KE
Seller's Agent in 2026
Kimberly Edwards
Indian Springs Real Estate
(850) 526-2478
7 Total Sales
3128 Main St Cottondale, FL 32431
3
Beds
1
Bath
1,726
Sq Ft
0.73
Acre Lot
Highlights
- Florida Architecture
- No HOA
- Living Room
- Cottondale High School Rated A-
- Home Office
- Dining Room
About This Home
As of August 2026Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom brick home situated directly on high-traffic Hwy 231 in Cottondale, FL. Positioned on almost an acre corner lot with access from three roads, this property offers outstanding visibility, accessibility, and flexibility for a variety of residential or commercial uses.
Recently enhanced with a newly added privacy fence, the property now offers additional seclusion, security, and functionality--perfect for creating a private backyard retreat, separating business and residential space, or securing pets and outdoor storage. The beautiful oak trees in the back yard offering shade on these Florida summer days
Currently zoned Commercial, this property opens the door to numerous business ventures, and according to the City of Cottondale, the zoning may potentially be changed to Mixed Use. Whether you envision a live/work setup, rental investment, office space, boutique business, or future development opportunity, this property is ready to fit your vision.
Inside, the home features a flexible bonus room ideal for an office or additional living space. The kitchen has updated butcher block countertops, a 2019 roof, 2023 HVAC system, newer water heater and updated windows. Public water and sewer are connected, and there may be additional septic systems remaining on site from former homesites--adding even more development potential pee previous owners. SELLERS ARE MOTIVATED!!
Property is being sold AS IS. Don't miss your chance to own a versatile property in a growing commercial corridor with added privacy and endless potential!
Last Agent to Sell the Property
Indian Springs Real Estate License #SL3657088 Listed on: 05/20/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,694
Year Built
- Built in 1927
Lot Details
- 31,799 Sq Ft Lot
- Property fronts a highway
- Fenced
- Zoning described as City
Home Design
- Florida Architecture
- Brick Exterior Construction
- Pillar, Post or Pier Foundation
- Shingle Roof
- Composition Roof
Interior Spaces
- Living Room
- Dining Room
- Home Office
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Cottondale Elementary And Middle School
- Cottondale High School
Utilities
- Heating Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2026
Closed on
Aug 5, 2026
Sold by
Williams Jr Leo A and Williams Cynthia A
Bought by
Seller's Agent
Kimberly Edwards
Indian Springs Real Estate
Buyer's Agent
Veronica Hill
Chipola Realty
List Price
$165,000
Sold Price
$140,000
Premium/Discount to List
-$25,000
-15.15%
Views
50
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.35%
Original Mortgage
$143,939
Outstanding Balance
$143,807
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
-$2,793
Purchase Details
Listed on
Jun 25, 2025
Closed on
Oct 10, 2025
Sold by
Burks Angela and Campbell Melinda
Bought by
Williams Leo A and Williams Cynthia A
Seller's Agent
Lauren Lyons
Chipola Realty
Buyer's Agent
Julie Broxton
Bay County - Unknown Office
List Price
$150,000
Sold Price
$113,000
Premium/Discount to List
-$37,000
-24.67%
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.05%
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $113,000 | None Listed On Document |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2026 08/14/26 | Sold | $140,000 | -3.4% | $81 / Sq Ft | |
| 06/17/2026 06/17/26 | Pending | -- | -- | -- | |
| 06/16/2026 06/16/26 | Price Changed | $145,000 | -9.4% | $84 / Sq Ft | |
| 06/01/2026 06/01/26 | Price Changed | $160,000 | -3.0% | $93 / Sq Ft | |
| 05/20/2026 05/20/26 | For Sale | $165,000 | +46.0% | $96 / Sq Ft | |
| 10/10/2025 10/10/25 | Sold | $113,000 | -18.7% | $65 / Sq Ft | View Prior Sale |
| 09/29/2025 09/29/25 | Pending | -- | -- | -- | |
| 08/01/2025 08/01/25 | Price Changed | $139,000 | -7.3% | $81 / Sq Ft | |
| 06/21/2025 06/21/25 | For Sale | $150,000 | -- | $87 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,694 | $94,848 | $16,750 | $78,098 |
| 2024 | $362 | $50,236 | ||
| 2023 | $334 | $48,925 | $0 | $0 |
| 2022 | $445 | $52,137 | $0 | $0 |
| 2021 | $193 | $36,816 | $0 | $0 |
| 2020 | $187 | $36,308 | $0 | $0 |
| 2019 | $109 | $31,567 | $3,520 | $28,047 |
| 2018 | $184 | $35,888 | $0 | $0 |
| 2017 | $171 | $35,150 | $0 | $0 |
| 2016 | $156 | $34,427 | $0 | $0 |
| 2015 | $173 | $34,687 | $0 | $0 |
| 2014 | $169 | $34,412 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kimberly Edwards
-
Julie Broxton
JB
Seller Co-Listing Agent in 2026
Julie Broxton
Indian Springs Real Estate
(850) 526-2478
48 Total Sales
-
Veronica Hill
VH
Buyer's Agent in 2026
Veronica Hill
Chipola Realty
(850) 451-5261
19 Total Sales
-
Lauren Lyons
Seller's Agent in 2025
Lauren Lyons
Chipola Realty
(850) 209-5710
249 Total Sales
-
Kathy Milton
Seller Co-Listing Agent in 2025
Kathy Milton
Chipola Realty
(850) 209-5710
241 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 790104
APN: 31-5N-11-0092-0OG0-0015
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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