaulted Ceiling, W/D Hookup, Walk-in Closet
  • 1St Floor Primary Bedroom: Yes
  • Above Grade Finished SqFt: 1393
  • Foreclosure: No
  • Lower Floor 1 Bedrooms: 3
  • Full Bathrooms: 2
  • Attic2: Pull-Down Stairs, Storage Only
  • First Floor Number Half Bathrooms: 2
  • First Floor Number Bedrooms: 3
  • Fireplace: None
  • Flooring: Carpet, Wood Laminate
  • Kitchen Dining: Dining Area
  • In Law Suite: No
  • New Construction: No
  • Estimated Total Finished Sq Ft: 1393

Exterior Features

  • Exterior Features: Concrete Drive, Deck, Fence, Landscaped, Patio, Porch Back
  • Roof: Dimensional
  • Acreage Range: .5 to 1.0 acre
  • Exterior Construction: Brick Veneer, Vinyl Siding
  • Foundation: Slab

Garage/Parking

  • Garage/Carport Description: Garage-Double Detached

Utilities

  • Cooling: Central Electric
  • Sewer: Public Sewer
  • Heating System: Forced Air
  • Hot Water: County
  • Water Heater: Gas Water Heater

Condo/Co-op/Association

  • Monthly HOA Fees: 160
  • Master HOA Frequency: Annually
  • HOA: Yes
  • Tax District: DAVIESS

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Meadow Lands Elementary School
  • High School: DAVIESS COUNTY HIGH SCHOOL
  • Middle School: Daviess County Middle School

Lot Info

  • Geo Update Timestamp: 2026-01-08
  • Deed Restrictions: No
  • Lot Size: .197
  • Lot Description: None

Multi Family

  • Number Stories: One

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2026
Closed on
Feb 2, 2026
Sold by
Bought by
Seller's Agent
Jacob Seaton
Triple Crown Realty Group
Buyer's Agent
DAUGHERTY - PHELPS TEAM
Triple Crown Realty Group
List Price
$259,900
Sold Price
$245,000
Premium/Discount to List
-$14,900
-5.73%
Views
12
Current Estimated Value
$248,326

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,326
Avg. Annual Appreciation
4.30%
Original Mortgage
$196,000
Outstanding Balance
$195,624
Interest Rate
6.21%
Mortgage Type
Construction
Estimated Equity
$52,702

Purchase Details

Closed on
Jun 8, 2021
Bought by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$245,000 Attorney Only
$195,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $196,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/02/2026 02/02/26 Sold $245,000 -5.7% $176 / Sq Ft
01/21/2026 01/21/26 Pending -- -- --
01/08/2026 01/08/26 For Sale $259,900 -- $187 / Sq Ft
Source: Greater Owensboro REALTOR® Association

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,578 $195,000 $30,000 $165,000
2024 $16 $195,000 $0 $0
2023 $1,639 $195,000 $0 $0
2022 $2,166 $195,000 $0 $0
2021 $1,388 $195,000 $0 $0
2020 $1,150 $137,400 $0 $0
2019 $1,129 $137,400 $0 $0
2018 $2,709 $137,400 $0 $0
2017 $1,153 $137,400 $0 $0
2016 $1,388 $129,100 $0 $0
2015 -- $129,100 $0 $0
2014 -- $129,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Owensboro REALTOR® Association

MLS Number: 93895

APN: 074-N0-00-007-00-000

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